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The HDFC Diners Club Credit Card, officially named the HDFC Bank Diners Club Privilege Credit Card, brings together travel perks, dining privileges, and a structured rewards programme. Airtel Finance makes the application process straightforward — you can browse the card’s features, check the HDFC Diners Club Privilege Credit Card eligibility, and apply digitally in minutes.
The HDFC Bank Diners Club Privilege Credit Card delivers welcome benefits designed to add immediate value for new cardholders:
HDFC Diners Club Privilege Credit Card cardholders receive complimentary annual memberships of Swiggy One and Times Prime upon spending ₹75,000 within the first 90 days or upon realisation of the joining fees.
These memberships with a good HDFC Diners Club privilege credit card limit form a significant part of the welcome package and provide cardholders of the HDFC Diners Club credit card with access to exclusive deals and discounts across dining, entertainment, and lifestyle categories.
The card extends well beyond the welcome offer. Here is what cardholders can expect across rewards, travel, dining, and protection:
Earn 4 reward points for every ₹150 spent on retail transactions. Accelerated rewards include 5X reward points on Swiggy and Zomato, and up to 10X reward points on SmartBuy transactions (capped at 2,500 points/month for Swiggy/Zomato).
Spend ₹1.5 lakhs in a calendar quarter to receive ₹1,500 worth of gift vouchers from brands like Marriott, Decathlon, Barbeque Nation, O2 Spa, and Lakme Salon.
Complimentary airport lounge access — 2 visits per quarter, totalling 8 per year (spend >₹15,000 in previous quarter). Low foreign exchange markup fee of 2% on international transactions.
'Buy 1 Get 1 Free' offer on movie and non-movie weekend tickets via BookMyShow. Exclusive discounts at spas, salons, gyms, and higher-value redemption on the Exclusive Privilege Dining Catalogue.
Accelerated rewards on SmartBuy merchants increase the overall reward rate, such as 10X rewards on select merchants like Pharmeasy.
Air accidental death coverage of ₹1 crore, emergency overseas hospitalisation of ₹25 lakhs, credit liability cover up to ₹10 lakhs, baggage delay cover, and up to 50 days interest-free credit.
Now that you're aware of the fees and charges, it's essential to understand the eligibility criteria for the HDFC Bank Diners Club Privilege Credit Card and get the HDFC Diners Club Privilege Credit Card review.
| Particulars | Charges |
|---|---|
| Joining Fee | Rs. 2,500 plus applicable taxes |
| Annual Fee | Rs. 2,500 plus applicable taxes |
| Renewal Fee Waiver | Waived off on annual spends of Rs. 3 lakh |
| Foreign Exchange Markup | 2% on all foreign currency transactions |
| Fuel Surcharge Waiver | 1% waiver on fuel transactions worth Rs. 400 and more, capped at Rs. 500/month |
| Interest-Free Credit Period | Up to 50 days from the date of purchase |
| Credit Liability Cover | Rs. 10 lakhs |
Who is eligible for the HDFC Diners Club Privilege Credit Card? The card is open to both salaried and self-employed individuals who meet specific income thresholds within the norms of this credit card eligibility. Salaried applicants need a net monthly income above ₹70,000, while self-employed applicants must file an annual ITR exceeding ₹8.4 lakhs. Age-wise, salaried individuals should be between 21 and 60 years old. Self-employed applicants can apply up to age 65. A good credit score strengthens the application for HDFC Diners Club Black Metal Credit Card, and the bank evaluates each case individually.
Keep these documents ready during application processes such as HDFC Regalia Credit Card: PAN card, address proof, identity proof, and income documents — typically salary slips or ITR filings.
To activate your HDFC Bank Diners Club Privilege Credit Card, you have several convenient options:
Log in to your HDFC Bank net banking account or mobile app, navigate to "Credit Cards", enter card details, and submit the OTP sent to your registered mobile or email.
Call the HDFC Bank customer care number, follow automated instructions or speak with a representative, and provide verification details to activate.
Visit your nearest HDFC Bank branch with your credit card and identification proof to let staff guide you through activation.
Once your card is activated, you can start enjoying its benefits and earning reward points on your purchases.
The HDFC Bank Diners Club Privilege Credit Card offers a variety of ways to redeem your hard-earned reward points:
Log in to SmartBuy, go to "Diners Club Benefits", and redeem points for flight/hotel bookings or products from over 150 airlines and hotels.
Access the Exclusive Dining Catalogue via the SmartBuy portal to redeem points for dining benefits at participating outlets.
Convert reward points into air miles at a rate of 1 reward point = 0.5 air miles through SmartBuy or via customer care.
Redeem points for cash credit against your balance (1 point = ~Rs. 0.5) or obtain brand vouchers from Marriott, Decathlon, and more.
By exploring these redemption options, you can make the most of your HDFC Bank Diners Club Privilege Credit Card and enjoy the rewards that suit your lifestyle.
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