Personal Loans for NRIs: What You Need to Know Before Applying

A personal loan for NRI applicants offers several advantages when you need financial support in India:

• Quick digital approval process: Get loan approval within 24 hours without visiting branches.
• Flexible loan amounts: Borrow between ₹10,000 to ₹9,00,000 based on your requirements.
• Competitive interest rates: Personal loan interest rates starting from 12.75% per annum with transparent pricing.
• Extended repayment tenure: Choose from 3 to 60 months to suit your financial planning.

Airtel Finance understands the unique financial requirements of NRIs and offers streamlined personal loan solutions through trusted NBFC partnerships. Our 100% digital platform eliminates the need for multiple bank visits, allowing you to complete your entire loan application process online. With loan amounts ranging from ₹10,000 to ₹9,00,000, you can access funds for various purposes—whether it's supporting family, handling medical emergencies, or capitalising on investment opportunities in India. The transparent fee structure and quick approval process of a personal loan for NRI applicants make it easier for you to make informed financial decisions while living abroad.

The features of a personal loan for NRIs are designed to help you navigate urgent financial requirements with greater ease and convenience.

• Loan Amount Range: Access funds from ₹10,000 to ₹9,00,000 based on your income and eligibility.
• Competitive Interest Rates: Enjoy attractive interest rates starting from 12.75% per annum with transparent pricing.
• Flexible Tenure Options: Choose repayment periods from 3 to 60 months that align with your financial planning.
• Digital Processing: Complete your entire loan journey online without visiting any branch.
• Quick Disbursal: Receive approved funds in your Indian bank account within 24 hours.
• Minimal Documentation: Streamlined paperwork process designed for NRI convenience.

To qualify for a personal loan for an NRI, you must meet the basic eligibility criteria:

• Age: Indian citizen aged between 21–65 years.
• Income: Monthly income of ₹25,000 or more (including overseas income).
• Work experience: Minimum 1 year of work experience in current employment.
• Bank account: Valid Indian bank account for loan disbursal.
• Credit score: Good credit score and financial track record.
• Contact number: Valid Indian mobile number for verification.

Avail of an instant personal loan and manage your financial needs by submitting the following personal loan documents.