Airtel Axis Bank Credit Card

The Airtel Axis Bank credit card is an exciting new credit card from Axis Bank and Airtel Finance. You will get exciting offers and benefits such as domestic airport lounge access, up to 15% discount at partner restaurants, 25% cashback on recharges via the Airtel Thanks app, and lots more. It’s the credit card you need to elevate to a new lifestyle.

Applying for the Airtel Axis Bank credit card is quite simple. Just download the Airtel Thanks app, and open the ‘Shop’ section within the app. Click on ‘Financial Services’ and tap on ‘Apply Now’ when you see the Airtel Axis Bank credit card banner. Follow the instructions on the screen and your credit card will be delivered within 2-7 business days, post-approval. You can also apply for it on the Airtel website.

These are the requirements to apply for the Airtel Axis credit card:

1. The primary applicant/cardholder should be 18-70 years in age
2. The applicant should be a resident of India
Keep in mind, that these criteria are only indicative and the bank reserves every right to approve or decline applications for an Airtel Axis Bank Credit Card.

Here is the complete list of benefits that you will get with the Airtel Axis Bank credit card:

25% Cashback** on Airtel Mobile, Wi-Fi, and DTH bill payments via Airtel Thanks App (**Up to ₹250 per month)
10% Cashback** on utility bill payments such as gas, electricity, etc., via the Airtel Thanks App (**Up to at ₹250 per month)
10% Cashback** on spends on Swiggy, Zomato, Bigbasket(**Up to ₹500 per month. Total cashback across all merchants)
1% Cashback on all other spends
Four complimentary domestic lounge visits (limited to one visit per quarter)
1% Fuel surcharge waiver up to ₹500 per statement; valid on transactions between ₹400- ₹4,000

Your credit card limit will be determined by a variety of factors and in accordance with bank policy. The maximum credit limit is up to ₹5,00,000.

A 1-time joining fee of ₹500 is applicable.
An annual fee of ₹500 is applicable from the 2nd year.
The annual fee (2nd year onwards) would be waived if you spend ₹2 Lakhs or more with the card within a year.
Note: As a welcome benefit, you will receive an Amazon voucher worth ₹500* on the first card transaction made within the first 30 days of card issuance only applicable on cards where the joining fee has been levied.

Yes, you will get four complimentary domestic lounge visits with the Airtel Axis Bank credit card. However, these lounge access benefits can be availed once in a quarter that too on select lounges across India, please visit the Axis Bank official website for more information**.

The minimum due amount is the minimal amount you must pay before the payment due date on your Airtel Axis Bank credit card account in order to avoid penalties.

When your credit card’s expiry date is near, the bank will directly reach out to you with further instructions on how to renew it.

You must get in touch with Axis Bank representatives if your credit card gets lost. Visit any Axis Bank branch or use this link to get in touch with customer service: axisbank.com/support or call 1860 419 5555 / 1860 500 5555

Unless there are case variations, the required documents for the Airtel Axis Bank Credit Card application are:

Identity proof (any one of the following):

Photocopy of PAN card or Form 60
Residence Proof
Colour Photograph
Proof of income in the form of the latest payslip / Form 16 / IT return copy
Latest payslip/Bank statement/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Passport
Driving License
Voter ID Card
Aadhaar card
Please note that this list is only indicative. Documents required for credit card may vary on a case-to-case basis.

Cashback shall not be eligible for the following spends/transactions on the credit card:

Fuel spends
Wallet loading transactions
Rent payments from credit cards
Purchase of gold items
Cash advances
EMI transactions & purchases converted to EMI transactions post facto
Payments of credit card outstanding balances, card fees, and other card charges.

You need to have a CIBIL credit score of more than 650 to be eligible for an Airtel Axis Bank credit card.

You can pay your Airtel Axis Bank credit card bill on the Axis Bank official website or application.

Once your Airtel Axis Bank credit card application gets approved, you will receive it at your registered address within 7 to 10 days.

Given below are the details regarding the Airtel Axis Bank Credit Card interest rates:

Finance Charges (Retail purchases and Cash)

3.6% per month (52.86% per annum)

Late payment fees

Nil if Total Payment Due is less than Rs. 500

Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000

Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000

Rs. 1200 if the total payment due is greater than Rs.10,000

Cash Withdrawal Fee

Min. Rs. 500 up to 2.5% of the cash withdrawal amount

Over limit Fees

Min. Rs. 500 up to 2.5% of the over limit amount

Surcharge on purchase or cancellation of Railway Tickets

As prescribed by IRCTC/Indian Railways

Cheque return or dishonor fee or auto-debit reversal

2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,504

Foreign currency transaction fee

3.50% of the transaction value

If you are facing any challenges with your Airtel Axis Bank credit card, then you can get in touch with customer care. You can call on the following numbers: 1860 500 5555 or 1860 419 5555. You can also visit this website: axisbank.com/support

The primary cardholder must be between 18 and 70 years old to get the Airtel Axis Bank credit card. In addition, the individual must be a resident of India or a non-resident of India. Now, the ultimate right to approve the credit card depends on the bank. To check for your eligibility, you can get the Airtel Thanks app and look for the credit card banner or icon on the home screen.