Personal Loan of ₹9 Lakh

Simply submit your details to receive many loan offers to check for your eligibility. Once you’ve found the best loan offer, you can pick your loan amount and payback time. Your eligibility will determine the maximum loan payback period.

 

H3 – Eligibility Criteria for ₹9 Lakh Personal Loan

1. Minimum Age required: You need to be at least 21 years of age.


2. Stable Income: A stable source of income is necessary. Salaried individuals should possess a decent work history whereas self-employed ones must have a steady flow of revenue.


3. Earnings: You must secure your earnings as a guarantee that you will be able to repay the loan in time.


4. A high credit score: A high credit score denotes that you are not a defaulter in terms of payments and increases your chances of securing a loan.


5. Indian Origin: You must be a resident of India in order to be able to apply for ₹9 Lakh personal loan.

H3 – How to apply for ₹9 Lakh personal loan?

•     Step 1: Download the Airtel Thanks App on your smartphone.


•     Step 2: Login using your mobile number.


•     Step 3: Fill in your PAN number.


•     Step 4: Fill in your bank details to receive your loan.


•     Get your instant personal loan amount credited immediately.

•     Step 1: Navigate to the Airtel Personal Loan website.


•     Step 2: Go down to find the QR code to initiate your loan application.


•     Step 3: Scan the code.


•     Step 4: Now QR code will take you to the Airtel Personal Loan page.


•     Step 5: Start your application by filling in your personal information.


•     Step 6: Enter your PAN and Aadhaar number.


•     Step 7: Verify the details you have entered.


•     Step 8: You will immediately see the loan offers you are eligible for. If not, your online personal loan application will be rejected.


•     Step 9: Now pick one of the loan offers and proceed further.


•     Step 10: Finish the KYC process.

H3 – Key Features and Benefits of ₹9 Lakh Personal Loans

•     Receive flexi credit of ₹10,000 to ₹9,00,000.


•     12% rate of interest.


•     3 to 60 months personal loan tenure.


•     Credit disbursal within 24 hours.


•     The entire procedure is paperless.


•     Low processing fee of 2% to 5% + GST.

•     Adjust your loan amount, term, and EMI to meet your needs.


•     Easy money transfer directly to your account.


•     Cashless transaction process.

H3 – Key Documents Required to Apply for ₹9 Lakh Personal Loan

•        Your name, address, PAN card number, and Aadhar Card details.

•        Information about jobs.

•        Information about your bank account

H3 – Fees and Charges for ₹9 Lakh Personal Loan

H3 – What is the Interest Rate of ₹9 Lakh Personal Loan?

H3 – Things to Avoid while Applying for ₹9 Lakh Personal Loan

•     Applying to several lenders: Applying for many loans in a short period may severely damage your credit score.


•     Failure to pay credit card bills on time: If you have other short term loans or a credit card with a big debt, your loan application will most likely be declined. EMIs and credit card fees reduce your take-home earnings. To get approved for a personal loan, keep your credit use to a minimum.