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    HDFC Diners Club Credit Card

    The HDFC Bank Diners Club Privilege Credit Card is a premium credit card that offers a wide array of benefits across various categories, including lifestyle, travel, and dining. This card is an ideal choice for individuals who are looking for a card that can enhance their lifestyle and provide them with exclusive privileges.

    To be eligible for this card, salaried individuals must have a net monthly income of over ₹70,000, while self-employed individuals need to have an annual ITR of over ₹8.4 lakhs. The age criteria range from 21 to 60 years for salaried and 21 to 65 years for self-employed individuals.

    The card comes with an annual membership fee of ₹2,500 plus applicable taxes, which can be waived if the cardholder spends ₹3 lakhs in a year. With its attractive benefits and features, the HDFC Bank Diners Club Privilege Credit Card is sure to appeal to those who enjoy a premium lifestyle.

    Key Features and Benefits of Credit Cards

    Credit cards offer several valuable features and perks. Some of the key credit card benefits include:

    • 25% cashback* on Airtel Mobile, Broadband, Wi‑Fi, and DTH bill payments made through the Airtel Thanks App
    • 10% cashback* on utility bill payments (electricity, gas, water) made via the Airtel Thanks App only
    • 10% Value Back* on online transactions at Zomato, Blinkit, and District Movies, with a minimum order value of ₹499
    • 1% cashback* on all other eligible spends

    *T&C apply .

    Fees and Charges of the HDFC Bank Diners Club Privilege Credit Card


    Particulars

    Charges

    Joining Fee

    Rs. 2,500 plus applicable taxes

    Annual Fee

    Rs. 2,500 plus applicable taxes

    Renewal Fee Waiver

    Waived off on annual spends of Rs. 3 lakh

    Foreign Exchange Markup

    2% on all foreign currency transactions

    Fuel Surcharge Waiver

    1% waiver on fuel transactions worth Rs. 400 and more, capped at Rs. 500/month

    Interest-Free Credit Period

    Up to 50 days from the date of purchase

    Credit Liability Cover

    Rs. 9 lakhs

    Now that you're aware of the fees and charges, it's essential to understand the eligibility criteria for the HDFC Bank Diners Club Privilege Credit Card.

    Eligibility of the HDFC Bank Diners Club Privilege Credit Card

    To apply for the HDFC Bank Diners Club Privilege Credit Card, you must meet the following criteria:

    • Age Criteria:
      • For salaried individuals: Between 21 and 60 years old.
      • For self-employed individuals: Between 21 and 65 years old.
    • Income Criteria:
      • For salaried individuals: Minimum monthly income of Rs. 40,000.
      • For self-employed individuals: Minimum annual income of Rs. 6 lakh.
    • Documentation: Provide proof of ID, income proof, and address proof during the application process.

    Card Activation Process

    To activate your HDFC Bank Diners Club Privilege Credit Card, you have several convenient options:

    • Online Activation: Log in to your HDFC Bank net banking account or mobile app, navigate to the "Credit Cards" section, and follow the prompts to activate your card. You'll need to enter your card details and the OTP sent to your registered mobile number or email.
    • Phone Activation: Call the HDFC Bank customer care number and follow the automated instructions or speak with a representative to activate your card. Be prepared to provide your card details and verify your identity.
    • Branch Activation: Visit your nearest HDFC Bank branch with your credit card, identification proof, and any other required documents. The bank staff will guide you through the activation process.

    Once your card is activated, you can start enjoying its benefits and earning reward points on your purchases.

    How to Redeem the Points


    The HDFC Bank Diners Club Privilege Credit Card offers a variety of ways to redeem your hard-earned reward points:

    • SmartBuy Reward Portal: Log in to the SmartBuy portal on the HDFC Bank website and navigate to the "Diners Club Benefits" tab. Here, you can redeem your points for flight and hotel bookings, products, or vouchers from over 150 airlines and hotels.
    • Exclusive Privilege Dining Catalogue: Access the Exclusive Dining Catalogue through the SmartBuy portal to redeem your points for dining benefits at participating restaurants and outlets.
    • Air Miles Conversion: Convert your reward points into air miles at a rate of 1 reward point = 0.5 air miles through the SmartBuy portal or by contacting HDFC Bank customer care.
    • Cash Credit: Redeem your reward points for cash credit against your outstanding balance. Each reward point is worth approximately Rs. 0.5 when redeemed for cash credit.
    • Vouchers and Products: Use your points to obtain vouchers from brands like Marriott and Decathlon, or choose from a range of products available on the SmartBuy portal.

    By exploring these redemption options, you can make the most of your HDFC Bank Diners Club Privilege Credit Card and enjoy the rewards that suit your lifestyle.

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