Personal Loan in Aizawl

Eligibility Criteria for Personal Loan in Aizawl

• Age: Typically between 21 and 60 years


• Employment Status and Income Stability: Proof of stable employment and income is mandatory


• Credit Score: A credit score of 720 and above is preferred by lenders


• Aizawl Residency Proof: You must provide proof of residency in Aizawl

How to Apply for a Personal Loan in Aizawl?

• Via Airtel Thanks App:
  
  
  
  • Download the Airtel Thanks App
  
  
  • Log in using your mobile number
  
  
  • Enter your PAN details
  
  
  • Provide your bank details to receive the loan amount
  
  
  • The loan amount will be credited immediately
  
  
  
  


• Via Airtel Website:
  
  
  
  • Visit the Airtel Personal Loan website
  
  
  • Scroll down and scan the QR code
  
  
  • The QR code redirects you to the application page
  
  
  • Enter your personal details (name, DOB, etc.)
  
  
  • Fill in employment details, including PAN and Aadhaar number
  
  
  • Confirm the entered details
  
  
  • If eligible, view available loan offers; if not, the application will be rejected
  
  
  • Select a loan offer and proceed with the application
  
  
  • Complete the KYC process
  
  
  • Follow the on-screen instructions to finalise the application
  
  
  • After approval, the loan amount will be credited within 24 hours
  
  
  
  

Key Features and Benefits of Personal Loans in Aizawl

• Quick Approval and Disbursal: Fast processing and fund disbursement


• Flexible Repayment Tenure: Various repayment options


• No Collateral Required: Unsecured loans do not need security


• Competitive Interest Rates: Attractive rates offered


• Multiple Uses: Funds can be used for emergencies, education, home renovations, or debt consolidation

Key Documents Required to Apply for a Personal Loan in Aizawl

• Identity Proof: Aadhar card, passport, driving licence


• Address Proof: Utility bills, rental agreement


• Income Proof: Salary slips, bank statements


• Employment Proof: Company ID, employment letter

Fees and Charges for Personal Loans in Aizawl

• Processing Fee: Charged by the lender for processing the loan


• Prepayment Charges: Fees for repaying the loan early


• Late Payment Fees: Charges for delayed payments


• EMI Bounce Charges: Fees for bounced EMI payments


• Foreclosure Charges: Costs for closing the loan early

Understand Personal Loan Interest Rate in Aizawl