Get credit with flexible
EMI options
low interest rates Trusted by 1 lakh+ users
Applying for a personal loan is now extremely easy. With your Axis Bank personal loan offer, you get the best interest rates and your loan application can be processed instantly! You just have to meet the minimum criteria. Apply for your Axis Bank personal loan today itself and get instant cash, without offering any collateral. Pay back your loan with flexible EMIs.
Get a loan on your terms. Choose from flexible EMI and tenure options.
100% digital process
Submit all your details and documents online.
Instant Loan approval
Get your Loan application approved!!
Flexible EMIs and tenure
Choose the loan tenure and EMI amount as per your
need.
Follow the simple steps as mentioned below
Open Airtel Thanks App
Find Shop > Airtel Finance
Select Flexi Credit
Fill in your basic details
Get best offer
Basis profile verification
Complete the KYC
Link your bank account
Calculate your Axis Bank personal Loan EMIs and interest rate
easily using the Personal Loan EMI Calculator.
Adjust the tenure and loan amount to know the average interest
amount.
Short Term Loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
With Airtel Flexi Credit you get below
Axis contact details
When you are short on cash and want to get instant credit, applying for a personal loan is one of the best options. A personal loan is also very useful because you can spend it the way you wish to, without any worries. Just make sure you are paying back your personal loan on time, and it is all smooth sailing. Moreover, personal loans do not require any collateral on offer. All you need to show is that you have a stable income source, and your credit score is perfect.
When you are short on cash and want to get instant credit, applying for a personal loan is one of the best options. A personal loan is also very useful because you can spend it the way you wish to, without any worries. Just make sure you are paying back your personal loan on time, and it is all smooth sailing. Moreover, personal loans do not require any collateral on offer. All you need to show is that you have a stable income source, and your credit score is perfect.
Achieving your financial goals with a personal loan is easy. Apply for your personal loan from Axis Bank today!
When you apply for your Axis Bank personal loan via Airtel Finance, there are plenty of benefits that you can enjoy:
Here’s how you can apply for your Axis Bank personal loan via the Airtel Thanks app:
These are the eligibility criteria that you have to meet to get a personal loan from Axis Bank:
Here is the list of documents needed to apply for a personal loan from Axis Bank:
Note: This list is not exhaustive. The list of documents can differ from one applicant to another. Make sure you provide the appropriate documents to make the personal loan application process more seamless.
Here are the fees and charges of Axis Bank personal loan:
Repayment instruction / Instrument return charges |
Rs.339/- per instance of dishonour of cheque
/SI/ECS/NACH debit instruction + GST as applicable |
---|---|
Swap charges (Cheque/Instrument) | ₹500/- per instance + GST as applicable |
Penal Interest | @ 24% per annum i.e., 2% per month on the overdue installment |
Duplicate statement issuance charges | ₹250/- per instance per set + GST as applicable. |
Duplicate Amortization schedule issuance charges | ₹250/- per instance per set + GST as applicable. |
Credit Information Companies (CICs) Report Issuance Charges | ₹50/- per instance per set + GST as applicable. |
No Dues Certificate generation charges (Duplicate) | ₹50 per instance per set + GST as applicable. |
Stamp Duty Charges | As per State Stamp Act |
Part Payment / Pre-Payment Charges |
5% + GST (As applicable) *Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment. |
Processing fee charges | 2% of the loan amount + GST as applicable |
The personal loan interest rate at Axis Bank starts from 11.75%. However, it should be noted that personal loan interest charges can also change on the basis of loan amount and personal loan tenure. To know the exact personal loan interest you will be paying, make use of the personal loan EMI calculator.
Applying for a personal loan from Axis Bank through Airtel Flexi Credit is always a good choice. Firstly, the complete process is extremely easy and you are credited with the amount in just 24 hours. In addition, you can track your loan application process, pay back with flexible EMI options, use the personal EMI calculator to see how much EMI you ought to pay and much more.
Get your personal loan from Axis Bank through Airtel Flexi Credit right now. Download the Airtel Thanks app and get started with your loan application!