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Airtel Axis Bank Credit Card

Looking for a credit card that gives you more than just a line of credit? Introducing Airtel Axis Bank Credit Card! A card that helps you transform your spending into earnings. Whether you use it for bill payments, mobile recharge, travelling, dining, or grocery, it provides you with up to 25% cashback. Not only this, you get 1% cashback on every spend. What’s more? Airtel Axis Bank credit card offers you exciting welcome benefits.

Enjoy cashback offers with
Airtel Axis Bank Credit Card

Unlock the power of savings with our amazing cashback offers

  • 25% cashback
    on Airtel Postpaid bills, Wi-Fi, DTH & more**

  • 10% cashback
    on utility bill payments such as gas, electricity, etc.**

  • 10% cashback
    on spends via Swiggy, Zomato & BigBasket**

  • 1% cashback
    on all other spends**

Additional benefits of Airtel
Axis Bank Credit Card

Discover a world of incredible benefits

  • Up to 15% off
    at partner restaurants

  • up to 1% waiver
    get 1% Fuel surcharge waiver

  • Domestic lounge
    Domestic airport lounge access, 4 times/year**

Airtel Axis Bank
Credit Card Eligibility

  • Age Criteria

    The primary cardholder’s age must be between 18 years to 70 years
  • Citizenship

    The applicant should be a citizen of India
  • Documents Required

    PAN Card, latest payslip, residence proof and identity proof

Apply for Airtel Axis Bank
Credit Card

Apply for the card online on the Airtel Thanks app. Once you complete the application process, sit back and just relax, we will deliver your card to your doorstep.

More about Airtel
Axis Credit Card

  • Airtel Axis Bank Credit Card
    interest rates and charges

    Fewer fees and more benefits are what Airtel promises you. Check out Airtel Axis Bank Credit Card Interest Rates and Charges here! You can get your primary card at just ₹500/- as a card annual fee.
  • How to apply for
    Airtel Axis Bank Credit card?

    You can apply for your card online on the Airtel Thanks App. On the app, go to the ‘shop’ section, and then under ‘Financial Services’, select ‘credit card’. Fill in all the necessary details and get your card delivered.
  • How to Pay for
    Airtel Axis BankCredit Card Bill?

    Airtel not only saves you money but also saves you time. You can complete the Airtel Axis Bank Credit Card bill payment entirely online through the Axis Bank
    app/website. It will take just a few minutes.

FAQs on Airtel Axis
Bank Credit Card

1. What is Airtel Axis Bank credit card?

The Airtel Axis Bank credit card is an exciting new credit card from Axis Bank and Airtel.You will get exciting offers and benefits such as domestic airport lounge access, up to 15% discount at partner restaurants, 25% cashback on recharges via the Airtel Thanks app, and lots more. It’s the credit card you need to elevate to a new lifestyle.

2. How to apply for Airtel Axis Bank credit card?

Applying for the Airtel Axis credit card is quite simple. Just download the Airtel Thanks app, and open the ‘Shop’ section within the app. Click on ‘Financial Services’ and tap on ‘Apply Now’ when you see the Airtel Axis Bank credit card banner. Follow the instructions on the screen and your credit card will be delivered within 2-7 business days, post-approval. You can also apply for it on the Airtel website.

3. Who can apply for Airtel Axis Bank credit card?

These are the requirements to apply for the Airtel Axis credit card:

  • 1. The primary applicant/cardholder should be 18-70 years in age  
  • 2. The applicant should be a resident of India
  •   

 

Keep in mind, that these criteria are only indicative and the bank reserves every right to approve or decline applications for an Airtel Axis Bank Credit Card.

4. What are the benefits of Airtel
Axis Bank credit card?

Here is the complete list of benefits that you will get with the Airtel Axis Bank credit card:

  • 25% Cashback** on Airtel Mobile, Wi-Fi, and DTH bill payments via Airtel Thanks App (**Up to ₹300 per month)
  • 10% Cashback** on utility bill payments such as gas, electricity, etc., via Airtel Thanks App (**Up to at ₹300 per month)
  • 10% Cashback** on spends on Swiggy, Zomato, Bigbasket(**Up to ₹500 per month. Total cashback across all merchants)
  • 1% Cashback on all other spends
  • Four complimentary domestic lounge visits (limited to one visit per quarter)
  • 1% Fuel surcharge waiver up to ₹500 per statement; valid on transactions between ₹400- ₹4,000

5. What is the credit limit of Airtel Axis Bank credit card?

Your credit limit will be determined by a variety of factors and in accordance with bank policy. The maximum credit limit is up to ₹5,00,000.

6. What is the annual fee for Airtel Axis Bank credit card?

A 1-time joining fee of ₹500 is applicable.
An annual fee of ₹500 is applicable from the 2nd year.
The annual fee (2nd year onwards) would be waived if you spend ₹2 Lakhs or more with the card within a year.  
Note: As a welcome benefit, you will receive an Amazon voucher worth ₹500* on the first card transaction made within the first 30 days of card issuance only applicable on cards where the joining fee has been levied.  

7. Do Airtel Axis Bank credit cards come with airport lounge benefits?

Yes, you will get four complimentary domestic lounge visits with the Airtel Axis Bank credit card. However, these lounge access benefits can be availed once in a quarter that too on select lounges across India, please visit the Axis Bank official website for more information**.  

8. What does 'minimum due' mean on Airtel Axis Bank credit card statement?

The minimum due amount is the minimal amount you must pay before the payment due date on your Airtel Axis Bank credit card account in order to avoid penalties.

9. How to renew Airtel Axis Bank Credit Card?

When your credit card’s expiry date is near, the bank will directly reach out to you with further instructions on how to renew it.

10. What should I do if I lose my Airtel Axis Bank credit card?

You must get in touch with Axis Bank representatives if your credit card gets lost. Visit any Axis Bank branch or use this link to get in touch with customer service:
axisbank.com/support or call on 1860 419 5555 / 1860 500 5555

11. What documents do I need to apply for Airtel Axis Bank Credit Card?

Unless there are case variations, the required documents for the Airtel Axis Bank Credit Card application are:  

Identity proof (any one of the following):

  • Photocopy of PAN card or Form 60
  • Residence Proof 
  • Colour Photograph
  • Proof of income in the form of the latest payslip / Form 16 / IT return copy
  • Latest payslip/Bank statement/Form 16/IT return copy as proof of income
  • Residence proof (any one of the following):
    • Passport
    • Driving License
    • Voter ID Card
    • Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

12. Are there any categories in which cashback is not applicable?

Cashback shall not be eligible for the following spends/transactions on the credit card:

  • Fuel spends
  • Wallet loading transactions
  • Rent payments
  • Purchase of gold items
  • Cash advances
  • EMI transactions & purchases converted to EMI transactions post facto
  • Payments of outstanding balances, card fees, and other card charges.

13. What minimum credit score is required to get Airtel Axis Bank credit card?

You need to have a CIBIL credit score of more than 650 to be eligible for an Airtel Axis Bank credit card.

14. How to pay the Airtel Axis Bank credit card bill?

You can pay your Airtel Axis Bank credit card bill on the Axis Bank official website or application.

15. How many days does it take to get a new Airtel Axis Bank Credit Card?

Once your Airtel Axis Bank credit card application gets approved, you will receive it at your registered address within 7 to 10 days.

16. What are the interest rates on Airtel Axis Bank Credit Card?

Given below are the details regarding the interest rates for the Airtel Bank credit card:

Finance Charges (Retail purchases and Cash)

3.6% per month (52.86% per annum)

Late payment fees

Nil if Total Payment Due is less than Rs. 500

Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000

Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000

Rs. 1200 if the total payment due is greater than Rs.10,000

Cash Withdrawal Fee

Min. Rs. 500 up to 2.5% of the cash withdrawal amount

Over limit Fees

Min. Rs. 500 up to 2.5% of the over limit amount

Surcharge on purchase or cancellation of Railway Tickets

As prescribed by IRCTC/Indian Railways

Cheque return or dishonor fee or auto-debit reversal

2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,504

Foreign currency transaction fee

3.50% of the transaction value

17. What is the customer care number of Airtel Axis Bank's credit card?

If you are facing any challenges with your Airtel Axis Bank credit card, then you can get in touch with customer care. You can call on the following numbers: 1860 500 5555 or 1860 419 5555. You can also visit this website: axisbank.com/support

18. Can I get Axis Bank credit card without a job?

The primary cardholder must be between 18 and 70 years old to get the Airtel Axis Bank credit card. In addition, the individual must be a resident of India or a non-resident of India. Now, the ultimate right to approve the credit card depends on the bank. To check for your eligibility, you can get the Airtel Thanks app and look for the credit card banner or icon on the home screen.

Introducing the Airtel Axis Credit Card

The Airtel Axis Bank Credit Card is the only credit card you will ever need! Get a credit limit up to ₹5 Lakhs and enjoy big savings on every transaction made using the card! Save up to 25% on Airtel recharges and bill payments, up to 10% discount on Zomato, Swiggy and Big Basket, and 1% on every other spend! Earn these cashbacks and more only with Airtel Axis Bank Credit Card. Apply for your Axis Bank credit card today!

Discover the Exclusive Features of Airtel Axis Bank Credit Card!

Be a part of the Airtel Axis Credit Card family and enjoy exclusive Airtel Axis Credit Card features:

  • Rs. 500 Amazon Voucher on Card Activation
  • 25% cashback on Airtel bill payments (Mobile, Broadband, Wifi, & DTH) via Airtel Thanks app.
  • 10% cashback on utility bill payment via Thanks app
  • 10% cashback on Swiggy, Zomato, and BigBasket.
  • 1% cashback on all other spends
  • 1% fuel surcharge waiver
  • 4 domestic complimentary lounge visits per calendar year
  • Zero joining fee
  • Annual fees free for spending more than 2 Lakhs/calendar year.
 

Eligibility for the Airtel Axis Bank Credit Card: Check if you Qualify

The Airtel Axis Bank Credit Card eligibility can be checked during the application. The initial eligibility criteria for Airtel Axis Bank Credit Card are mentioned below:

  • Primary card holders should be between the age of 18 and 70 years.
  • The individual should be a resident of India.
 

Step-by-Step Guide: How to Apply for the Airtel Axis Bank Credit Card?

The application for Airtel Axis Bank Credit Card is quite simple. Follow the below steps to apply Airtel Axis Bank Credit Card:

  • Download the Airtel Thanks app.
  • Head to the Shop section of the app.
  • Tap on the Airtel Finance icon.
  • There are two offerings by Airtel Finance – Airtel Flexi Credit Personal Loan and Airtel Axis Bank Credit Card. Tap on the credit card.
  • Start your application by entering relevant details.
  • If you are eligible, you will have to follow the further procedure to obtain the card.
 

You can also apply for a credit card from Axis Bank’s official website.

 

Essential Documents for Airtel Axis Bank Credit Card Application

Documents required for a credit card by Axis Bank include:

  • PAN card photocopy
  • Latest payslip/Bank statement/Form 16/IT return copy as proof of income
  • Residence proof (any one of the following):
    1. Passport
    2. Driving License
    3. Voter ID Card
    4. Aadhaar card
  • Identity proof (any one of the following):
    1. Passport
    2. Driving license
    3. Voter ID Card
    4. Aadhaar card
    5. PAN card

If the applicant’s case varies, the bank can ask the applicant to furnish additional documents for verification purposes.

 

Understanding the fees and charges of the Airtel Axis Bank Credit Card

There are multiple fees and charges related to a credit card. An applicant should research about these charges in detail to make an informed decision. The Airtel Axis Bank Credit Card Charges are as follows:

Airtel Axis Credit Card Charges Amount (₹)
No Joining Fee NA
Annual Fee – Primary Card 500 – Second year onwards The fee is waived off if annual spends are greater than ₹2,00,000
Card Replacement Fee – Primary Card Nil
Cash Payment fee 100
Duplicate Statement Fee Waived off
Charge slip retrieval fee Waived off
Mini Statement SMS Waived off
Outstation Cheque Fee Waived off
Transaction Alert Fee Waived off
Balance Enquiry Fee Waived off
Finance Charges (Retail Purchases & Cash) 3.6% month
Finance Charges (Retail Purchases & Cash) 3.6% month
Late Payment Fees Nil – Total Payment outstanding is less than 500
500 – Total Payment outstanding is between 501-5000
750 – Total Payment outstanding is between 5001 – 10000
1200 – Total Payment outstanding is greater than 10000
Cash Withdrawal fee Min. Rs.500 up to 2.5% of the cash withdrawal amount
Over Limit fee Min. Rs.500 up to 2.5% of the over-limit amount
Foreign Currency Transaction Fee 3.50% of the transaction value
 

Things to Know before Applying for Airtel Axis Bank Credit Card

Keep in mind the following pointers before applying for Airtel Axis Bank Credit Card:

  • Airtel Axis Bank Credit Card is available for both Airtel and non-Airtel users.
  • It is a co-branded credit card.
  • It offers 4 different kinds of benefits including Welcome benefits, Cashback, Complimentary Lounge Access, and Fuel Surcharge Waiver.
  • CIBIL score is considered by the bank before issuing the card.
  • It takes only a minute for approval or rejection of the card application.
  • The card offers a credit limit up to ₹5 Lakhs and annual cashback up to Rs.18000.
 

Download the Airtel Thanks app and start your Airtel Axis Bank Credit Card application today! You can also check out the personal loan offered by Airtel Finance in the app called Airtel Flexi Credit.

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