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    Personal Loan of ₹4 lakh

    Apply for ₹4 lakh loan from Airtel Flexi Credit. The loan application procedure is fairly simple. There is no paperwork required, and there are no hidden costs or fees. Within 24 hours, you’ll get quick credit approval and credit disbursement to your associated bank account! The Airtel Flexi Credit offers inexpensive interest rates, flexible EMI terms, and much more.

    Purpose And Uses

    Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation.

    Benefits of Personal Loan

    Get a loan on your terms. Choose from flexible EMI and tenure options.

    100% digital process

    Submit all your details and documents online.

    Instant Loan approval

    Get your Loan application approved!!

    Flexible EMIs and tenure

    Choose the loan tenure and EMI amount as per your need.

    How to apply for ₹4 lakh Loan?

    Follow the simple steps mentioned below

    Open Airtel Thanks App

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    ₹4 lakh Personal Loan EMI Calculator

    The EMI calculator is essential for managing your finances with a ₹4 lakh Personal loan. Understand how EMIs will affect your everyday expenses and plan accordingly.

    Loan Amount ₹50,000
    ₹50,000
    ₹50K₹10L
    Interest Rate 10%
    10%
    5%20%
    Tenure 1 Year
    1 Year
    1Y5Y
    Get Instant Personal Loan in 30 Mins*!

    Features of ₹4 lakh Personal Loan

    With Airtel Flexi Credit, you get

    Personal loan amount

    ₹10,000 to ₹9,00,000

    Interest rates

    Starting from 12% p.a.

    Personal loan tenure

    03 to 60 months

    Credit disbursal

    Within 24 hours

    100% online

    No paperwork

    Low processing fee

    2% + GST

    ₹4 lakh Loan Eligibility Criteria

    To be eligible for an instant loan, borrowers need to meet some criteria:

    Age must be above 18

    The borrower must be at least 18 years old to be eligible for an instant loan.

    Stable Income Source

    The borrower must have a stable source of income, such as a salary or business income.

    Minimum Credit Score

    The borrower should have a decent credit score to be eligible for an instant loan.

    Other related pages that you might be interested in

    FAQs on 4 lakh Personal Loan

    Personal Loan Lending Partner - Airtel Flexi Credit

    Get ₹4 lakh Personal Loan

    Getting instant access to credit can be a boon for many. Now, one of the most popular ways to get instant credit is through a personal loan. That is because in the case of a personal loan, you do not have to offer any form of collateral! In addition, the loan application procedure is extremely simple, there are fewer roadblocks, no hidden fees and the rate of interest is also low.

    Excited to get started on your ₹4 lakh personal loan? Then start applying for your loan from Flexi Credit by Airtel Finance.

    Eligibility Criteria for ₹4 lakh Personal Loan

    The good news here- there are no fixed criteria on who can apply for a ₹4 lakh personal loan. However, there is just one necessity, which states that you have to provide your banking lender with the right set of documents. Additionally, the loan application procedure also becomes easy if you have a good credit score and a steady source of income.

    How to apply for a ₹4 lakh personal loan?

    Follow the steps given below to apply for your ₹4 lakh personal loan:


    1. Download the Airtel Thanks app on your phone, it is available on both Apple and Android devices

    2. Login to the app with your credentials, wherever required

    3. On the shop tab, click on Airtel Finance

    4. Select the Airtel Flexi Credit banner

    5. Enter your details as per section

    6. Finally, click on ‘apply now’ to get an instant credit approval


    Done! You have now successfully applied for your ₹4 lakh personal loan from Flexi Credit by Airtel Finance.

    Key Features and Benefits of ₹4 lakh Personal Loans

    Check out the best features and benefits that come with a ₹4 lakh personal loan:

    1. You can increase your credit limit, up to ₹9 lakh, with Airtel Flexi Credit

    2. Get your personal loan from a trusted source without offering any collateral in exchange

    3. 100% digital loan application process

    4. The rate of interest is extremely low, starting at just 12%

    5. You can choose your own EMI repayment terms

    6. Absolutely no paperwork involved in the entire process

    7. You can manage the whole loan application journey right from your smartphone

    8. Instant credit approval and credit disbursal within just 24 hours

    9. A low processing fee for your ₹4 lakh personal loan


    Key Documents Required to Apply for a ₹4 lakh Personal Loan

    You will not have to provide multiple documents just to get a ₹4 lakh personal loan. A few simple steps and you’re done. Here are some of them:

    • Aadhaar card number

    • PAN card number

    • Name & address


    Additionally, you will also have to go through a mandatory digital KYC. Once that is complete, your personal loan application is on its way to get approved! Hence, Flexi Credit by Airtel Finance is one of the best platforms to apply for your next ₹4 lakh personal loan.

    Fees and Charges for ₹4 lakh Personal Loan

    You need not worry as there are no hidden fees or charges levied on you, once your loan is approved. Only a small processing fee that will be charged from every personal loan applicant, which is set at 2% to 5% of the loan amount + GST.

    What is the Interest Rate for ₹4 lakh Personal Loan?

    The interest rates for personal loans depend on the tenure, the amount of EMI you are willing to pay and other factors. However, with interest rates starting at only 12%, Airtel Flexi Credit has ensured that one is not burdened by the cost of their loan.

    Things to Avoid while applying for ₹4 lakh Personal Loan

    Here are some things to remember or avoid while applying for your next ₹4 lakh personal loan:

    • Only borrow what is within your repayment ability

    • Remember to always disclose your existing debts

    • Do not fall into a debt trap by taking multiple forms of credit from different lenders

    • Avoid applying for multiple loans in a short time as it affects your credit score negatively

    • Stay away from unsolicited loan offers on phone calls or SMS

    • Pay your EMIs on time to avoid fines

    • Read the loan documents carefully to ensure that you are getting a good deal

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