Personal Loan of ₹5 lakh

You can apply for a personal loan of ₹5 Lakh with Airtel Flexi Credit. The loan application process is fairly simple. There is no paperwork and no hidden costs or fees. Get quick credit approval and credit disbursement to your connected bank account within 24 hours! Airtel Finance provides cheap interest rates, flexible EMI terms, and much more.

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How to apply for ₹5 lakh Loan?

Follow the simple steps mentioned below

Open Airtel Thanks App

Find Shop > Airtel Finance

Select Flexi Credit

Fill in your basic details

Get best offer

Basis profile verification

Complete the KYC

Link your bank account

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Features of ₹5 lakh Personal Loan

With Airtel Flexi Credit, you get

Personal loan amount

₹10,000 to ₹9,00,000

Interest rates

Starting from 12% p.a.

Personal loan tenure

03 to 60 months

Credit disbursal

Within 24 hours

100% online

No paperwork

Low processing fee

2% to 4% + GST

FAQs on 5 lakh Personal Loan

To get ₹5 lakh urgently, open the Airtel Thanks App on your smartphone. Tap Shop, go to Airtel Finance, and choose Flexi Credit. Enter your details, submit for profile verification, and complete digital KYC. Once your bank account is linked, funds are disbursed within 24 hours. The process is entirely digital, paperless, and quick. Airtel Finance offers flexible EMIs, fast approval, and transparent terms, making it ideal for urgent financial requirements.

You can easily apply for ₹5 lakh instantly without salary slips through Airtel Finance. Open the Airtel Thanks App, navigate to Shop > Airtel Finance, and tap Flexi Credit. Fill in your information and allow profile verification. After approval, complete digital KYC using PAN and Aadhaar, and link your bank account. Airtel Finance reviews your credit profile instead of relying on salary proof. The loan is approved and disbursed digitally, usually within a day, guaranteeing a secure, paperless process.

If you need ₹5 lakh immediately, start by opening the Airtel Thanks App. Go to Shop > Airtel Finance, select Flexi Credit, and fill in your details. After profile verification, complete digital KYC and connect your bank account. The approved loan amount is credited within 24 hours. With flexible repayment options, low processing fees, and a fully online system, Airtel Finance provides an efficient and transparent way to receive funds instantly without visiting any branch.

Getting ₹5 lakh urgently without physical paperwork is easy with Airtel Finance. Access the Airtel Thanks App, go to Shop, and select Airtel Finance. Tap Flexi Credit, enter your basic details, and complete KYC digitally using PAN and Aadhaar with no document submission required. Once your profile is verified and your bank account linked, the funds are disbursed within a day. The process is paperless, quick, and perfect for those needing urgent funds online.

The easiest way to get ₹5 lakh online is through the Airtel Thanks App. Apply directly from your phone, verify your profile, and complete digital KYC in minutes. Once approved, link your bank account, and receive the funds within 24 hours. With no collateral, minimal documentation, and flexible repayment tenure from 3 to 60 months, Airtel Finance offers a smooth, secure, and convenient way to manage your credit needs online.

Get ₹5 lakh Personal Loan

If you need ₹5 lakh personal loan, use the Airtel Thanks App for a hassle-free application procedure. You may start your loan request with a few taps on your smartphone. A personal loan is a comprehensive answer to your financial problems. Remember that the maximum loan amount you may obtain is determined by your eligibility.

Simply submit your details to receive many loan offers to check for your eligibility. Once you’ve found the best loan offer, you can pick your loan amount and payback time. Your eligibility will determine the maximum loan payback period.

H3 – Eligibility Criteria for ₹5 lakh Personal Loan

The eligibility criteria for obtaining a ₹5 lakh personal loan are as follows:

Minimum Age required: You need to be at least 21 years of age.

Stable Income: A stable source of income is necessary. Salaried individuals should possess a decent work history whereas self-employed ones must have a steady flow of revenue.

Earnings: You must secure your earnings as a guarantee that you will be able to repay the loan in time.

A high credit score: A high credit score denotes that you are not a defaulter in terms of payments and increases your chances of securing a loan.

Indian Origin: You must be a resident of India in order to be able to apply for ₹5 lakh personal loan.

H3 – How to apply for ₹5 lakh personal loan?

Get these steps done to apply for ₹5 lakh loan on the Airtel Thanks App-

Step 1: Download the Airtel Thanks App on your smartphone.

Step 2: Login using your mobile number.

Step 3: Fill in your PAN number.

Step 4: Fill in your bank details to receive your loan.

Get your instant personal loan amount credited immediately.

H3 – To apply for ₹5 lakh personal loan on the Airtel website follow these steps:

Step 1: Navigate to the Airtel Personal Loan website.

Step 2: Go down to find the QR code to initiate your loan application.

Step 3: Scan the code.

Step 4: Now QR code will take you to the Airtel Personal Loan page.

Step 5: Start your application by filling in your personal information.

Step 6: Enter your PAN and Aadhaar number.

Step 7: Verify the details you have entered.

Step 8: You will immediately see the loan offers you are eligible for. If not, your online personal loan application will be rejected.

Step 9: Now pick one of the loan offers and proceed further.

Step 10: Finish the KYC process.

H3 – Key Features and Benefits of ₹5 lakh Personal Loans

Now some of the key features of the ₹5 lakh personal loan:

Receive flexi credit of ₹10,000 to ₹9,00,000.

12% rate of interest.

3 to 60 months personal loan tenure.

Credit disbursal within 24 hours.

The entire procedure is paperless.

Low processing fee of 2% to 5% + GST.

H3 – Benefits of the ₹5 lakh personal loan:

Adjust your loan amount, term, and EMI to meet your needs.

Easy money transfer directly to your account.

Cashless transaction process.

H3 – Key Documents Required to Apply for ₹5 lakh Personal Loan

Let’s have a look at the key documents required to apply for ₹5 lakh personal loan:

• Your name, address, PAN card number, and Aadhar Card details.

• Information about jobs.

• Information about your bank account

H3 – Fees and Charges for ₹5 lakh Personal Loan

The processing charge for Airtel Flexi Credit’s ₹5 lakh personal loan ranges from 2% to 5%, including GST. Failure to pay monthly EMI results in a penalty, and if you want to pay off your loan early, banks may charge a foreclosure fee ranging from 1% to 4%. It is best to discuss these conditions before submitting a loan application.

H3 – What is the Interest Rate of ₹5 lakh Personal Loan?

Airtel Flexi Credit lending partners provide personal loans with interest rates as low as 12%. The Airtel Thanks app will calculate an interest rate for you based on your eligibility, credit score, and other factors. You may use the personal loan EMI calculator to calculate your monthly payment depending on the loan length and interest rate.

H3 – Things to Avoid while Applying for ₹5 lakh Personal Loan

Applying to several lenders: Applying for many loans in a short period may severely damage your credit score.

Failure to pay credit card bills on time: If you have other short term loans or a credit card with a big debt, your loan application will most likely be declined. EMIs and credit card fees reduce your take-home earnings. To get approved for a personal loan, keep your credit use to a minimum.

· Ignoring your ability to repay your loan: Check to see if the overall decrease in interest expenses outweighs any prepayment penalties imposed by your lender, if any.

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Get up to ₹900000 Instant Loan

Personal Loan of ₹5 lakh

Purpose And Uses

Benefits of Personal Loan

100% digital process

Instant Loan approval

Flexible EMIs and tenure

How to apply for ₹5 lakh Loan?

Open Airtel Thanks App

Select Flexi Credit

Get best offer

Complete the KYC

₹5 lakh Personal Loan EMI Calculator

Personal Loan EMI Calculator

Monthly EMI

Features of ₹5 lakh Personal Loan

Personal loan amount

Interest rates

Personal loan tenure

Credit disbursal

100% online

Low processing fee

₹5 lakh Loan Eligibility Criteria

Age must be above 18

Stable Income Source

Minimum Credit Score

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Scan to initiate your ₹5 lakh Personal loan application