Get Flexi Credit up to ₹10 lakhs ✔️Instant disbursal ✔️100% online process
Apply Now
Unsecured loans give you access to funds without pledging any asset as security. Airtel Finance connects you with multiple RBI‑regulated lending partners: Airtel Money, Money View, DMI Finance, Credit Saison India, Axis Bank, and Fibe, for a completely digital application process. Whether you need an unsecured personal loan for a wedding, medical emergency, or home renovation, you can apply in minutes on the Airtel App and receive approval quickly.
Use the Personal Loan EMI Calculator on the Airtel App to estimate monthly payments for an unsecured loan. Enter the amount, interest rate, and tenure to see your EMI instantly to get an unsecured personal loan.
Get an unsecured personal loan on your terms with flexible EMI and tenure options.
Submit your details and documents online; no branch visits required for unsecured loans online.
Lending partners offer competitive personal loan interest rates starting from 12% p.a., subject to the lender, your credit profile, and other eligibility criteria.
Get quick approval on your unsecured personal loan application within minutes.
Choose a flexible repayment tenure if you need an unsecured loan, with EMIs that fit your budget.
Once approved, the unsecured personal finance loan amount is credited to your account within 30 minutes.
A transparent processing fee of up to 2% - 5% + GST applies; no hidden charges for unsecured private loans.
Unsecured loans come in various forms, each designed for different borrowing needs.
A revolving credit facility lets you withdraw funds up to a sanctioned limit, repay, and borrow again, similar to a credit line. Interest is charged only on the amount used.
A standard term loan provides a lump sum that you repay in fixed EMIs over a set tenure. It’s the most common unsecured personal loan structure for one‑time expenses.
A consolidation loan merges multiple existing debts into a single unsecured loan with one monthly EMI, making repayment easier and potentially lowering your overall interest outgo.
To qualify for an unsecured loan, you must be between 21 and 65 years of age and meet the following criteria. Eligibility requirements may vary by lending partner. For a detailed check, visit the Personal Loan Eligibility page.
Both salaried employees and self‑employed professionals can apply. Lending partners evaluate your income stability and repayment capacity.
• For Salaried Employees: Submit salary slips and bank statements.
• For Self-Employed: Provide business proof and ITR.
A minimum monthly income of ₹13,500 is required. Higher income increases your eligible loan amount.
You can apply for an unsecured personal loan ranging from ₹10,000 to ₹10,00,000, based on your profile.
Keep these personal loan documents ready to speed up your application.
[Aadhaar Redacted], PAN, Passport, or Voter ID; any government‑issued photo ID.
Utility bill, rent agreement, or property tax receipt showing your current address.
Last 3 months’ salary slips for salaried individuals; bank statements or ITR for self‑employed.
Employee ID card or employment certificate; business registration proof for self‑employed applicants.
An unsecured loan is approved based on your creditworthiness, not collateral. Lending partners assess your credit score, income, and employment stability. Once approved, you receive the amount as a lump sum and repay it in fixed EMIs over an agreed tenure. Your credit profile determines the interest rate. Because there is no security, lenders may charge slightly higher interest compared to secured loans, but the convenience and speed make unsecured personal lending a popular choice.
Follow these simple steps to get an instant unsecured loan via the Airtel App.
Download the Airtel App and navigate to the Finance section.
Choose ‘Personal Loan’ and enter your basic details: name, PAN, and employment type.
The app displays eligible loan offers from multiple lending partners. Select the one that suits you.
Verify your identity via video KYC and link your bank account for disbursal.
Below are the typical charges for an unsecured personal loan through Airtel Finance. For a complete breakdown, see Personal Loan Fees and Charges.
| Charge | Details |
|---|---|
| Interest Rate | Starting from 12% per annum |
| Processing Fee | 2% - 5% of loan amount + GST |
| Loan Amount | ₹10,000 to ₹10,00,000 |
| Tenure | Flexible |
| Prepayment Charges | As per lending partner’s policy |
Airtel Finance simplifies your search for unsecured personal loan lenders by bringing multiple partners onto one unsecured loan platform.
Complete the online loan application in minutes. No paperwork, no physical meetings for an instant personal loan online.
Only essential personal loan documents are required. Upload them directly through the app.
Your data is encrypted and shared only with the chosen lending partner.
All fees, including personal loan charges, are disclosed upfront in the loan agreement.
