Moneyview Personal Loan

FAQs on Moneyview Personal Loan

To initiate your application for a Moneyview Personal Loan, begin by downloading the Airtel Thanks app. After installing the app, proceed through the subsequent steps to complete your loan application:
Determine Eligibility: Supply the necessary particulars and swiftly ascertain your loan eligibility within a mere 2 minutes.
Choose Loan Duration: Opt for your preferred loan sum and repayment period from the array of available options.
Disbursement of Funds: the sanctioned amount will be swiftly deposited into your account within minutes.

The advantages of opting for a Moneyview Personal Loan via Airtel Flexi Credit include:

Fully Digital Procedure: Effortlessly furnish all your information online, including any necessary documentation.

Immediate Approval: Experience swift approval of your loan application in a matter of minutes.

Personalised EMIs and Duration: Tailor your loan amount, tenure, and EMI to align with your specific requirements.

A Moneyview Personal Loan can be used for various purposes, such as:

To meet travel expenses

To meet wedding expenses

To purchase a new/used bike or car

To consolidate debt

For home renovation or repair purposes

To pay for medical emergencies

To pay for educational expenses

To purchase consumer durables, gadgets, etc.

The eligibility criteria to get a Moneyview Personal Loan are different for salaried and self-employed individuals:

For Salaried Individuals:

Applicants must be between 21 years and 65 years of age

Income must be credited directly to the applicants’ bank account

For Self-Employed Individuals:

Applicants must be between the ages of 21 years and 65 years

Income must be directly credited to the applicant’s bank account

A minimum CIBIL score of 600 or above or Experian score 650 or above

The Moneyview Personal Loan approval process involves assessing your creditworthiness, and evaluating your eligibility. Moneyview will review your application and make a decision based on the information provided. Once your eligibility and creditworthiness are verified, Moneyview will provide you with a personalised loan offer.

You’ll pay back your Moneyview Personal Loan in monthly instalments (EMIs) that cover both the principal and interest. These payments are automatically taken from your bank account on the 5th of each month. Just make sure your account has enough funds on that date. The EMI deductions start once you’ve given permission through an ECS NACH mandate in favour of Moneyview.

The process of applying for and monitoring your Moneyview personal loan application is straightforward and user-friendly. Once you’ve submitted an application, you can easily keep track of its status using the Airtel Thanks AppFor those who applied through the app:

You can reach loan dashboard on Airtel Thanks App

Click on Shop > Airtel Finance > Loans (flexi-credit)

For those who applied through the website:

Proceed to the “Dashboard” section of your loan account.

Scroll down to the “Application Status” tab to view the current status of your loan application.

The minimum salary required to apply for a Moneyview Personal Loan can vary based on Moneyview’s internal policies and the applicant’s residential location:

For salaried individuals:

Low salary: For those residing anywhere in India

For self-employed:

The salary of the applicant can be minimal but the exact amount varies for different locations.

You can calculate your Moneyview Personal Loan EMI Amount within seconds by using the Moneyview Personal Loan EMI Calculator. Follow these steps to calculate your monthly EMI online and plan your finances effectively.

Step 1: Enter the required loan amount or use the slider to adjust the amount.

Step 2: Add the expected rate of interest. Enter different rates to gauge the range of EMI amount applicable on your loan.

Step 3: Enter the expected repayment tenure in months or years.

The Personal Loan EMI amount will be displayed along with the EMI repayment schedule and interest/principal bifurcation.

Alternatively, to manually calculate the EMI on a Moneyview Personal Loan, you can use the following formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1],
where:
P = Principal loan amount
R = Monthly interest rate (Annual interest rate divided by 12 and then by 100)
N = Loan tenure in months

You can calculate your Moneyview Personal Loan EMI Amount within seconds by using the Moneyview Personal Loan EMI Calculator. Follow these steps to calculate your monthly EMI online and plan your finances effectively.

Step 1: Enter the required loan amount or use the slider to adjust the amount.

Step 2: Add the expected rate of interest. Enter different rates to gauge the range of EMI amount applicable on your instant loan.

Step 3: Enter the expected repayment tenure in months or years.

The Personal Loan EMI amount will be displayed along with the EMI repayment schedule and interest/principal bifurcation.

Alternatively, to manually calculate the EMI on a Moneyview Personal Loan, you can use the following formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1],

where:

P = Principal loan amount

R = Monthly interest rate (Annual interest rate divided by 12 and then by 100)

N = Loan tenure in months

There could be various reasons for the rejection of a Moneyview Personal Loan application, such as low credit score, incomplete documentation, insufficient income, existing loans, or discrepancies in the provided information. To know the exact reason, you can contact Moneyview’s customer support.

Moneyview’s terms for pre-payment of a personal loan, including any associated charges, can be found in the loan agreement or by contacting their customer support. If you have already paid a minimum of EMIs based on your loan repayment terms, you can opt for pre-payment or loan foreclosure. Please call 080-4569-2002 or send an email to loans@moneyview.in.

The loan EMI amount is automatically deducted on the 5th day of each month. In case your account lacks the necessary funds, Moneyview offers a grace period lasting up to 3 days. During this interval, you can utilise the Moneyview app to initiate a loan EMI transfer and avoid any potential late fees. If this grace period elapses, a late payment charge will be levied. Should you still be unable to make the EMI payment within the grace period, you will be subject to both check bounce charges of ₹500 and a distinct late payment fee of ₹10 per day. This late payment fee continues to accumulate until the EMI for that particular month is settled.
Additionally, not repaying your EMI obligations on time may also negatively impact your credit score. Continued non-payment can also result in legal action or recovery proceedings initiated by the lender.

A Moneyview personal loan application can only be cancelled before the submission of the loan agreement form. To cancel your Moneyview personal loan application request, you should directly contact their customer support as soon as possible. You can send a mail to loans@moneyview.in. They will guide you through the cancellation process.

To update the details on your Moneyview personal loan account, such as contact information or address, you can log in to your account on their website or app and make the necessary changes in your profile section. For any other changes, feel free to contact Moneyview’s customer support team via call or email.

Most lenders, including Moneyview, allow prepayment or foreclosure of loans. However, they may impose some charges for doing so, which can be found in the loan agreement or by contacting their customer support. It’s essential to clarify the prepayment terms before taking the loan if you anticipate making prepayments in the future.

Achieve your financial goals with Moneyview personal loan

Say goodbye to all financial hurdles and unlock the door to your dreams with the power of a Moneyview personal loan. Whether you’re planning a home renovation, dreaming of a vacation, or looking to consolidate debts, Moneyview’s flexible and hassle-free personal loans are designed to help you achieve your financial goals with ease. With competitive interest rates, convenient repayment options, and a seamless online application process, Moneyview personal loan by Airtel Flexi Credit is your trusted partner in turning your aspirations into reality. Empower your financial journey today with us!

Key Features & Benefits of Moneyview Personal Loan

Flexible Loan Amount: Choose the loan amount that suits your needs and financial goals, starting from 25,000 to 5,00,000.

Competitive Interest Rates: Enjoy attractive interest rates that make repayment manageable, usually 16%.

Quick Online Application: Apply for a personal loan effortlessly through our Airtel Flexi Credit user-friendly online platform.

Rapid Approval: Experience swift approval, ensuring your funds reach you when you need them.

No Collateral Needed: Secure a short term loan without the hassle of providing collateral or guarantors.

Customized Repayment Plans: Tailor your repayment schedule to fit your budget and preferences.

Detailed process on How to Apply for a Personal Loan

1. Download the Airtel Thanks App: Begin by downloading the Airtel Thanks app from your app store for Moneyview Personal Loan. It’s available for both Android and iOS devices.

2. Access Financial Services: After registering, log in to the app. Navigate to the financial services section.

3. Loan Application: Inside the financial services section, you’ll find an option to apply for a personal loan. Click on it to initiate the loan application process.

4. Provide Personal Details: Fill in the necessary personal information, which may include your name, date of birth, address, and other relevant details.

5. PAN Card and Employment Details: Airtel Finance will require your PAN card details and information about your employment or source of income. Make sure to provide accurate and up-to-date information.

6. KYC Process: To comply with regulatory requirements, you’ll need to complete the KYC process. This involves providing additional documents such as an Aadhar card, passport, or driver’s license, along with a photograph.

7. Loan Approval: Once you’ve submitted all the required information and documents for loan, Airtel will process your application. If you meet the eligibility criteria and provide accurate details, your loan will be approved swiftly.

8. Loan Disbursement: Upon approval, the loan amount will be disbursed to your registered bank account within a few minutes.

Fees and Charges of Moneyview Personal Loan

The processing fee and charges of Moneyview Personal Loan are from 2u% to 4% plus GST.

What is the Personal Loan Interest Rate of Moneyview?

The Moneyview Personal Loan interest rate varies based on factors like the loan amount, tenure, credit profile, and market conditions. Generally competitive, we aim to offer borrowers with favourable interest rates that ensure manageable repayments, helping them achieve their financial goals without unnecessary burden. However, on Airtel Flexi Credit, the rate of interest starts from 16%.

Why is a Personal Loan from Moneyview a better choice?

Opting for a Personal Loan from Moneyview by Airtel Flexi Credit is a prudent decision for several reasons like complete hassle-free digital process, minimal documentation, swift approval, competitive interest rates, customized repayment plans, easily accessible personal loan EMI calculator for EMI calculations and a lot more.

Personal Loan	Instant Personal Loan
Personal Loan EMI Calculator	Personal Loan Interest Rates
Personal Loan Application	Personal Loan Eligibility

Get credit with flexible EMI options

Moneyview Personal Loan

Benefits of Moneyview Personal Loan

100% digital process

Instant Loan approval

Flexible EMIs and tenure

Why choose Moneyview Personal Loan?

Apply for a Moneyview Personal Loan

Open Airtel Thanks App

Select Flexi Credit

Get best offer

Complete the KYC