Personal Loan of ₹2 lakh

Simply enter your information and get various offers to find your loan eligibility. Once you have identified the best loan offer, proceed to choose your desired loan amount and repayment period. The maximum duration for loan repayment will be influenced by your unique eligibility.

Eligibility Criteria for ₹2 lakh Personal Loan

1. Age: You need to be above 18 years old to apply for the ₹2 lakh loan.


2. Employment Stability: Consistent employment is an important point. A stable job history is necessary for salaried individuals, while a steady income flow is required for self-employed persons.


3. Salary Criteria: It is crucial to look at your salary to guarantee that you can repay the loan.


4. Good Credit Score: A good credit score is important since it represents your creditworthiness. A higher score enhances your loan acceptance.


5. Indian Nationality: You need to be a resident of India to apply for ₹2 lakh personal loan.

How to apply for ₹2 lakh personal loan?

•     Step 1: Download the Airtel Thanks App on your mobile phone.


•     Step 2: Login using your mobile number.


•     Step 3: Fill in your PAN number.


•     Step 4: Enter your bank details to receive the loan amount.


•     Your loan amount will be credited instantly!

•     Step 1: Visit the Airtel Personal Loan website.


•     Step 2: Scroll down to find the QR code to initiate your loan application.


•     Step 3: Scan the QR code.


•     Step 4: The QR code will redirect you to the Airtel Personal Loan page.


•     Step 5: Start filling out your application by entering your details like name, DOB, etc.


•     Step 6: Input your employment details with PAN and Aadhaar number.


•     Step 7: Confirm the details you have entered.


•     Step 8: You will immediately see the loan offers you are eligible for. If not, your online personal loan application will be rejected.


•     Step 9: Choose one of the loan offers and proceed with the application.


•     Step 10: Complete the KYC process.


•     Follow the instructions shown on the screen and complete the personal loan application online.


•     After getting the approval, the loan amount will be credited to your account within 24 hours.


•     Open the Airtel personal loan page on your smartphone.


•     Tap on the ‘Apply for Airtel personal loan’ button.

Key Features and Benefits of ₹2 lakh Personal Loans

•     Flexi credit up to ₹10,000 to ₹9,00,000.


•     Rate of interest starting from 11.5%.


•     Personal loan tenure up to 3 to 60 months.


•     Credit disbursal within 24 hours.


•     The whole process is paperless.


•     Low processing fee of 2% to 5% + GST.

•     Customise your loan amount, tenure, and EMI according to your requirements.


•     Easy and seamless money transfer directly to your account.


•     Fast and hassle-free cashless transaction process.

Key Documents Required to Apply for ₹2 lakh Personal Loan

•     Name, address, PAN card, and Aadhar Card number.


•     Employment information.


•     Bank details.


•     Further, you need to complete your online KYC process.

Fees and Charges for 2 lakh Personal Loan

What is the Interest Rate of ₹2 lakh Personal Loan?

Things to Avoid while Applying for ₹2 lakh Personal Loan

•     Applying to many lenders: Applying for multiple loans in a short period will drastically harm your credit score.


•     Failure to make timely credit card payments: If you have other loans or a credit card with a large balance, your loan application will most likely be denied. Other EMIs and credit card fees lower your take-home pay. Keep your credit utilisation to a minimum to get approved for a instant personal loan.