Get Credit Limit up ₹5 Lakhs ✔️₹500 Amazon Voucher
Apply NowThe Airtel Axis Bank Credit Card charges interest starting from 3.6% per month on unpaid dues and cash withdrawals. Interest applies only to the outstanding amount, not the full credit limit. There are no hidden charges. This helps users avoid unnecessary costs when they carry forward balances.
Users can convert their outstanding balance into EMIs. The EMI is calculated using the reducing balance method, meaning interest is charged only on the remaining balance. The Airtel Axis Bank credit card interest rate is competitive in its segment. The Airtel Axis Bank credit card APR is lower than many other cards and offers cost-effective borrowing for responsible users.
Use the Airtel Axis Bank credit card EMI calculator to enter the loan amount, tenure, and interest rate. Get the exact monthly EMI instantly.
The Airtel Axis Bank Credit Card uses a clear method for calculating interest. The credit card APR formula is:
(Number of days from transaction date × Outstanding amount × Monthly interest rate × 12) ÷ 365.
This approach ensures precise credit card interest calculation based on daily outstanding balances. If you are asking, ‘How is credit card interest calculated’, it begins from the transaction date and applies only to unpaid dues or cash withdrawals, not the total credit limit.
To apply for the Airtel Axis Bank credit card, use the Airtel Thanks app. The process is fully digital and requires minimal documentation.
Steps to apply:
Once approved, the card is delivered within 5–7 business days. The entire process is quick, secure, and handled through the app.
10% cashback on food & groceries, 25% on Airtel bills, and high card limit up to ₹5,00,000. Bonus: Get ₹500 Amazon voucher after first use.
