Airtel Axis Bank Credit Card Documents

Applicants must provide a PAN card or Form 60, identity proof, address proof, income proof, and a recent passport-sized photograph. These documents allow the bank to confirm personal, residential, and financial details. Requirements may differ slightly for salaried individuals, self-employed professionals, business owners, students, and NRIs, but having these basic papers is mandatory for starting the credit card application process.

The Airtel Axis Bank Credit Card accepts Aadhaar card, PAN card, passport, voter ID, and driving license as valid identity proofs. Each document contains government-verified details like your name, date of birth, and photograph. Applicants can submit any one of these to establish their identity. PAN is also compulsory, unless Form 60 is provided instead, to complete the application successfully.

Address verification can be completed by submitting documents such as Aadhaar card, passport, voter ID card, driving license, lease or rental agreements, property title deeds, or recent utility bills. These proofs must display your name and current residence. Students may also submit ration cards, while NRIs can provide overseas bank statements. The document chosen should always be current and fully legible.

Yes, an Aadhaar card works as both identity and address proof for this credit card application. It includes your name, photo, and registered address, making it a dual-purpose document. Using Aadhaar simplifies the process since only one card may cover both requirements. However, depending on your profile, you may still need to provide additional proofs such as income-related documentation.

Yes, income proof is required to demonstrate financial stability. Salaried applicants can submit recent payslips, Form 16, or bank statements, while self-employed applicants may provide income tax returns, profit and loss accounts, or balance sheets. The bank reviews these papers to evaluate repayment capacity and assign an appropriate credit limit. Without income documents, most applications cannot be processed further.

The Airtel Thanks app supports digital KYC through Aadhaar, allowing applicants to complete verification without submitting physical papers. This streamlined step is generally sufficient, as it confirms identity and address online. However, applicants still need to upload supporting proofs like income documents when required. The e-KYC process saves time and makes the overall application journey faster and more convenient.

The PAN card connects your financial transactions with tax records, helping the bank track credit behavior and ensure compliance with government regulations. It is mandatory for credit card applications unless replaced with Form 60. Providing PAN allows the bank to access your credit history and prevents duplication of identities. Without it, the Airtel Axis Bank Credit Card cannot be approved.

A driver’s license is valid as both identity proof and address proof, making it an acceptable document. However, it cannot replace other requirements. Applicants still need to submit a PAN card or Form 60, income proofs, and a recent passport-sized photograph. The license is best used as one part of the complete set of documents requested for card approval.

Yes, both utility bills and rental agreements are accepted as address proofs. The bill should be recent, not older than three months, and the rental agreement should clearly mention your name and address. These documents are especially useful for applicants without a passport or voter ID. They must, however, be accompanied by other required papers like PAN and income proofs.

Yes, all these are valid income proofs. Salary slips suit salaried employees, while self-employed individuals can provide income tax returns or bank statements. The bank checks these documents to measure financial capability and repayment strength. Submitting accurate and recent proofs ensures faster evaluation of your application. Income documentation is crucial for determining eligibility and assigning a suitable credit limit.

Yes, employment details are necessary. Salaried individuals should mention their employer, while self-employed applicants provide details about their business. Employment information helps the bank validate your source of income and assess repayment capacity. Even with supporting papers, these details are important for completing the form. Without them, your credit card application may be delayed or even rejected.

Self-employed applicants must submit a PAN or Form 60, identity proof such as Aadhaar or passport, and residential proof. They also need income proofs like profit and loss statements, balance sheets, income tax returns, or recent bank statements. Additionally, documents like business registration certificates or proof of continuity may be requested. These requirements establish both financial credibility and business authenticity.

You are not asked to directly submit details of your existing credit cards during application. However, the bank will automatically review your credit history through credit bureaus. Voluntarily disclosing active cards can demonstrate transparency. While not mandatory, this information may support quicker processing by clarifying your repayment behavior and reducing chances of discrepancies during the verification process.

Joint applications are not available for this credit card. Each applicant must apply individually with their own identity, address, and income documents. Family members cannot share a single card application. If multiple cards are needed, separate applications must be submitted for each person, and every applicant must complete digital KYC through the Airtel Thanks app independently.