Explore Airtel

    Get Credit Limit up ₹5 Lakhs ✔️₹500 Amazon Voucher

    Apply Now

    Latest Airtel Axis Bank Credit Card Offers

    Step into the world of unparalleled offers and benefits with the Airtel Axis Bank Credit Card. Enjoy amazing offers and discounts every time you spend money on travel, food, shopping, and so much more only with the Airtel Axis Bank Credit Card. Cardholders can get credit limit of up to ₹5 Lakhs with the lowest interest rates starting with just 3.6% every month.

    About Airtel Axis Bank Credit Card

    The Airtel Axis Bank Credit Card is a co-branded product designed to reward customers who regularly use Airtel Finance services and prefer cashbacks over reward points. It combines the strength of Axis Bank’s credit facilities with Airtel Finance’s wide network of telecom and digital services, making it a practical choice for anyone looking to save more on daily transactions.

    At its core, this card focuses on cashback benefits. Unlike generic rewards programs that often come with complex redemption rules, the Airtel Axis Bank Credit Card puts money back in your pocket every time you spend. Airtel Finance customers get maximum advantage, but even outside of Airtel Finance spends, the card offers meaningful savings on food delivery, utility bills, and general shopping.

    Key Highlights:

    • Up to 25% cashback on Airtel Finance services like postpaid, Wi-Fi, and DTH bills
    • 10% cashback on utility payments such as electricity and gas
    • 10% cashback on food delivery platforms including Swiggy and Zomato
    • 1% cashback on all other spends, making it useful for everyday purchases
    • Fuel surcharge waiver of up to 1% for added savings

    This card is especially well-suited for:

    • Airtel Finance subscribers who want maximum value on recurring bills
    • Families who spend heavily on utilities and household services
    • Online shoppers and food delivery users who look for the best credit card offers consistently

    If you are comparing multiple cards, you’ll find the Airtel Axis Bank Credit Card ranks among the best credit card offers for consistent cashback without hidden conditions. Unlike many other products that promote a one-time credit card offer, this card ensures ongoing benefits across categories that matter the most.



    Credit Card EMI Calculator

    Easily calculate your monthly EMIs for credit card purchases with Airtel Finance.  Enter the amount, tenure, and interest rate to get instant estimates.

    Purchase Amount ₹10,000
    ₹10,000
    ₹1K₹2L
    Interest Rate 13%
    13%
    5%36%
    Tenure 12 Months
    12 Months
    3M36M
    Unlock Your Credit Card Now

    About Airtel Axis Bank Credit Card

    The Airtel Axis Bank Credit Card is a co-branded product designed to reward customers who regularly use Airtel Finance services and prefer cashbacks over reward points. It combines the strength of Axis Bank’s credit facilities with Airtel Finance’s wide network of telecom and digital services, making it a practical choice for anyone looking to save more on daily transactions.

    At its core, this card focuses on cashback benefits. Unlike generic rewards programs that often come with complex redemption rules, the Airtel Axis Bank Credit Card puts money back in your pocket every time you spend. Airtel Finance customers get maximum advantage, but even outside of Airtel Finance spends, the card offers meaningful savings on food delivery, utility bills, and general shopping.

    Key Highlights:

    • Up to 25% cashback on Airtel Finance services like postpaid, Wi-Fi, and DTH bills
    • 10% cashback on utility payments such as electricity and gas
    • 10% cashback on food delivery platforms including Swiggy and Zomato
    • 1% cashback on all other spends, making it useful for everyday purchases
    • Fuel surcharge waiver of up to 1% for added savings

    This card is especially well-suited for:

    • Airtel Finance subscribers who want maximum value on recurring bills
    • Families who spend heavily on utilities and household services
    • Online shoppers and food delivery users who look for the best credit card offers consistently

    If you are comparing multiple cards, you’ll find the Airtel Axis Bank Credit Card ranks among the best credit card offers for consistent cashback without hidden conditions. Unlike many other products that promote a one-time credit card offer, this card ensures ongoing benefits across categories that matter the most.

    List of Airtel Axis Bank Credit Card Offers

    Start Saving More With Airtel Axis Bank Credit Card

    Get 25% Cashback

    On Airtel Postpaid bills, Wi-Fi, DTH, & more

    Enjoy 10% Cashback

    On your utility payments

    Earn 10% Cashback

    On food delivery platforms

    Receive 1% Cashback

    On All other spends

    Up to 1% Waiver

    On fuel surcharge

    Airtel Axis Credit Card: Cashback Structure

    The Airtel Axis Bank Credit Card is designed to maximise your savings through a clear and straightforward cashback model. Instead of complex reward systems, this card ensures that every major category of spend earns you instant cashback. Whether it’s Airtel Finance bills, household utilities, or daily essentials like food delivery, the card ensures that a part of your spend comes back to you.

    Cashback Breakdown

    Take a look at how the cashback works across different categories:

    • 25% Cashback
      • Applicable on Airtel Finance services such as postpaid bills, Wi-Fi, and DTH.
      • This is the highest benefit tier and makes the card especially rewarding for Airtel subscribers.
    • 10% Cashback
      • Earned on utility payments, including electricity, gas, and other essential bills.
      • Also valid on food delivery platforms like Swiggy and Zomato, giving value back on frequent dining and grocery deliveries.
    • 1% Cashback
      • Available on all other spends outside Airtel and utility categories.
      • Covers online shopping, travel bookings, and miscellaneous purchases.
    • Fuel Surcharge Waiver
      • Up to 1% waiver on fuel surcharge, helping reduce the cost of regular commutes.

    Eligible Spends and Capping

    Airtel Finance cashback offers are tied to specific merchant categories and Airtel services. Cashback is:

    • Limited to valid spends on Airtel Finance services, utility merchants, and approved food delivery platforms.
    • Excluded for certain categories like balance transfers or cash advances, as is standard with most credit cards.
    • Best used for recurring household bills and Airtel Finance spends, where the higher cashback tiers apply.

    Why the Structure Works

    The Airtel Axis Bank Credit Card cashback model is practical because it aligns directly with everyday expenses. Regular bills and lifestyle spends are rewarded without complicated redemption steps. For Airtel Finance customers, this means consistent savings on telecom and broadband services, while still earning additional value on utilities and food orders.

    The Big Picture

    When you look at the complete structure, the Airtel Axis Bank Credit Card offers a steady stream of savings month after month. It goes beyond just one-time promotions and provides tangible returns on categories most households already spend on. This makes the Airtel Axis Bank Credit Card cashback plan one of the most straightforward and rewarding in the market.

    How to Apply for an Airtel Axis Bank Credit Card?

    Applying for an Airtel Axis Bank Credit Card is very easy. Follow the steps below:

    Get Airtel Thanks

    Download the app and go to Shop section

    Tap on Airtel Finance

    Click on the credit card banner

    Select Apply Now

    Now fill up the complete application form

    Complete digital KYC

    The card will be delivered to you very soon

    Other Features & Benefits

    Beyond cashback, the Airtel Axis Bank Credit Card comes with several practical advantages that enhance the overall experience of owning this card. These benefits are designed to make day-to-day transactions smoother and help cardholders manage their expenses with ease.

    EMI Convenience

    One of the standout credit card benefits is the ability to convert big-ticket purchases into EMIs. The Airtel Finance platform provides an EMI calculator that lets you quickly estimate monthly payments by entering the purchase amount, tenure, and interest rate. At times, special offers may also include lower interest rates or zero processing fees, making it easier to handle larger expenses without financial strain.

    Travel and Lifestyle Support

    Though the primary focus of the card is on Airtel Finance services and utilities, the card also adds value when it comes to lifestyle spending. For instance, travel bookings are included under general spends and are eligible for the base cashback rate. This ensures that cardholders receive consistent value no matter how they choose to use the card.

    Grocery and Online Shopping

    The card extends its coverage to shopping platforms like BigBasket, offering added relevance for households. With cashback applicable here, the card is well-suited for families who want a simple way to save while meeting daily needs.

    Fuel Surcharge Waiver

    Among the many Airtel Axis Bank Credit Card perks, cardholders enjoy a fuel surcharge waiver of up to 1%. This feature lowers routine travel expenses while adding to the broader range of credit card benefits that make the card highly practical for everyday use.

    Things to Know Before You Apply

    Before submitting your application, it is important to understand the essential details that come with the Airtel Axis Bank Credit Card. Being aware of eligibility, charges, and usage limits will help you make the most of the card.

    Eligibility

    The application is fully digital and processed through the Airtel Thanks app. Applicants need to:

    • Download the Airtel Thanks app and access the Airtel Finance section.
    • Complete the online application form and provide necessary details.
    • Finish digital KYC verification to activate the card.

    Cashback Caps and Limits

    Cashback is provided on Airtel Finance services, utility bills, food delivery, and all other spends. It is subject to valid merchant categories, so not all transactions qualify. Exclusions apply for non-retail transactions like balance transfers or cash advances.

    Fees and Charges

    The Airtel Axis Bank Credit Card offers a credit limit of up to ₹5 lakhs, giving flexibility for both small and large purchases. Interest rates start from 3.6% per month, ensuring competitive borrowing costs when balances are carried forward. The card also allows easy conversion of eligible purchases into EMIs, making big-ticket expenses more manageable.

    Credit Card Application Tips to Maximise Benefits

    These credit card application tips ensure that you enjoy consistent value and avoid missing out on benefits available with this card.

    • Use the card for recurring Airtel Finance bills to access the highest cashback tier.
    • Pay utilities and order food delivery through approved platforms.
    • Avoid ineligible transactions that do not earn cashback.

    Other Related pages that you might be interested in

    FAQs on Credit Card offers