Airtel Personal Loan – ₹1,00,000 Loan

Ready to kickstart your ₹1,00,000 personal loan application? Apply now with Personal Loan by Airtel Finance. Eligibility Criteria for ₹1,00,000 Personal Loan: The best part – there are no strict criteria for who can apply for a ₹1,00,000 personal loan. However, there is just one necessity, which states that you have to provide your banking lender with the right set of documents. Additionally, the loan application procedure also becomes easy if you have a good credit score and a steady source of income. How to apply for a Rs. 1,00,000 personal loan? Follow the steps given below to apply for your Rs. 1,00,000 personal loans:

1. Download the Airtel Thanks app on your smartphone, available on both Apple and Android devices.


2. Log in with your credentials, if needed.


3. Navigate to the “Shop” tab and select Airtel Finance.


4. Click on the Airtel Personal Loan banner.


5. Fill in your details as prompted.


6. Lastly, click on ‘Apply Now’ to receive instant credit approval.

Congratulations! You’ve successfully applied for your ₹1,00,000 personal loan through Personal Loan by Airtel Finance. Key Features and Benefits of ₹1,00,000 Personal Loans: Discover the top features and benefits that come with a ₹1,00,000 personal loan:

1. You can increase your credit limit up to Rs.9.5 lakh with Airtel Personal Loan


2. Get your personal loan from a trusted source without offering any collateral in exchange


3. 100% digital loan application process


4. The rate of interest is extremely low, starting at just 12.75%


5. You can choose your own EMI repayment terms


6. Absolutely no paperwork involved in the entire process


7. You can manage the whole loan application journey right from your smartphone


8. Instant credit approval and credit disbursal within just 24 hours


9. A low processing fee for your Rs. 1,00,000 personal loan

Key Documents Required to Apply for a Rs. 1,00,000 Personal Loan You will not have to provide multiple documents just to get a Rs. 1,00,000 personal loan. A few simple steps, and you’re done. Here are some of them:

• Aadhaar card number


• PAN card number


• Name & address

Additionally, you will also have to go through a mandatory digital KYC. Once that is complete, your personal loan application is on its way to getting approved! Hence, Personal Loan by Airtel Finance is one of the best platforms to apply for your next Rs. 1,00,000 personal loan. Fees and Charges for Rs. 1,00,000 Personal Loan You need not worry as there are no hidden fees or charges levied on you, once your loan is approved. Only a small processing fee will be charged from every personal loan applicant, which is set at 2% to 5% of the loan amount + GST. What is the Interest Rate for Rs. 1,00,000 Personal Loan? The interest rates for personal loans depend on the tenure, the amount of EMI you are willing to pay, and other factors. However, with interest rates starting at only 12.75%, Airtel Personal Loan has ensured that one is not burdened by the cost of their loan. Things to Avoid while applying for Rs. 1,00,000 Personal Loan Here are some things to remember or avoid while applying for your next Rs. 1,00,000 personal loan:

• Borrow only what you can comfortably repay.


• Always disclose any existing debts.


• Avoid falling into a debt trap by taking multiple loans from different lenders.


• Refrain from applying for multiple loans within a short period, as it can negatively impact your credit score.


• Ignore unsolicited loan offers via phone calls or SMS.


• Pay your EMIs on time to avoid penalties.

Carefully read the loan documents to ensure you’re getting a favorable deal.