Welcome Benefits

The HDFC Bank Diners Club Privilege Credit Card offers some exciting welcome benefits to its cardholders:

• Complimentary Memberships: Cardholders receive complimentary annual memberships of Swiggy One and Times Prime upon spending ₹75,000 within the first 90 days or upon realization of the joining fees.
• These memberships form a significant part of the welcome package and provide cardholders with access to exclusive deals and discounts.

Other Benefits

The HDFC Bank Diners Club Privilege Credit Card offers a host of other benefits that make it an attractive option for cardholders:

• Reward Points:
  • Earn 4 reward points for every ₹150 spent on retail transactions.
  • Accelerated rewards: 5X reward points on Swiggy and Zomato, and up to 10X reward points on SmartBuy transactions.
  • No capping on reward points for most categories, except a cap of 2,500 points per month for the 5X rewards on Swiggy and Zomato.
• Milestone Benefits:
  • Quarterly milestone benefit: Spend ₹1.5 lakhs in a calendar quarter to get ₹1,500 worth of gift vouchers from brands like Marriott, Decathlon, Barbeque Nation, O2 Spa, and Lakme Salon.
• Travel Benefits:
  • Complimentary airport lounge access: 2 lounge accesses per calendar quarter, amounting to 8 visits per year, provided the cardholder spends more than ₹15,000 in the previous calendar quarter.
  • Low foreign exchange markup fee of 2%.
• Dining and Lifestyle Benefits:
  • 'Buy 1 Get 1 Free' offer on movie and non-movie weekend tickets via BookMyShow.
  • Exclusive discounts at leading spas, salons, and gyms.
  • Higher value redemption on the Exclusive Privilege Dining Catalogue.
• SmartBuy Rewards:
  • Accelerated rewards on SmartBuy merchants, increasing the overall reward rate. For example, 10X rewards on certain merchants like Pharmeasy.
• Insurance and Travel Cover:
  • Air accidental death coverage of ₹1 crore.
  • Emergency overseas hospitalization cover of ₹25 lakhs.
  • Credit liability cover of up to ₹9 lakhs.
  • Travel insurance covers up to ₹50,000 on baggage delay.
• Interest-Free Credit Period:
  • Up to 50 days of interest-free credit period on purchases.

The HDFC Bank Diners Club Privilege Credit Card offers a range of benefits to enhance your lifestyle:

• Reward Points: Earn 4 reward points for every Rs. 150 spent on retail transactions. Enjoy accelerated rewards of 5X (20 reward points) on every Rs. 150 spent on Swiggy and Zomato, with a monthly cap of 2,500 reward points for the accelerated 4X rewards and unlimited rewards at the normal 1X rate.
• SmartBuy Rewards: Maximise your rewards by earning up to 10X reward points on purchases made through SmartBuy.
• Welcome Benefits: Receive complimentary annual memberships for Swiggy One and Times Prime when you spend Rs. 75,000 within 90 days of card issuance.
• Milestone Benefits: Earn Rs. 1,500 worth of vouchers from Marriott, Decathlon, or other partners when you spend Rs. 1.5 lakh quarterly.
• Travel Benefits: Enjoy 2 complimentary airport lounge access visits every calendar quarter worldwide, totalling 8 visits per year, when you spend Rs. 15,000 in the previous quarter. Also benefit from a low foreign exchange markup fee of 2%.
• Dining and Movie Benefits: Take advantage of 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow and exclusive dining benefits with 5X reward points on Swiggy and Zomato.
• Insurance Benefits: Stay protected with an accidental air death cover of Rs. 1 crore, medical emergency cover of Rs. 25 lakhs, delayed baggage cover of Rs. 50,000, and credit liability cover of Rs. 9 lakhs.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver for fuel transactions worth Rs. 400 and more, capped at Rs. 500 per calendar month.

To activate your HDFC Bank Diners Club Privilege Credit Card, you have several convenient options:

• Online Activation: Log in to your HDFC Bank net banking account or mobile app, navigate to the "Credit Cards" section, and follow the prompts to activate your card. You'll need to enter your card details and the OTP sent to your registered mobile number or email.
• Phone Activation: Call the HDFC Bank customer care number and follow the automated instructions or speak with a representative to activate your card. Be prepared to provide your card details and verify your identity.
• Branch Activation: Visit your nearest HDFC Bank branch with your credit card, identification proof, and any other required documents. The bank staff will guide you through the activation process.

Once your card is activated, you can start enjoying its benefits and earning reward points on your purchases.

The HDFC Bank Diners Club Privilege Credit Card offers a variety of ways to redeem your hard-earned reward points:

• SmartBuy Reward Portal: Log in to the SmartBuy portal on the HDFC Bank website and navigate to the "Diners Club Benefits" tab. Here, you can redeem your points for flight and hotel bookings, products, or vouchers from over 150 airlines and hotels.
• Exclusive Privilege Dining Catalogue: Access the Exclusive Dining Catalogue through the SmartBuy portal to redeem your points for dining benefits at participating restaurants and outlets.
• Air Miles Conversion: Convert your reward points into air miles at a rate of 1 reward point = 0.5 air miles through the SmartBuy portal or by contacting HDFC Bank customer care.
• Cash Credit: Redeem your reward points for cash credit against your outstanding balance. Each reward point is worth approximately Rs. 0.5 when redeemed for cash credit.
• Vouchers and Products: Use your points to obtain vouchers from brands like Marriott and Decathlon, or choose from a range of products available on the SmartBuy portal.

By exploring these redemption options, you can make the most of your HDFC Bank Diners Club Privilege Credit Card and enjoy the rewards that suit your lifestyle.