To qualify for the Airtel Axis Bank Credit Card, applicants must meet specific eligibility and documentation requirements. The process is straightforward and clearly defined.

Eligibility Criteria:

• Must be a resident of India
• Minimum age: 18 years
• Maximum age: 70 years
• Can be a salaried or self-employed individual
• Must have a valid income source

This meets the basic Airtel Axis Bank credit card eligibility standards set by the issuer.

Documents Required:

• PAN Card or Form 60
• Proof of Identity (e.g., Aadhaar, Passport, Voter ID)
• Proof of Address (e.g., utility bill, Aadhaar, rent agreement)
• Income Proof (latest salary slip, Form 16, or ITR)
• Recent passport-size colour photograph

Meeting these conditions guarantees your application aligns with the Airtel Axis Bank credit card eligibility norms.

Multiple parameters influence approval for an Airtel Axis Bank Credit Card. These credit card eligibility factors include:

• Credit Score: A low score signals poor repayment history and reduces approval chances.
• Credit Utilisation Ratio (CUR): A high CUR indicates over-reliance on credit and can be a negative factor.
• Credit Enquiries: Frequent hard enquiries lower your credit score and reflect credit-hungry behaviour.
• Employment Type: Salaried individuals with steady income are generally preferred over inconsistent earners.
• Location: Some credit cards are issued only in select cities or regions; location-based filters may apply.

All these elements are part of the standard credit card eligibility factors evaluated by lenders during application review.

Submitting accurate credit card documents is essential to complete the application and verification process. Ensure all documents are clear and up-to-date.

Document Categories:

• Identity Proof: For personal verification—Aadhaar Card, Passport, Voter ID, or Driving License
• Address Proof: To confirm residential details—utility bills, Aadhaar, or rental agreement
• Income Proof: To assess repayment ability—recent salary slip, Form 16, or ITR copy
• Tax Compliance: PAN Card or Form 60 required for financial verification
• Photograph: One recent passport-size colour photo

Submission Tips:

• Ensure documents are legible and match the application details
• Digital copies must be clear for KYC if applying online
• Incomplete or mismatched documents may lead to rejection

The Airtel Axis Bank Credit Card comes with fixed-value benefits across essential spending categories. Below are the key perks:

• 25% Cashback on Airtel Payments: Get cashback on Airtel mobile, broadband, DTH recharges, and bill payments made via the Airtel Thanks App.
• 10% Cashback on Partner Platforms: Valid on purchases made through Zomato, Swiggy, and BigBasket.
• 10% Cashback on Utility Bills: Applicable for electricity, gas, and water bill payments via the Airtel Thanks App.
• 1% Cashback on Other Spends: Earn cashback on all other eligible transactions outside the above categories.
• 4 Free Domestic Airport Lounge Accesses per Year: Available at select airports, subject to usage limits.
• 1% Fuel Surcharge Waiver: Waiver applicable at fuel stations across India on transactions within eligible limits.

These fixed features define the overall Airtel Axis Bank credit card benefits that come standard with the card.

To begin the Airtel Axis Bank credit card application process, follow the steps below using the Airtel Thanks app. The entire flow is digital and requires minimal documentation.

Step-by-Step Guide

1. Download the Airtel Thanks app from the Play Store or App Store.
2. Log in using your registered Airtel number.
3. Navigate to the Shop section.
4. Select “Airtel Finance” and tap on the Credit Card option.
5. Click on Apply Now to begin your application.
6. Fill in personal, residential, and income details as requested.
7. Complete the digital KYC process using valid documents.
8. Submit the form to finalise the credit card online application process.
9. Receive the card at your registered address within 5–7 business days

This is the direct route to apply without visiting a branch or submitting physical paperwork.