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    Personal Loan in Haridwar

    With Airtel Finance’s Flexi Credit, you can easily apply for a personal loan of up to ₹9 lakh in Haridwar. Enjoy the best loan offers, low interest rates starting from 12.75% p.a., instant credit approval, and flexible EMI repayment options. The application process is completely digital, and loans are disbursed instantly.

    Purpose And Uses

    Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation.

    Benefits of Personal Loan in Haridwar

    Get a loan on your terms. Choose from flexible EMI and tenure options.

    100% digital process

    Submit all your details and documents online.

    Personal Loan in Haridwar approval

    Get your Loan application approved!!

    Flexible EMIs and tenure

    Choose the loan tenure and EMI amount as per your need.

    Why Choose a Personal Loan in Haridwar?

    Opting for a personal loan in Haridwar can boost your finances without the need for collateral. With no restrictions on how you use the loan amount, a personal loan provides the flexibility to meet your financial needs, whether it’s for home renovation, education, or debt consolidation.

    How to apply for a personal loan in Haridwar?

    Follow the simple steps mentioned below

    Open Airtel Thanks App

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    Personal Loan in Haridwar EMI Calculator

    Estimate your monthly EMI for a personal loan in Haridwar with the Airtel Finance EMI calculator. Input the loan amount, tenure, and interest rate for quick results.

    Personal Loan EMI Calculator

    Estimate your monthly EMI for a personal loan with the Airtel Finance EMI calculator.
    Input the loan amount, tenure, and interest rate for quick results.

    Loan Amount ₹5,000
    ₹50,000
    ₹5K₹10L
    Interest Rate 10%
    10%
    5%20%
    Tenure 3 Months
    3 Months
    3M5Y
    Get Instant Personal Loan in 30 Mins*!

    Features of Personal Loan in Haridwar

    With Airtel Finance, you get

    Personal loan amount

    ₹10,000 to ₹9,00,000

    Interest rates

    Starting from 12.75% p.a.

    Personal loan tenure

    03 to 60 months

    Credit disbursal

    Within 24 hours

    No paperwork

    100% online

    Low processing fee

    2% to 5% + GST

    Personal Loan in Haridwar Eligibility Criteria

    To be eligible for a Personal Loan in Haridwar , borrowers need to meet some criteria:

    Age must be above 18

    The borrower must be between the age group of 21-60 to be eligible for a Personal Loan in Haridwar

    Stable Income Source

    The borrower must have a stable source of income, such as a salary or business income.

    Minimum Credit Score

    The borrower should have a decent credit score to be eligible for a Personal Loan in Haridwar

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    FAQs on Personal Loans in Haridwar

    Personal Loan Lending Partner - Airtel Flexi Credit

    Get a Personal Loan in Haridwar

    Personal loans in Haridwar are available from various financial institutions to meet urgent cash needs. This guide covers the process, eligibility criteria, application procedures, key features, required documents, fees, and charges for obtaining a personal loan in Haridwar.

    Eligibility Criteria for Personal Loan in Haridwar


    Fulfilling the eligibility criteria is essential for a successful personal loan application in Haridwar. Here are the key requirements:

    • Age Criteria: Usually between 21 and 60 years.

    • Employment Status and Income Stability: Proof of stable employment and income is required.

    • Credit Score and Credit History: A score of 720 and above is preferred.

    • Haridwar Residency Proof: Proof of residency in Haridwar is required.


    How to Apply for a Personal Loan in Haridwar?


    Applying for a personal loan in Haridwar is a straightforward process. Here are the steps to follow:

    • Visit the lender’s website or branch and fill out the application form with personal, employment, and financial details.

    • Submit the required documents for verification.

    • If eligible, the lender will process your application and provide loan offers.

    • Select the most suitable offer and complete the formalities.

    • After approval, the loan amount will be disbursed into your account.


    Additionally, Airtel offers a convenient way to apply for a personal loan through the Airtel Thanks App or the Airtel website.

    Key Features and Benefits of Personal Loans in Haridwar


    Personal loans in Haridwar offer several advantages to borrowers. Here are the key features and benefits:

    • Quick Approval and Disbursal: Fast processing and fund disbursement.

    • Flexible Repayment Tenure: Various repayment options.

    • No Collateral Required: Unsecured loans do not need security.

    • Competitive Interest Rates: Attractive rates offered.

    • Multiple Uses: Funds can be used for emergencies, education, home renovations, or debt consolidation.


    Key Documents Required to Apply for a Personal Loan in Haridwar


    To apply for a personal loan in Haridwar, you will need to submit the following documents:

    • Identity Proof: Aadhar card, passport, driving license.

    • Address Proof: Utility bills, rental agreement.

    • Income Proof: Salary slips, bank statements.

    • Employment Proof: Company ID, employment letter.


    Fees and Charges for Personal Loans in Haridwar


    When taking a personal loan in Haridwar, be aware of the associated fees and charges:

    • Processing Fee: Charged by the lender for processing the loan.

    • Prepayment Charges: Fees for repaying the loan early.

    • Late Payment Fees: Charges for delayed payments.

    • EMI Bounce Charges: Fees for bounced EMI payments.

    • Foreclosure Charges: Costs for closing the loan early.


    Understand Personal Loan Interest Rate in Haridwar


    Interest rates for personal loans in Haridwar vary based on credit profile, loan amount, tenure, and lender policies. Comparing rates from different lenders is essential to secure a competitive rate that meets your financial needs.

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