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Personal Loan Documents

Applying for the Airtel Personal Loan is super easy. Just provide your identity, income and address proof and we will ensure a 100% digital and quick loan application process.

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Purpose And Uses

Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation.

Travel Education Emergency Debt Consolidation Wedding Maternity Professional Loan New Vehicle

Loan type

Cities we serve

Loan by Amount

Features of Personal Loan

With Airtel Flexi Credit, you get

Personal loan amount

₹10,000 to ₹9,00,000

Interest rates

Starting from 11.5% p.a.

Personal loan tenure

03 to 60 months

Credit disbursal

Within 24 hours

100% online

No paperwork

Low processing fee

2% to 5% + GST

Apply for a Personal loan

Follow the simple steps mentioned:

Open Airtel Thanks App

Find Shop > Airtel Finance

Select Flexi Credit

Fill in your basic details

Get best offer

Basis profile verification

Complete the KYC

Link your bank account

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Other related pages that you might be interested in

Personal Loan	Instant Personal Loan
Personal Loan EMI Calculator	Personal Loan Interest Rates
Personal Loan Application	Personal Loan Eligibility

Get A Personal Loan In A Few Easy Steps

Applying for a Airtel personal loan has never been easier. Follow these simple steps to quickly complete your application and get your loan disbursed directly into your bank account.

Landing Page + Basic Details

Eligibility Check

Offer Selection

Additional Details, KYC & Selfie

Bank Details

KFS & Disbursal

Apply Now

Landing Page + Basic Details

Apply Now

Scan to initiate your Personal loan application.

Receive a loan with Airtel Personal Loan

FAQs on Personal Loan Benefits and Features

Airtel Personal loans from Airtel Finance offer so many great advantages. They come in handy when you need immediate access to funds, making them ideal for dealing with various financial needs such as medical emergencies, home repairs, or funding major life events like weddings.

Personal loans differ from credit cards or lines of credit in that they provide a lump sum of money upfront, which is repaid over a fixed term through regular installments. Unlike credit cards, which offer revolving credit, personal loans have a defined repayment schedule.

Yes, one of the key advantages of personal loans is their flexibility in usage. Whether you need to consolidate existing debts, make home improvements, cover medical expenses, or even finance your marriage or a planned holiday, a personal loan can be tailored to suit your specific needs.

Personal loans typically offer fixed interest rates, meaning your monthly payments remain consistent throughout the loan term. Loan terms can vary from a few months to several years, and loan amounts can range from a few thousand to several lakhs, depending on your eligibility and lender policies. If you opt for Airtel Personal Loan, the interest rate starts from 11.5% and you can borrow any amount between ₹ 10,000 to 9,00,000 as per your convenience.

Some personal loan providers offer flexible features such as the option to defer payments under certain circumstances or make extra payments without incurring penalties. However, availability may vary depending on the lender, so it’s essential to inquire about such features beforehand.

While cashback or rewards programs are more commonly associated with credit cards, some lenders may offer incentives such as reduced interest rates or processing fee waivers for existing customers applying for personal loans. It’s worth exploring such offers to maximise savings.

Yes, Airtel Finance offers online application facilities for personal loans, making the process convenient and accessible. Typically, you’ll need to download the Airtel thanks app, select your loan amount, get best offers for the same, complete the KYC process, submit necessary documents electronically, and await approval, which can often be done within a short timeframe.

When comparing personal loan options, factors to consider include interest rates, loan terms, repayment flexibility, fees and charges, eligibility criteria, customer service, and reputation of the lender. Evaluating these aspects can help you make an informed decision tailored to your financial needs.

Personal loans typically come under the unsecured loan category. Secured loans require collateral, such as property or assets, which can be seized by the lender in case of default. Unsecured loans do not require collateral but may have higher interest rates to compensate for the increased risk to the lender.

Taking out a personal loan can impact your credit score both positively and negatively. Timely repayment of the loan can improve your credit score by demonstrating responsible financial behaviour. However, missed payments or defaulting on the loan can have a negative impact. To minimize the impact, ensure timely repayment and avoid taking on excessive debt.

Personal Loan Lending Partner - Airtel Flexi Credit

Personal Loan Benefits

Whether it’s exploring that picturesque foreign destination you’ve always dreamed of, finally purchasing your dream car, or addressing urgent medical needs, Airtel Personal Loans from Airtel Finance stand out as a reliable funding option. However, before you take the leap, understanding the manifold benefits of personal loans is essential for making sound financial decisions. Here are 10 key advantages to consider:

Best Features of Personal Loan

Loan Disbursal Within 24 Hours: One of the major reasons personal loans are a huge hit amongst people is because of how fast they get sanctioned. A lot of people choose this loan plan in case of medical emergencies, wedding expenses or any other transactions that can’t be avoided.

Sanctions from ₹ 10,000 to ₹ 9,00,000: You may borrow as low as ₹ 10,000 or as high as ₹ 9,00,000, as per your convenience and you also get the whole amount all at once.

Collateral-Less Sanctions: Some loan features like this one make sure that all types of people are able to get an easy loan disbursal. Not everyone may possess collaterals like a house or business to get a loan and this inclusivity makes personal loans a preferred choice for many seeking easy loan disbursal.

Flexible Loan Tenure: The best part about Airtel Personal Loans from Airtel Finance is that you may choose the loan tenure from anything between 3 months to 60 months, as per your convenience and financial capacity.

Flexible Loan Usage: One of the biggest personal loan benefits is that you don’t have to restrict yourself on why you need the loan. You may get it as per your own life goals and objectives and set the EMI as per your financial capacity.

Simple Eligibility Criteria: If you opt for Airtel Personal Loan, the eligibility criteria is simple, really. You just need to have a stable income, a CIBIL score of 700 and above and be a citizen of India.

Tax Benefits and Improved Credit History: You may get a lot of tax exemptions depending on how you utilise the amount of your loan. Getting a personal loan will also improve your credit history as lenders do check how diligently you’ve paid all your EMIs in the past and may sanction your future loans easily.

Hassle-Free Documentation: The documentation is super easy for personal loans as you just need your address proof, identity proof and income proof to complete the application process.

100% Digital Process: Since the entire process is 100% digital, the time of loan disbursed gets reduced to a couple of hours and the documentation is safe and well accounted for.

Attractive Interest Rates: One of the best personal loan benefits has to be the low interest rates that different lenders offer. Airtel Personal Loans offer you an interest rate as low as 11.5% which is a very competitive rate without any hassles.

Why should one apply for Personal Loan?

Personal loans are a versatile financing solution for a multitude of expenses and get disbursed immediately without any restrictions. Here are some of the reasons on may apply for a personal loan:

Medical Emergencies

House Repair

Wedding Expenses

Buying Vehicles

Financing Your Dream Holiday

Consolidate Current Debts

Financing Higher Education

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Personal Loan Documents

Purpose And Uses