PAN Card loan

Here's why thousands of Indians choose Airtel Finance for their personal loan needs:

• 100% digital process

Apply anytime, anywhere without visiting any branch.

• Instant approval

Get loan approval within minutes of application.

• Flexible EMI options

Choose a tenure from 3 to 60 months based on your comfort level.

• Quick disbursal

Receive funds in your bank account within 24 hours.

• Minimal documentation

Just basic documents, including your PAN card and loan application.

Airtel Finance offers personal loans ranging from ₹10,000 to ₹9,00,000, ensuring you get the best rates and terms available in the market.

Our PAN card loan process is designed to be completely paperless and hassle-free, with advanced digital verification that eliminates the need for physical document submission. With flexible tenure options and transparent fee structures, you can plan your repayments without any hidden surprises, making it easier to achieve your financial goals.

Getting your personal loan is simpler than ever with our streamlined digital process. Here’s a step-by-step guide to help you get started:

1. Download the Airtel Thanks App
   Install the Airtel Thanks App from the Google Play Store or Apple App Store. Once installed, log in with your registered mobile number and navigate to the ‘Finance’ section.
2. Select ‘Personal Loan’
   Under the Finance section, choose ‘Personal Loan’ and provide basic details such as your income, employment type, desired loan amount, and tenure.
3. Upload required documents
   Upload the necessary documents directly through the app using your phone’s camera. Typically, you’ll need to submit your PAN card, Aadhaar card, income proof, and bank statements.
4. Complete digital verification
   Verify your details instantly through OTP-based authentication and, if required, biometric verification to ensure secure processing.
5. Get instant loan approval
   Once the verification is complete, you’ll receive an approval notification within minutes. The approved loan amount will be disbursed directly to your registered bank account within 24 hours.

Various features of a PAN card loan are:

• Loan amount range
  Borrow anywhere from ₹10,000 to ₹9,00,000 based on your eligibility and requirements.
• Flexible tenure options
  Choose a repayment period from 3 months to 60 months that suits your financial situation.
• Zero paperwork
  Complete the application process digitally without any physical document submission.
• Quick disbursal
  Get the approved loan amount transferred to your account within 24 hours.
• No collateral required
  An unsecured personal loan that doesn't require any assets as security.

Check if you meet our simple eligibility criteria for a PAN Card loan:

• Age between 21 to 60 years (maximum age at loan maturity or retirement)
• Minimum net monthly income of ₹25,000
• Minimum 2 years of total employment experience
• At least 1 year with current employer
• Residential stability of a minimum of 1 year at the current address
• Credit score of 650 or above
• Valid PAN card and other KYC documents

Here are some essential documents required to apply for a PAN Card loan: