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Money View Personal Loan

Get the best loan offer from Money View with Airtel Flexi Credit Personal Loan. No need to pledge any asset or arrange a guarantor for a loan from Money View. Just launch the Airtel Thanks app, head to the Shop section, explore Airtel Finance, and apply for a personal loan of ₹10,000 to ₹5,00,000! Download the Airtel Thanks app and check out our best personal loan offers today!

Apply Now

Benefits of Money View Personal Loan

Get a loan on your terms. Choose from flexible EMI and tenure options.

  • 100% Digital Process Submit all your details and documents online.

  • Instant Loan Approval Get your Loan application approved!!

  • Flexible EMIs and Tenure Choose the loan tenure and EMI amount as per your need.

Apply for a Money View Personal Loan

Follow the simple steps as mentioned below

  • Open Airtel Thanks App Find Shop > Airtel Finance

  • Select Flexi Credit Fill in your basic details

  • Get best offer Basis profile verification

  • Complete the KYC Link your bank account

Money View Personal Loan EMI Calculator

Use Money View Personal Loan EMI Calculator to know the estimated EMI amount you will be paying for your personal loan. Adjust the values to compare and decide accordingly.

Short Term Loan amount
Enter the loan amount

 ₹

Tenure plan
Choose your tenure plan

Mo

Rate of interest
Adjust your interest rate

%


0

Principal

 

Interest

 

Features of Money View Personal Loan

With Flexi Credit by Airtel, you get

1 /  

  • Personal loan amount
    ₹25,000 to ₹5,00,000
  • Interest rates
    Starting from 16% p.a.
  • Personal loan tenure
    03 to 60 months
  • Credit disbursal
    Within 24 hours
  • 100% online
    No paperwork
  • Low processing fee
    2% to 4% + GST

FAQs on Money View Personal Loan

How to apply for a Money View Personal Loan?

To initiate your application for a Money View Personal Loan, begin by downloading the Airtel Thanks app. After installing the app, proceed through the subsequent steps to complete your loan application:
Determine Eligibility: Supply the necessary particulars and swiftly ascertain your loan eligibility within a mere 2 minutes.
Choose Loan Duration: Opt for your preferred loan sum and repayment period from the array of available options.
Disbursement of Funds: the sanctioned amount will be swiftly deposited into your account within minutes.

What are the benefits of applying for a Money View Personal Loan by Airtel Flexi Credit?

The advantages of opting for a Money View Personal Loan via Airtel Flexi Credit include:
  • Fully Digital Procedure: Effortlessly furnish all your information online, including any necessary documentation.
  • Immediate Approval: Experience swift approval of your loan application in a matter of minutes.
  • Personalised EMIs and Duration: Tailor your loan amount, tenure, and EMI to align with your specific requirements.

What is the maximum amount of Money View Personal Loan I can borrow?

The maximum amount of Money View Personal Loan you can borrow depends on your creditworthiness, income, and other factors assessed during the loan application process. The loan amount can vary from one individual to another.

What can a Money View Personal Loan be used for?

A Money View Personal Loan can be used for various purposes, such as:
  • To meet travel expenses
  • To meet wedding expenses
  • To purchase a new/used bike or car
  • To consolidate debt
  • For home renovation or repair purposes
  • To pay for medical emergencies
  • To pay for educational expenses
  • To purchase consumer durables, gadgets, etc.

What are the eligibility criteria to get a Money View Personal Loan?

The eligibility criteria to get a Money View Personal Loan are different for salaried and self-employed individuals:

For Salaried Individuals:

  • Applicants must be between 21 years and 65 years of age
  • Income must be credited directly to the applicants’ bank account

For Self-Employed Individuals:

  • Applicants must be between the ages of 21 years and 65 years
  • Income must be directly credited to the applicant’s bank account
  • A minimum CIBIL score of 600 or above or Experian score 650 or above

How does Money View Personal Loan approval work?

The Money View Personal Loan approval process involves assessing your creditworthiness, and evaluating your eligibility. Money View will review your application and make a decision based on the information provided. Once your eligibility and creditworthiness are verified, Money View will provide you with a personalised loan offer.

How can I repay my Money View Personal Loan EMI amount?

You'll pay back your Money View Personal Loan in monthly instalments (EMIs) that cover both the principal and interest. These payments are automatically taken from your bank account on the 5th of each month. Just make sure your account has enough funds on that date. The EMI deductions start once you've given permission through an ECS NACH mandate in favour of Money View.

How to track my Money View Personal Loan application status?

The process of applying for and monitoring your Money View personal loan application is straightforward and user-friendly. Once you've submitted an application, you can easily keep track of its status using the Airtel Thanks AppFor those who applied through the app:
  • You can reach loan dashboard on Airtel Thanks App
  • Click on Shop > Airtel Finance > Loans (flexi-credit)

For those who applied through the website:

  • Log in to the Money View website using your registered mobile number.
  • Proceed to the "Dashboard" section of your loan account.
  • Scroll down to the "Application Status" tab to view the current status of your loan application.

How can I calculate Money View Personal Loan interest rate?

The Money View personal loan interest rate personal loan interest rate offered to you will depend on your credit profile and eligibility.

What is the minimum salary required to apply for a Money View Personal Loan?

The minimum salary required to apply for a Money View Personal Loan can vary based on Money View’s internal policies and the applicant’s residential location:

For salaried individuals:

  • Low salary: For those residing anywhere in India

For self-employed:

  • The salary of the applicant can be minimal but the exact amount varies for different locations.

How to calculate EMI on a Money View Personal Loan?

You can calculate your Money View Personal Loan EMI Amount within seconds by using the Money View Personal Loan EMI Calculator. Follow these steps to calculate your monthly EMI online and plan your finances effectively.

Step 1: Enter the required loan amount or use the slider to adjust the amount.

Step 2: Add the expected rate of interest. Enter different rates to gauge the range of EMI amount applicable on your loan.

Step 3: Enter the expected repayment tenure in months or years.

The Personal Loan EMI amount will be displayed along with the EMI repayment schedule and interest/principal bifurcation.

Alternatively, to manually calculate the EMI on a Money View Personal Loan, you can use the following formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1],
where:
P = Principal loan amount
R = Monthly interest rate (Annual interest rate divided by 12 and then by 100)
N = Loan tenure in months

How to calculate EMI on a DMI Finance Personal Loan?

There could be various reasons for the rejection of a Money View Personal Loan application, such as low credit score, incomplete documentation, insufficient income, existing loans, or discrepancies in the provided information. To know the exact reason, you can contact Money View's customer support.

How long does it take for a loan amount to be credited?

Once submitted, Money View Personal Loan applications are typically processed within 24 hours. However, this does not include the time taken for completing the loan application, conducting an eligibility check, and submitting the NACH mandate.

Do I require a good credit score to get a Money View Personal Loan?

Money View has set certain criteria when it comes to credit score requirements for a personal loan.

What are the terms for the pre-payment of the loan?

Money View's terms for pre-payment of a personal loan, including any associated charges, can be found in the loan agreement or by contacting their customer support. If you have already paid a minimum of EMIs based on your loan repayment terms, you can opt for pre-payment or loan foreclosure. Please call 080-4569-2002 or send an email to loans@moneyview.in.

What are the terms for the pre-payment of the loan?

If you decide to pre-pay the loan before the end of the tenure, then 4% + GST will be imposed on the balance amount plus accrued interest (if any) as pre-closure charges

What will happen if I don't pay my loan EMI on time?

The loan EMI amount is automatically deducted on the 5th day of each month. In case your account lacks the necessary funds, Money View offers a grace period lasting up to 3 days. During this interval, you can utilise the Money View app to initiate a loan EMI transfer and avoid any potential late fees. If this grace period elapses, a late payment charge will be levied. Should you still be unable to make the EMI payment within the grace period, you will be subject to both check bounce charges of ₹500 and a distinct late payment fee of ₹10 per day. This late payment fee continues to accumulate until the EMI for that particular month is settled.
Additionally, not repaying your EMI obligations on time may also negatively impact your credit score. Continued non-payment can also result in legal action or recovery proceedings initiated by the lender.

How to cancel my Money View Personal Loan application request?

A Money View personal loan application can only be cancelled before the submission of the loan agreement form. To cancel your Money View personal loan application request, you should directly contact their customer support as soon as possible. You can send a mail to loans@moneyview.in. They will guide you through the cancellation process.

How to update the details on my Money View Personal Loan account?

To update the details on your Money View personal loan account, such as contact information or address, you can log in to your account on their website or app and make the necessary changes in your profile section. For any other changes, feel free to contact Money View’s customer support team via call or email.

How do I contact Money View customer support for loan queries?

For loan-related queries, you can contact Money View's customer support through various channels, such as phone or email. Please call 080-4569-2002 or you can visit here https://moneyview.in/contact-us

Is collateral required for a Money View personal loan?

Money View personal loans typically do not require collateral as they are unsecured loans. Therefore, you need not pledge any assets to apply for a Money View Personal Loan.

Can I apply for a top-up loan on an existing Money View personal loan?

This facility is not yet available.

Can I prepay or foreclose my Money View personal loan? Are there any charges for doing so?

Most lenders, including Money View, allow prepayment or foreclosure of loans. However, they may impose some charges for doing so, which can be found in the loan agreement or by contacting their customer support. It's essential to clarify the prepayment terms before taking the loan if you anticipate making prepayments in the future.
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Achieve your financial goals with Money View personal loan

Say goodbye to all financial hurdles and unlock the door to your dreams with the power of a Money View personal loan. Whether you're planning a home renovation, dreaming of a vacation, or looking to consolidate debts, Money View's flexible and hassle-free personal loans are designed to help you achieve your financial goals with ease. With competitive interest rates, convenient repayment options, and a seamless online application process, Money View personal loan by Airtel Flexi Credit is your trusted partner in turning your aspirations into reality. Empower your financial journey today with us!

Key Features & Benefits of Money View Personal Loan

Flexible Loan Amount: Choose the loan amount that suits your needs and financial goals, starting from 25,000 to 5,00,000.

Competitive Interest Rates: Enjoy attractive interest rates that make repayment manageable, usually 16%.

Quick Online Application: Apply for a personal loan effortlessly through our Airtel Flexi Credit user-friendly online platform.

Rapid Approval: Experience swift approval, ensuring your funds reach you when you need them.

No Collateral Needed: Secure a loan without the hassle of providing collateral or guarantors.

Customized Repayment Plans: Tailor your repayment schedule to fit your budget and preferences.

Detailed process on How to Apply for a Personal Loan

1. Download the Airtel Thanks App: Begin by downloading the Airtel Thanks app from your app store for Money View Personal Loan. It's available for both Android and iOS devices.

2. Access Financial Services: After registering, log in to the app. Navigate to the financial services section.

3. Loan Application: Inside the financial services section, you'll find an option to apply for a personal loan. Click on it to initiate the loan application process.

4. Provide Personal Details: Fill in the necessary personal information, which may include your name, date of birth, address, and other relevant details.

5. PAN Card and Employment Details: Airtel Finance will require your PAN card details and information about your employment or source of income. Make sure to provide accurate and up-to-date information.

6. KYC Process: To comply with regulatory requirements, you'll need to complete the KYC process. This involves providing additional documents such as an Aadhar card, passport, or driver's license, along with a photograph.

7. Loan Approval: Once you've submitted all the required information and documents, Airtel will process your loan application. If you meet the eligibility criteria and provide accurate details, your loan will be approved swiftly.

8. Loan Disbursement: Upon approval, the loan amount will be disbursed to your registered bank account within a few minutes.

Fees and Charges of Money View Personal Loan

The processing fee and charges of Money View Personal Loan are from 2u% to 4% plus GST.

What is the Personal Loan Interest Rate of Money View?

The Money View Personal Loan interest rate varies based on factors like the loan amount, tenure, credit profile, and market conditions. Generally competitive, we aim to offer borrowers with favourable interest rates that ensure manageable repayments, helping them achieve their financial goals without unnecessary burden. However, on Airtel Flexi Credit, the rate of interest starts from 16%.

Why is a Personal Loan from Money View a better choice?

Opting for a Personal Loan from Money View by Airtel Flexi Credit is a prudent decision for several reasons like complete hassle-free digital process, minimal documentation, swift approval, competitive interest rates, customized repayment plans, easily accessible personal loan EMI calculator for EMI calculations and a lot more.

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