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The Airtel Axis Bank Credit Card is a co-branded product from Airtel and Axis Bank. It is designed to provide practical savings for Airtel users and individuals who spend regularly on essentials. The card offers cashback on Airtel recharges, utility bill payments, food delivery, groceries, and other daily transactions.
With a credit limit of up to ₹5 lakh, it also supports higher spending needs. It serves as a cost-effective credit card option with simple eligibility requirements and a straightforward application process. Customers can apply for the Airtel Axis Bank Credit Card directly through the Airtel App, making it convenient to access benefits and manage payments digitally.
Calculate your Axis Bank Credit Card EMI instantly and get an estimate of your monthly EMI, total interest payable, and total repayment amount before converting your bill to EMI.
| Month | Principal | Interest | EMI | GST (18%) | Final EMI |
|---|
The Airtel Axis Bank Credit Card stands out for its straightforward value, turning everyday spending into consistent savings. Its credit card features are built around high-utility categories, making it a practical choice for households. You get targeted reward benefits without complex point systems.
Earn 25% cashback on Airtel recharges and bill payments.
Get 10% cashback on electricity, gas, and water bill payments.
Receive 10% value back on Swiggy, Zomato, and BigBasket.
Enjoy a 1% fuel surcharge benefit waiver at all fuel stations.
Spend ₹2 lakh in a year to get your annual fee waiver.
Transparent fees and charges help you plan your finances without surprises. The card has a nominal joining fee and a straightforward way to waive the annual charge.
| Fee Type | Details |
|---|---|
| Joining Fee | ₹500 |
| Welcome Offer | ₹250 Amazon e-voucher on card activation* |
| Annual Fee | ₹500 (Waived on annual spends above ₹2 lakh) |
| Fuel Surcharge Waiver | 1% waiver on fuel transactions |
The Airtel Axis Bank Credit Card keeps costs predictable. Affordable fees and charges combined with strong cashback benefits ensure you save more while paying less.
Primary cardholder should be between 18 and 70 years.
Applicant must be an Indian citizen.
Both salaried and self-employed individuals are eligible, subject to Axis Bank’s policies.
PAN card or Form 60, identity proof, residence proof, income proof, and a recent photograph are mandatory.
A good credit score is recommended for higher approval chances.
Applicants can also check their Airtel Axis Bank Credit Card eligibility in advance using the eligibility calculator provided by Airtel Finance before applying through the Airtel App.
To complete the application for the Airtel Axis Bank Credit Card, applicants must provide the following:
[Aadhaar Redacted], Passport, PAN card, or any valid government-issued identification.
[Aadhaar Redacted], Driving License, Ration Card, Rental Agreement, or other accepted residence proofs.
Latest salary slips or recent bank statements to confirm income details.
PAN card or Form 60 and a recent passport-size photograph.
Submission of these Airtel Axis Bank Credit Card documents is mandatory to verify eligibility and ensure smooth card issuance.
To apply for an Airtel Axis Bank credit card, the process is entirely digital and simple:
Open the Airtel App and go to the Shop section.
Select Financial Services → Credit Card.
Fill out the online application form with the required details.
Complete digital KYC for instant approval.
Access your virtual card immediately.
Receive the physical card at your doorstep within 5–7 business days.
Before applying, it is important to understand the key requirements and conditions associated with the Airtel Axis Bank Credit Card. Reviewing these points ensures a smooth application and effective usage of the card.
Verify your credit score, as it is crucial for approval.
Understand all charges, including the joining fee, annual fee, late payment fees, and interest rates.
Check the credit limit offered and confirm it suits your spending pattern.
Keep card usage around 30% of the limit to maintain a good credit score.
Avoid submitting multiple credit card applications in a short time.
Use the Airtel App to apply for the Airtel Axis Bank Credit Card through a simple digital process with doorstep delivery.
For any card-related assistance, Axis Bank provides dedicated support channels. You can reach customer care at 1800 419 0065 for complaint resolution and queries. Alternatively, non-360 cardholders can call 1860 500 5555. For card-related assistance via the Airtel App, navigate to the help section within the Credit Card dashboard for direct support on your application status and transactions.
Earn up to 25% cashback on Airtel Mobile, Broadband & DTH recharges through Airtel App.
*T&C apply
