Age Limit
You should be at least 18 years and above
Get Personal Loan of up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process
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Easily avail an Airtel Finance Personal Loan of ₹80,000 online. Enjoy a quick, hassle-free application process and instant disbursal. This flexible loan is perfect for covering personal needs like urgent expenses, small purchases, or any other immediate financial requirements.
Meet all your immediate financial needs with a ₹80,000 personal loan just a click away. Enjoy easy repayments with flexible tenure options and competitive interest rates. With Airtel Personal Loan, securing a ₹80,000 loan has never been simpler!
Discover how our personal loans can be tailored to meet your specific needs. Whether you need money for travel, education, emergencies, or any other purpose, find the right loan option to fit your unique situation.
Loan type
Cities we serve
Loan by Amount
Airtel Finance offers personal loans of ₹80,000 with competitive interest rates starting at just 12.75% p.a., making it a cost-effective solution for your urgent financial needs. Enjoy the simplicity of a small loan, with flexible repayment options designed to suit your convenience!
| Year | Principal(A) | Interest(B) | TotalPayment(A+B) | Balance | Loan Paid to Date |
|---|---|---|---|---|---|
| 2024 | ₹ 23,365 | ₹ 8,866 | ₹ 32,231 | ₹ 56,635 | 29.21% |
| 2025 | ₹ 26,524 | ₹ 5,706 | ₹ 32,231 | ₹ 30,111 | 62.36% |
| 2026 | ₹ 30,111 | ₹ 2,120 | ₹ 32,231 | 0 | 100% |
Curious about eligibility for a ₹80,000 personal loan? Check the key criteria to get your application approved with ease!
You should be at least 18 years and above
You must have a stable source of income from employment or business
A good credit score is a must to apply for a personal loan
Estimate your EMIs for a ₹80,000 instant personal loan before applying. Customize loan details to find the most affordable EMIs for easy repayments!
You have to submit some documents to get a personal loan of ₹80000. These documents are as follows -
| Aadhaar Card | PAN Card | KYC documents |
| Bank Statements | Salary Slips | Your Photo |
Amortizing a personal loan means repaying it through scheduled installments over a specified period. Each payment covers both interest and principal, gradually lowering the loan balance. An amortization schedule details each installment, indicating the portion applied to interest and principal, allowing borrowers to manage their repayments and plan their finances effectively.
Let's look at the example of ₹80,000 loan for a tenure of 12 months at interest rate of 12.75%
| Year |
Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
| 2024 | ₹ 80,000 | ₹ 5,632 | ₹ 85,632 | ₹ 0 | 100.00% |
| Jan | ₹ 6,286 | ₹ 850 | ₹ 7,136 | ₹ 73,714 | 7.86% |
| Feb | ₹ 6,353 | ₹ 783 | ₹ 7,136 | ₹ 67,361 | 15.80% |
| Mar | ₹ 6,420 | ₹ 716 | ₹ 7,136 | ₹ 60,941 | 23.82% |
| Apr | ₹ 6,489 | ₹ 647 | ₹ 7,136 | ₹ 54,452 | 31.93% |
| May | ₹ 6,557 | ₹ 579 | ₹ 7,136 | ₹ 47,895 | 40.13% |
| Jun | ₹ 6,627 | ₹ 509 | ₹ 7,136 | ₹ 41,268 | 48.42% |
| Jul | ₹ 6,698 | ₹ 438 | ₹ 7,136 | ₹ 34,570 | 56.79% |
| Aug | ₹ 6,769 | ₹ 367 | ₹ 7,136 | ₹ 27,802 | 65.25% |
| Sep | ₹ 6,841 | ₹ 295 | ₹ 7,136 | ₹ 20,961 | 73.80% |
| Oct | ₹ 6,913 | ₹ 223 | ₹ 7,136 | ₹ 14,048 | 82.44% |
| Nov | ₹ 6,987 | ₹ 149 | ₹ 7,136 | ₹ 7,061 | 91.17% |
| Dec | ₹ 7,061 | ₹ 75 | ₹ 7,136 | ₹ 0 | 100.00% |
Check out the key features of the instant personal loan from Airtel Finance
| ₹10,000 to ₹9 lakhs Personal Loan |
Starting from 12.75% p.a. Low interest rates |
3 months to 60 months Repayment tenure |
| Within 24 hours Loan disbursal |
No paperwork 100% digital process |
2% to 5% + GST Low processing fee |
Applying for a personal loan of ₹80000 from Airtel Finance is simple and quick. Follow the simple steps mentioned below
Find Shop > Airtel Finance
Fill in your basic details
Basis profile verification
Link your bank account
Accessing instant credit can be a game-changer in times of need, and a personal loan is one of the most convenient options available. With no collateral required, the application process is simple and hassle-free. Additionally, there are no hidden charges, and competitive interest rates make it a great choice for addressing urgent financial needs.
Ready to apply for your ₹80,000 personal loan? Get started with Personal Loan by Airtel Finance today! The best part—there are no strict eligibility criteria, making it easier for anyone to apply for a ₹80,000 personal loan. However, there is just one necessity, which states that you have to provide your banking lender with the right set of documents. Additionally, the loan application procedure also becomes easy if you have a good credit score and a steady source of income. How to apply for a Rs. 80000 personal loan? Follow the steps given below to apply for your Rs. 80000 personal loans:
Fast approval for medical, travel or urgent payments.
Get a personal loan with minimal documentation from Airtel Finance
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