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Home Loan EMI Calculator

Calculate your home Loan EMIs and interest rate easily using the home Loan EMI Calculator.
Adjust the tenure and loan amount to know the average interest amount.

Home Loan amount
Enter the loan amount


Tenure plan
Choose your tenure plan


Rate of interest
Adjust your interest rate






Online Home Loan EMI Calculator

Planning to buy your dream home but unsure about the monthly payments? Airtel Finance has got you covered. Our simple and easy-to-use Home Loan calculator is here to help you figure it all out. Just enter your loan amount, interest rate, and loan tenure to get an instant breakdown of your EMIs. Get started now by clicking the button below and see how affordable your dream home can be!


How to Calculate the Home Loan EMI?

Calculating your home loan EMI with Airtel calculator is easy, just open the Airtel Home Loan EMI calculator on your device, enter the necessary details like loan amount, tenure, interest rate etc. and the calculator will then provide you with the appropriate plan for your home loan EMIs.

How to apply for a Home Loan?

Follow the simple steps as mentioned below

  • Open Airtel Thanks app
    Find Shop > Airtel Finance

  • Select Flexi Credit
    Fill in your basic details

  • Get best offer
    Basis profile verification

  • Complete the KYC
    Link your bank account

Features of Home Loan

With Airtel Flexi Credit you get

1 /  

  • Personal loan amount
    ₹10,000 to ₹9,00,000
  • Interest rates
    Starting from 11.5% p.a.
  • Personal loan tenure
    03 to 60 months
  • Credit disbursal
    Within 24 hours
  • No paperwork
    100% online
  • Low processing fee
    2% to 4% + GST

FAQs on Home Loan
EMI Calculator

What is a Home Loan calculator?

A Home Loan calculator is a useful device which helps you determine how much EMIs you will have to pay, based on the interest, principal amount, and loan tenure. Always check with a home loan calculator before applying for a loan.

How does a home loan calculator work?

The workings behind a home calculator are very simple and automated. You just have to adjust the variables (principal, loan tenure, interest rate) and the home loan calculator will show you how much EMI you need to pay regularly.

What details are necessary for utilizing a home loan calculator?

You will just need to have the details on your principal amount, loan tenure and the interest rate. With these details, you can check on a home loan calculator about the EMI amounts. The whole process is computerised.

What is the use of online home loan EMI calculator?

Many times, we are thinking about home loans, but are not sure about taking the next step because of high EMI payments. With the help of a home loan EMI calculator, you can take the right decision without any hassles.

Are home loan calculators accurate?

Yes, the home loan calculators will provide an accurate statement on the EMIs that you will have to pay. The complete information is provided on the back of inputs that you give. Hence, it is a great financial tool to help you secure your next home!

Can I use a home loan calculator to compare different loan options?

Yes, of course! Home Loan calculators are one of the most useful tools when it comes to getting a loan. You can use this tool to compare between different loan lenders and go for the one that gets you the best deal.

Can I use a home loan calculator for any type of home loan?

Definitely, you can use a home loan calculator for any type of home loan. Just ensure all the data related to interest rate, principal and tenure are correct, and you will see the accurate response.

Do I need to have a specific bank or lender in mind to use a home loan calculator?

Of course not, there are no restrictions in place when it comes to using your home loan calculator. You can use the toll to compare the deal offered by various banks, and make your judgement based on it.

How does EMI calculation help in planning the home purchase?

EMI calculation plays a major role in helping you plan the purchase of your next home. it takes an accurate measure of all the terms of your loan and tells you how much EMI you will have to pay. As a result, this helps you repay back your loan in a healthy manner, without being a financial burden on your back.

Are there any fees associated with using a home loan calculator?

Certainly not! There are no additional fees or hidden charges associated with a home loan calculator. You can use this tool completely free of cost.

Is the home loan EMI amount fixed?

Not at all! The great thing about an EMI calculator is that it will let you choose the EMI that you want. Just enter the correct details associated with your home loan and check out the EMI that you will have to pay.

How to reduce Home Loan EMI?

If you want to reduce your EMI for a Home Loan, then you either have to reduce the interest rate or increase the loan tenure. By increasing the tenure, you will have to pay a lower EMI but for a longer period of time.

What is the due date for paying my home loan EMI?

You will have to pay your EMI dues by the 5th of every month. Make sure you always do it on time, else it will have a negative effect on your credit score. You will also have to pay penalties for missing out on your payment.

Do I get a reminder for the Home Loan EMI payment?

Your bank will send you a reminder for your Home Loan EMI payment only when you miss out on payments.

How frequently should I use a Home Loan calculator when shopping for a mortgage?

There are no fixed rules when it comes to using your Home Loan calculator. When you are looking for a mortgage, you can use the EMI Home Loan calculator as many times as you wish, until you are satisfied with the deal.

What is the down payment for Home Loan EMI?

The down payment for a Home Loan EMI depends on the amount of Loan you are taking from the bank. It could also differ from one bank to another.

Can a Home Loan calculator help me determine my affordability for a Home Loan?

Yes, of course. The Home Loan calculator is one of the best and easiest ways to check if you can afford your new home. It will show the monthly EMIs you have to pay, and if you can afford it, then go for it.

Can a Home Loan calculator help me determine my monthly mortgage payments?

Always! The Home Loan calculator is one of the simplest tools to help you determine if your monthly mortgage payments can be affordable for you. Simply enter all the details on the calculator and you will get an accurate estimation of EMI payments.

Can a Home Loan calculator help me determine how much interest I'll pay over the life of the loan?

Yes, the Home Loan calculator will also help you determine the interest that you will have to pay during the loan duration. Additionally, you can also use the interest rate slider to see how your EMI gets affected.

Can a Home Loan calculator help me determine the impact of a down payment on my mortgage ?

The Home Loan calculator is only here to help you determine how much EMI you will have to pay to the bank to repay the loan amount. In case of additional questions, it is best to approach the bank itself.

How much time does it take for Home Loan EMI to be active?

Getting in touch with the bank officials is the best way to know how much time it will take for your Home Loan EMI to get active.

Personal Loan Lending Partner -
Airtel Flexi Credit

Home Loan Calculator - Airtel Finance

Airtel Finance presents you with the perfect Home Loan Calculator for all your home loan needs. Worried about the mortgage repayment terms, the interest rates and EMI payments? No more confusion. All you need to do is use our mortgage loan calculator to find out which is the best loan being offered to you. Furthermore, you can even change the variables, such as principal, loan tenure and interest rate, on our home loan calculator and get an accurate result right away! This helps you to decide how affordable it is for you to purchase your next home.

Key Features of Home Loan Calculator

Here are some of the key features of our Home Loan Interest calculator:

Enter the amounts as you wish

You can enter the principal amount, the loan tenure, and the rate of interest on the calculator to see the results. Just use the slider to get your desired values. And since the entire process is automated, it barely even takes a second and the results are accurate. Get real time results with our house loan EMI calculator.

Clear graphics

There is a very simple pie graph at the side, which helps you to clearly understand how much interest and principal you are paying. The EMI payable is also mentioned in this graph, all of which makes for a simple viewing and easy understanding.

Easy to use

The whole EMI calculator is extremely easy to use, even if you have never used an EMI Home Loan Calculator. The sliders for variable values, the information presented – everything is readable.

How is home loan EMI calculated?

The Home Loan EMI is calculated on the following factors: loan amount, interest rate and loan tenure. Once you input all this information, the computer does it for you. Hence, you will not have to sit with a calculator and try to jot down numbers. Why go through so much pain? Leave the calculations and numbers up to us while you think about decorating your dream home!

Benefits of Home Loan Calculator

Here are some of the benefits of using a housing loan EMI calculator:

  • Easy to use
  • No costs related, it is completely free of cost
  • Helps you to compare multiple loan deals
  • Let’s you check if you can reduce loan tenure or EMIs, etc.
  • Accurate information
  • Instant results
  • Comprehensible data to help you decide easily

Thus, there are multiple benefits to using a Home Loan Calculator. Try out the loan calculator from Airtel Finance and understand which bank is offering the best home loan deal! We wish you all the best for your new home.