Aadhaar Card Loan

With Airtel Finance, getting a personal loan using your Aadhaar card comes with several advantages:

• Lightning-fast approval
  Get your loan approved within minutes, not days. Experience a seamless and efficient process designed for your convenience.
• 100% digital process
  Apply from the comfort of your home without visiting any branch. The entire journey is paperless, secure, and hassle-free.
• Minimal documentation
  Simplify your application using just your Aadhaar card and basic details. No lengthy paperwork or unnecessary formalities required.
• Instant disbursal
  Receive funds directly into your bank account within 24 hours of approval. Enjoy quick access to money when you need it most.
• Flexible repayment options
  Choose an EMI tenure between 3 to 60 months that suits your budget. Manage your repayments easily with complete financial control.

Airtel Finance offers personal loans up to ₹9,00,000 with competitive interest rates per annum. Your Aadhaar card serves as both identity and address proof, making the application process incredibly smooth. The entire loan journey is powered by advanced digital technology, ensuring secure processing while maintaining complete transparency in pricing and terms.

Getting your Aadhaar card loan approved is simple and takes just a few minutes:

Step 1: Download the Airtel Thanks App
Go to the Finance section to begin your personal loan application.

Step 2: Select ‘Personal Loan’
Enter your basic details, including your Aadhaar number.

Step 3: Upload Required Documents
Submit your Aadhaar card and income proof to proceed.

Step 4: Complete Digital KYC Verification
Verify your identity instantly through a secure online process.

Step 5: Get Instant Approval and Disbursal
Receive quick approval and get the funds credited to your bank account within 24 hours.

Various features of the Aadhaar Card Loan are:

• High loan amount
  Borrow anywhere from ₹10,000 to ₹9,00,000 based on your income and eligibility
• Competitive interest rates
  Attractive rates with transparent pricing
• Flexible tenure options
  Choose a repayment period from 3 months to 5 years as per your convenience
• Zero paperwork
  A completely digital process with the Aadhaar card simplifies documentation.
• Quick disbursal
  Get funds credited to your account within 24 hours of approval.
• No prepayment penalty
  Close your loan early without any additional charges for prepayment.

To qualify for an Aadhaar card loan with Airtel Finance, you need to meet these simple eligibility criteria:

• Age between 21 to 60 years (maximum age at loan maturity)
• Minimum net monthly income of ₹25,000
• At least 2 years of total employment experience
• Minimum 1 year with current employer
• At least 1 year of residential stability at current address
• Credit score of 650 or above
• Must be an Indian resident with a valid Aadhaar card

Some crucial documents for the Aadhaar Card Loan are: