Apply for Airtel Axis Bank Credit Card—Get Up to 25% Cashback

The Airtel Axis Bank Credit Card is structured to provide direct financial benefits on essential and lifestyle expenses. Key highlights include:

• Welcome Benefit – Initial rewards upon activation to maximise first-use value.
• 25% Cashback on Airtel Services – Savings on prepaid, postpaid, broadband, DTH, and other Airtel payments.
• Discounts on OTT Subscriptions – Exclusive offers on leading entertainment platforms.
• Reward Points on Groceries, Dining, and Shopping – Consistent benefits on everyday categories.

These Airtel Axis Bank Credit Card features are designed to make the card an efficient choice for individuals seeking cashback, discounts, and reward accumulation on frequent transactions.

The Airtel Axis Bank Credit Card is designed to deliver value across multiple spending categories, combining savings with lifestyle advantages. Look at the top Airtel Axis Bank Credit Card benefits:

Exclusive Airtel Rewards

Cardholders receive 25% cashback on Airtel services, including prepaid and postpaid mobile, broadband, DTH, and Wi-Fi bills. This makes the card particularly effective for Airtel customers who rely on these recurring services.

Cashback on Utilities & Entertainment

The card extends 10% cashback on electricity, gas, and water bill payments, along with benefits on food delivery and grocery platforms such as Swiggy, Zomato, and BigBasket. In addition, discounts on OTT subscriptions provide access to entertainment at lower costs.

Travel & Lifestyle Privileges

Domestic airport lounge access is available up to four times a year, offering comfort and convenience during travel. The card also provides a 1% fuel surcharge waiver across fuel stations in India, making it a practical choice for frequent commuters.

Annual Fee Waiver & Extra Savings

The joining fee and annual fee are both set at ₹500, with the annual fee waived from the second year if annual spends exceed ₹2 lakh. Alongside the structured cashback, customers also earn 1% cashback on all other spends, ensuring value across every purchase.

The Airtel Axis Bank Credit Card has a joining fee of ₹500 and an annual fee of ₹500, which is waived from the second year if annual spends exceed ₹2 lakh. The renewal fee is the same as the annual fee. Interest is charged on outstanding balances at Axis Bank’s standard credit card rates, and late payment fees are applied based on the total amount due. The Airtel Axis Bank Credit Card charges remain structured and transparent for users.

To apply for the Airtel Axis Bank Credit Card, applicants must meet the following criteria:

• Age: Primary cardholder should be between 18 and 70 years.
• Citizenship: Applicant must be an Indian citizen.
• Employment: Both salaried and self-employed individuals are eligible, subject to Axis Bank’s policies.
• Documents: PAN card or Form 60, identity proof, residence proof, income proof, and a recent photograph are mandatory.
• Credit Score: A good credit score is recommended for higher approval chances.

Applicants can also check their Airtel Axis Bank Credit Card eligibility in advance using the eligibility calculator provided by Airtel Finance before applying through the Airtel Thanks app.

To complete the application for the Airtel Axis Bank Credit Card, applicants must provide the following:

• Identity Proof: Aadhaar, Passport, PAN card, or any valid government-issued identification.
• Address Proof: Aadhaar, Driving License, Ration Card, Rental Agreement, or other accepted residence proofs.
• Income Proof: Latest salary slips or recent bank statements to confirm income details.
• Additional Requirements: PAN card or Form 60 and a recent passport-size photograph.

Submission of these Airtel Axis Bank Credit Card documents is mandatory to verify eligibility and ensure smooth card issuance.

To apply for an Airtel Axis Bank credit card, the process is entirely digital and simple:

1. Open the Airtel Thanks App and go to the Shop section.
2. Select Financial Services → Credit Card.
3. Fill out the online application form with the required details.
4. Complete digital KYC for instant approval.
5. Access your virtual card immediately.
6. Receive the physical card at your doorstep within 5–7 business days.

Before applying, it is important to understand the key requirements and conditions associated with the Airtel Axis Bank Credit Card. Reviewing these points ensures a smooth application and effective usage of the card.

• Verify your credit score, as it is crucial for approval.
• Understand all charges, including the joining fee, annual fee, late payment fees, and interest rates.
• Check the credit limit offered and confirm it suits your spending pattern.
• Keep card usage around 30% of the limit to maintain a good credit score.
• Avoid submitting multiple credit card applications in a short time.
• Use the Airtel Thanks app to apply for the Airtel Axis Bank Credit Card through a simple digital process with doorstep delivery.