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    Personal Loan in Rajkot

    With Airtel Finance’s Flexi Credit, you can easily apply for a personal loan in Rajkot of up to ₹9 lakh. Enjoy the best loan offers, competitive interest rates, instant credit approval, and flexible EMI repayment options. The application process is entirely digital, ensuring quick and hassle-free loan disbursement.

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    Purpose And Uses

    Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation.

    Travel Education Emergency Debt Consolidation Wedding Maternity Professional Loan New Vehicle

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    Benefits of Personal Loan in Rajkot

    Get a loan on your terms. Choose from flexible EMI and tenure options.

    100% digital process

    Submit all your details and documents online.

    Personal Loan in Rajkot approval

    Get your Loan application approved!!

    Flexible EMIs and tenure

    Choose the loan tenure and EMI amount as per your need.

    Why Choose a Personal Loan in Rajkot?

    A personal loan in Rajkot can provide a financial boost to help you achieve your goals. With no collateral required and no restrictions on how you use the funds, a personal loan offers the flexibility and convenience you need to meet your financial obligations.

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    How to apply for a personal loan in Rajkot?

    Follow the simple steps mentioned below

    Open Airtel Thanks app

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    Apply Now

    Personal Loan in Rajkot EMI Calculator

    Estimate your monthly EMI for a personal loan in Rajkot with the Airtel Finance EMI calculator. Input the loan amount, tenure, and interest rate for quick results.

    Loan Amount ₹50,000
    ₹50,000
    ₹50K₹10L
    Interest Rate 10%
    10%
    5%20%
    Tenure 1 Year
    1 Year
    1Y5Y
    Get Instant Personal Loan in 30 Mins*!

    Features of Personal Loan in Rajkot

    With Airtel Finance, you get

    Personal loan amount

    ₹10,000 to ₹9,00,000

    Interest rates

    Starting from 11.5% p.a.

    Personal loan tenure

    03 to 60 months

    Credit disbursal

    Within 24 hours

    No paperwork

    100% online

    Low processing fee

    2% to 4% + GST

    Personal Loan in Rajkot Eligibility Criteria

    To be eligible for a Personal Loan in Rajkot, borrowers need to meet some criteria:

    Age Criteria

    The borrower must be between the age group of 21-60 to be eligible for a Personal Loan in Rajkot.

    Stable Income Source

    The borrower must have a stable source of income, such as a salary or business income.

    Minimum Credit Score

    The borrower should have a decent credit score to be eligible for a Personal Loan in Rajkot.

    FAQs on Personal Loans in Rajkot

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    Get a Personal Loan in Rajkot

    Personal loans in Rajkot are readily available from various financial institutions to cater to urgent cash requirements. This comprehensive guide delves into the process, eligibility criteria, application procedures, key features, required documents, fees, and charges associated with securing a personal loan in Rajkot. With this information, you can make an informed decision and navigate the lending landscape with confidence.

    Eligibility Criteria for Personal Loan in Rajkot


    To qualify for a personal loan in Rajkot, you must meet certain eligibility requirements set by lenders. These criteria typically include:

    • Age: Applicants must typically be between 21 and 60 years old.

    • Employment Status and Income Stability: Lenders require proof of stable employment and a consistent income source.

    • Credit Score: A credit score of 720 or higher is generally preferred by most lenders.

    • Rajkot Residency Proof: You must provide evidence of your residency in Rajkot.


    How to Apply for a Personal Loan in Rajkot?


    Applying for a personal loan in Rajkot is a straightforward process that can be completed through various channels. Here are the steps to follow:

    • Via Airtel Thanks App:

      • Download the Airtel Thanks App.

      • Log in using your mobile number.

      • Enter your PAN details.

      • Provide your bank details to receive the loan amount.

      • The loan amount will be credited immediately.



    • Via Airtel Website:

      • Visit the Airtel Personal Loan website.

      • Scroll down and scan the QR code.

      • The QR code redirects you to the application page.

      • Enter your personal details (name, DOB, etc.).

      • Fill in employment details, including PAN and Aadhaar number.

      • Confirm the entered details.

      • If eligible, view available loan offers; if not, the application will be rejected.

      • Select a loan offer and proceed with the application.

      • Complete the KYC process.

      • Follow the on-screen instructions to finalise the application.

      • After approval, the loan amount will be credited within 24 hours.




    Key Features and Benefits of Personal Loans in Rajkot


    Personal loans in Rajkot offer several advantages, including:

    • Quick approval and disbursal of funds.

    • Flexible repayment tenure options.

    • No collateral is required for unsecured loans.

    • Competitive interest rates.

    • Multiple uses, such as emergencies, education, home renovations, or debt consolidation.


    Key Documents Required to Apply for a Personal Loan in Rajkot


    To apply for a personal loan in Rajkot, you will need to provide the following documents:

    • Identity Proof: Aadhaar card, passport, driving license.

    • Address Proof: Utility bills, rental agreement.

    • Income Proof: Salary slips, bank statements.

    • Employment Proof: Company ID, employment letter.


    Fees and Charges for Personal Loans in Rajkot


    When obtaining a personal loan in Rajkot, be aware of the following fees and charges:

    • Processing Fee: Charged by the lender for processing the loan.

    • Prepayment Charges: Fees for repaying the loan early.

    • Late Payment Fees: Charges for delayed payments.

    • EMI Bounce Charges: Fees for bounced EMI payments.

    • Foreclosure Charges: Costs for closing the loan early.


    Understand Personal Loan Interest Rate in Rajkot


    Interest rates for personal loans in Rajkot can vary based on your credit profile, loan amount, repayment tenure, and the lender’s policies. Comparing rates from different lenders is essential to securing a competitive rate that meets your financial needs.

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