Personal Loan of ₹3 Lakh

Introducing Flexi Credit by Airtel Finance, the one answer to put all your loan application scares at ease. Now you can apply for your next personal loan from the comfort of your home itself. Simply apply for ₹3 lakh personal loan from your phone, enter all the details and get instant credit approval.

Apply for your next ₹3 lakh personal loan from the Airtel Thanks App and have the smoothest ever loan journey.

Eligibility Criteria for ₹3 lakh Personal Loan

There are no fixed eligibility criteria for ₹3 lakh personal loan. Anyone who has a fixed source of income can apply for a personal loan from Airtel Flexi Credit. The only thing that you need to remember while applying for your personal loan is that you should always provide the right set of information and documents to the bank. This helps in calculating the best personal loan offer for you.

How to apply for ₹3 lakh personal loan?

Here are all the steps that you need to follow to apply for your next ₹3 lakh personal loan:

• Download the Airtel Thanks App on your phone
• Login to the app with credentials, as required
• On the Shop tab, click on Airtel Finance
• Select Airtel Flexi Credit banner
• Enter your details
• Finally, click on ‘apply now’ to get an instant credit approval

Therefore, these are the only few steps you need to follow in order to apply for your ₹3 lakh personal loan from Airtel Finance.

Key Features and Benefits of ₹3 lakh Personal Loans

Here are the key features and benefits of ₹3 lakh personal loan:

• You can get a personal loan up to ₹9 lakh if you want, without any collateral
• The loan application process is completely digital
• Extremely low rates of interest - starting at just 11.5%
• Flexible loan repayment tenures ensure everyone can apply
• No paperwork involved in the loan application process
• You will get credit approval instantly
• Credit disbursal within just 24 hours
• Low processing fee

Key Documents Required to Apply for a ₹3 lakh Personal Loan

You will hardly need any key documents to apply for a ₹3 lakh personal loan. Regardless, here is some of the information you will have to provide:

• Aadhaar card number
• PAN card number
• Name & address

Other than these, you will also have to complete your digital KYC. And that is all. With minimum paperwork involved and instant credit approval, Flexi Credit by Airtel Finance is one of the best platforms to apply for your next ₹3 lakh personal loan.

Fees and Charges for ₹3 lakh Personal Loan

There are no hidden charges or fees with a ₹3 lakh personal loan. You just have to pay 2% to 5%+GST as a one-time processing fee. The processing fee has been kept significantly low in order to ensure people from all walks of life are able to afford a ₹3 lakh personal loan.

What is the Interest Rate of ₹3 lakh Personal Loan?

Your personal loan interest rate depends on a lot of factors. At Airtel Flexi Credit, your personal loan interest rates start at just 11.5%.

Things to Avoid while Applying for ₹3 lakh Personal Loan

Your personal loan need not be an inconvenience. Having a smooth personal loan experience is crucial, and Airtel understands that. Here are some things to remember and avoid when you are applying for your ₹3 lakh personal loan:

• Only borrow money that you can repay
• Always disclose your existing debts
• Do not fall into a debt trap
• Avoid applying for multiple loans in a short time as it affects your credit score
• Do not listen to unsolicited loan offers on phone calls or SMS
• Always pay your EMIs on time to avoid fines
• Read the loan documents carefully to ensure that you are getting a good deal