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    Get Flexi Credit up to ₹9 lakhs ✔️Instant disbursal ✔️100% online process

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    Personal Loan in Prayagraj

    With Airtel Finance’s Flexi Credit, you can easily apply for a personal loan of up to ₹9 lakh in Prayagraj. Enjoy the best loan offers, low interest rates, instant credit approval, and flexible EMI repayment options. The application process is completely digital, and loans are disbursed instantly, making it convenient for you to meet your financial needs.

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    Benefits of Personal Loan in Prayagraj

    Get a loan on your terms. Choose from flexible EMI and tenure options.

    100% digital process

    Submit all your details and documents online.

    Personal Loan in Prayagraj approval

    Get your Loan application approved!!

    Flexible EMIs and tenure

    Choose the loan tenure and EMI amount as per your need.

    Why Choose a Personal Loan in Prayagraj?

    Opting for a personal loan in Prayagraj can boost your finances and help you achieve your goals. With no collateral required and no restrictions on how you use the loan amount, a personal loan offers the flexibility and freedom you need to fulfil your dreams and aspirations.

    Apply Now

    How to apply for a personal loan in Prayagraj?

    Follow the simple steps mentioned below

    Open Airtel Thanks app

    Find Shop > Airtel Finance

    Select Flexi Credit

    Fill in your basic details

    Get best offer

    Basis profile verification

    Complete the KYC

    Link your bank account

    Apply Now

    Personal Loan in Prayagraj EMI Calculator

    Estimate your monthly EMI for a personal loan in Prayagraj with the Airtel Finance EMI calculator. Input the loan amount, tenure, and interest rate for quick results.

    Loan Amount ₹50,000
    ₹50,000
    ₹50K₹10L
    Interest Rate 10%
    10%
    5%20%
    Tenure 1 Year
    1 Year
    1Y5Y
    Get Instant Personal Loan in 30 Mins*!

    Features of Personal Loan in Prayagraj

    With Airtel Finance, you get

    Personal loan amount

    ₹10,000 to ₹9,00,000

    Interest rates

    Starting from 11.5% p.a.

    Personal loan tenure

    03 to 60 months

    Credit disbursal

    Within 24 hours

    No paperwork

    100% online

    Low processing fee

    2% to 4% + GST

    Personal Loan in Prayagraj Eligibility Criteria

    To be eligible for a Personal Loan in Prayagraj, borrowers need to meet some criteria:

    Age Criteria

    The borrower must be between the age group of 21-60 to be eligible for a Personal Loan in Prayagraj.

    Stable Income Source

    The borrower must have a stable source of income, such as a salary or business income.

    Minimum Credit Score

    The borrower should have a decent credit score to be eligible for a Personal Loan in Prayagraj.

    FAQs on Personal Loans in Prayagraj

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    Personal Loan Lending Partner - Airtel Flexi Credit

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    Get a Personal Loan in Prayagraj

    Personal loans in Prayagraj are available from various financial institutions to meet urgent cash needs. This guide covers the process, personal loan eligibility criteria, application procedures, key features, required documents, fees, and charges. It provides a comprehensive overview to help you make an informed decision about securing a personal loan in Prayagraj.

    Eligibility Criteria for Personal Loan in Prayagraj


    To be eligible for a personal loan in Prayagraj, you must meet certain criteria. Here are the key eligibility criteria:

    • Age: Usually between 21 and 60 years.

    • Employment Status and Income Stability: Proof of stable employment and income is required.

    • Credit Score and Credit History: A score of 720 and above is preferred.

    • Prayagraj Residency Proof: Proof of residency in Prayagraj is required.


    Meeting these criteria increases the chances of loan approval and favourable terms.

    How to Apply for a Personal Loan in Prayagraj?


    You can apply for a personal loan in Prayagraj through various channels, including online and offline methods. Here are the steps:

    • Via Airtel Thanks App:

      • Download the Airtel Thanks App.

      • Log in using your mobile number.

      • Enter your PAN details.

      • Provide your bank details to receive the loan amount.

      • The loan amount will be credited immediately.



    • Via Airtel Website:

      • Visit the Airtel Personal Loan website.

      • Scroll down and scan the QR code.

      • The QR code redirects you to the application page.

      • Enter your personal details (name, DOB, etc.).

      • Fill in employment details, including PAN and Aadhaar number.

      • Confirm the entered details.

      • If eligible, view available loan offers; if not, the application will be rejected.

      • Select a loan offer and proceed with the application.

      • Complete the KYC process.

      • Follow the on-screen instructions to finalise the application.

      • After approval, the loan amount will be credited within 24 hours.




    Key Features and Benefits of Personal Loans in Prayagraj


    Personal loans in Prayagraj offer several key features and benefits, including:

    • Quick Approval and Disbursal: Fast processing and fund disbursement.

    • Flexible Repayment Tenure: Various repayment options.

    • No Collateral Required: Unsecured loans do not need security.

    • Competitive Interest Rates: Attractive rates offered.

    • Multiple Uses: Funds can be used for emergencies, education, home renovations, or debt consolidation.


    Key Documents Required to Apply for a Personal Loan in Prayagraj


    To apply for a personal loan in Prayagraj, you will need to provide the following documents:

    • Identity Proof: Aadhar card, passport, driving license.

    • Address Proof: Utility bills, rental agreement.

    • Income Proof: Salary slips, bank statements.

    • Employment Proof: Company ID, employment letter.


    Accurate and timely document submission is crucial for a smooth application process.

    Fees and Charges for Personal Loans in Prayagraj


    When taking a personal loan in Prayagraj, you should be aware of the following fees and charges:

    • Processing Fee: Charged by the lender for processing the loan.

    • Prepayment Charges: Fees for repaying the loan early.

    • Late Payment Fees: Charges for delayed payments.

    • EMI Bounce Charges: Fees for bounced EMI payments.

    • Foreclosure Charges: Costs for closing the loan early.


    Understanding these fees helps borrowers plan repayment effectively.

    Understand Personal Loan Interest Rate in Prayagraj


    Interest rates for personal loans in Prayagraj vary based on your credit profile, loan amount, tenure, and lender policies. Comparing rates from different lenders is essential to securing a competitive rate that meets your financial needs.

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