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Personal Loan EMI Calculator - Airtel Flexi Credit
Calculate your personal loan EMIs and interest rate easily using the Personal Loan EMI calculator.
Adjust the tenure and loan amount to know the average interest amount.
Personal loan amount
Enter the loan amount
Tenure plan
Choose your tenure plan
Rate of interest
Adjust your interest rate
Principal
Interest
Online Personal Loan EMI Calculator
Manage your finances better and never default on your EMI payments with the Personal Loan EMI Calculator. Use the calculator before applying for the loan to pre-plan your expenses the smart way! Use the Personal Loan EMI Calculator from Airtel Flexi Credit to understand the exact amount of EMI including principal and interest.
How to Calculate the Personal
Loan EMI?
Enter the personal loan amount you wish to apply for. Choose the loan tenure (ranging from 3 months to 60 months with Airtel Flexi Credit) and adjust the Personal Loan Interest Rate . The exact EMI amount will pop up. Adjust loan amount, interest rate, and loan tenure to find the perfect EMI plan for you.
How to apply for a Personal Loan?
Follow simple steps as mentioned below
-
Open Airtel Thanks app
Find Shop > Airtel Finance -
Select Flexi Credit
Fill in your basic details -
Get best offer
Basis profile verification -
Complete the KYC
Link your bank account
Features of Personal Loan
With Airtel Flexi Credit you get below
FAQs on Personal Loan
EMI Calculator
What is EMI in Personal Loan?
What is a Personal Loan EMI Calculator?
What is the Personal Loan EMI Calculation Formula?
Where,
P stands for principal or the loan amount that you are borrowing from the lender
N stands for the loan tenure in terms of years
R stands for the rate of interest
The EMI is composed of the principal and the interest. As you keep paying your EMIs, your interest amount gets lower and lower. Toward the end of your loan tenure, you will mostly be paying the principal and very small interest.
How does Personal Loan EMI Calculator Tool work?
What all factors are considered in the Personal Loan EMI Calculator?
How to do payment of Personal Loan EMI?
What will happen if I miss paying my Personal Loan EMI?
What is the due date for paying my EMI?
How is EMI deducted from your Personal Loan?
What is the interest rate of the Personal Loan EMI Calculator?
How to avail of the Airtel personal loan EMI option?
How to reduce Personal Loan EMI?
- Go for a step-down EMI plan, where you pay higher EMIs in the initial months and the EMI keeps decreasing as the loan tenure comes to an end.
- Make a partial prepayment to reduce the principal and interest amount.
- Transfer the balance loan to a lender with lower interest rates.
What is Personal Loan EMI for ₹1 lakh?
- Loan tenure for payment
- Interest rates charged by the lender
- Any other charges or fees
What is Personal Loan EMI for ₹3 lakhs?
What is Personal Loan EMI for ₹5 lakhs?
How to repay your Personal Loan EMI in advance?
Do I get reminders for the Personal Loan EMI payment?
What is the max tenure duration available in Personal Loan EMI?
The tenure for your personal loan actually depends on a couple of factors. The total amount that you are willing to borrow, the interest rate, and the EMIs that you want to pay. Make sure that you and your lender are on the same page about all these factors before you apply for the loan.
What is the down payment for Personal Loan EMI?
How much time does it take for Personal Loan EMI to be active?
Personal Loan EMI Calculator - Airtel
Whenever you apply for a personal loan from any bank or credit lending platform, you will always get a loan offer. However, if you approach another bank or institution, then they will also offer you another personal loan offer.
Now, how do you realise which is the better deal? Introducing the personal loan EMI calculator from Airtel Flexi Credit, which is the perfect tool to help you analyse the different personal loan offers. Once you have submitted the personal loan documents and meet all the eligibility criteria for a personal loan, always use an EMI calculator to get a better idea of how the EMIs will affect your daily financial situation.
Steps to Calculate Personal Loan EMI
There are no hard-and-fast steps on how you can use the personal loan EMI calculator from Airtel Flexi Credit. Here’s how you can use the personal loan EMI calculator from Airtel:- Open the personal loan EMI calculator page on your browser or the Airtel Thanks app
- Enter the personal loan amount
- Choose your tenure according to the personal loan offer
- Enter the rate of interest as informed by the bank
- You will see the EMI amount, the principal and the total interest payable on your personal loan
Benefits of using Airtel Personal Loan EMI
Here are some of the benefits of using the Airtel Personal Loan EMI:- The personal loan EMI calculator from Airtel is very easy to use and provides a comprehensive idea of how your personal loan affects your monthly expenditure.
- Not sure how the personal loan repayment plan will work out for you? Simply use the personal loan EMI calculator and you will have a better idea in seconds.
- Once you know your monthly EMI along with the loan tenure even before taking the loan, you can plan your future finances accordingly.
- The personal loan EMI calculator is completely free to use as well.
How to get a Lower Personal Loan EMI?
Want to reduce the EMIs on your personal loan? Here are some ideas on how you can get a personal loan with lower EMIs:- Try a step-down EMI plan, where your EMIs reduce with each monthly payment.
- Make a partial pre-payment on your personal loan.
- Get a personal loan with the right amount.
- If you choose a longer tenure, then your personal loan EMIs will also be reduced.
- Always use the personal loan EMI calculator before signing the documents for a personal loan.