100% Digital Process
Submit all your details and documents online.
Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Applying for a Personal Loan with Airtel Finance is a seamless and efficient process. If your salary is ₹35,000, you can still get a personal loan with flexible EMI options and an entirely digital process.
Airtel Finance offers affordable interest rates on its ₹35,000 salary personal loan,> starting from just 12.75% p.a. This makes it a convenient and accessible option for covering urgent expenses. With flexible repayment terms and low EMIs, you can manage your loan comfortably while meeting your immediate financial requirements without added stress.
| Year | Principal(A) | Interest(B) | Total Payment(A + B) | Balance | Loan Paid To Date |
|---|---|---|---|---|---|
| 2024 | ₹ 10,222 | ₹ 3,879 | ₹ 14,101 | ₹ 24,778 | 29.21% |
| 2025 | ₹ 11,604 | ₹ 2,497 | ₹ 14,101 | ₹ 13,174 | 62.36% |
| 2026 | ₹ 13,174 | ₹ 927 | ₹ 14,101 | ₹ 0 | 100.00% |
Get a loan on your terms. No paperwork, no hidden costs.
Submit all your details and documents online.
Get your Loan application approved!
Choose the loan tenure and EMI amount as per your need.
Follow the simple steps mentioned below:
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
Submit the following documents and get a ₹35,000 salary personal loan designed to put you in complete control of your finances.
| Aadhaar Card | PAN Card | KYC documents |
| Bank Statements | Salary Slips | Your Photo |
Personal loan amortisation for a ₹35,000 salary personal loan involves repaying the borrowed amount through fixed monthly instalments over a predetermined tenure. Each EMI includes a portion of the interest and principal, gradually reducing the loan balance. An amortisation schedule provides a detailed breakdown of each payment, showing how much goes toward interest and how much reduces the principal. This helps borrowers track repayment progress and manage finances efficiently.
| Year | Principal(A) | Interest(B) | Total Payment(A + B) | Balance | Loan Paid To Date |
|---|---|---|---|---|---|
| 2024 | ₹ 35,000 | ₹ 2,464 | ₹ 37,464 | ₹ 0 | 100.00% |
| Jan | ₹ 2,750 | ₹ 372 | ₹ 3,122 | ₹ 32,250 | 7.86% |
| Feb | ₹ 2,779 | ₹ 343 | ₹ 3,122 | ₹ 29,471 | 15.80% |
| Mar | ₹ 2,809 | ₹ 313 | ₹ 3,122 | ₹ 26,662 | 23.82% |
| Apr | ₹ 2,839 | ₹ 283 | ₹ 3,122 | ₹ 23,823 | 31.93% |
| May | ₹ 2,869 | ₹ 253 | ₹ 3,122 | ₹ 20,954 | 40.13% |
| Jun | ₹ 2,899 | ₹ 223 | ₹ 3,122 | ₹ 18,055 | 48.42% |
| Jul | ₹ 2,930 | ₹ 192 | ₹ 3,122 | ₹ 15,125 | 56.79% |
| Aug | ₹ 2,961 | ₹ 161 | ₹ 3,122 | ₹ 12,163 | 65.25% |
| Sep | ₹ 2,993 | ₹ 129 | ₹ 3,122 | ₹ 9,170 | 73.80% |
| Oct | ₹ 3,025 | ₹ 97 | ₹ 3,122 | ₹ 6,146 | 82.44% |
| Nov | ₹ 3,057 | ₹ 65 | ₹ 3,122 | ₹ 3,089 | 91.17% |
| Dec | ₹ 3,089 | ₹ 33 | ₹ 3,122 | ₹ 0 | 100.00% |
With Airtel Finance, you get
₹35,000 to ₹9,00,000
Starting from 11.5% p.a.
03 to 60 months
Within 24 hours
No paperwork
2% to 4% + GST
To be eligible for an instant loan, borrowers need to meet some criteria:
Borrower must be between 21-60 years of age
A stable source of income is necessary to apply
Must have a decent credit score
Are you earning ₹35,000 a month and looking for a personal loan to meet your financial needs? With Airtel Finance, applying for a personal loan is quite simple and convenient. Our online platform allows you to check your eligibility, explore loan offers, and complete the entire application process from the comfort of your home. Whether you need funds for emergencies, vacations, or home improvements, our personal loan solutions are designed to help you achieve your financial goals.
Fast approval for medical, travel or urgent payments.
Get a personal loan with minimal documentation from Airtel Finance
Apply Now
