HDFC Freedom Credit Card

• Earn 10X CashPoints on spends at BigBasket, BookMyShow, OYO, Swiggy, and Uber (maximum of 2,500 CashPoints per calendar month).
• Earn 5X CashPoints on EMI spends at merchant locations (maximum of 2,500 CashPoints per calendar month).
• Earn 1 CashPoint for every ₹150 spent on other categories (excluding fuel, wallet/prepaid card loads, or voucher purchases).
• Receive 500 CashPoints as a welcome benefit on payment of the joining fee and another 500 CashPoints as a renewal benefit on payment of the annual fee.
• 1% fuel surcharge waiver on fuel transactions (minimum transaction of ₹400, maximum transaction of ₹5,000, and maximum waiver of ₹250 per statement cycle).
• An introductory interest rate of 0.99% for the first 90 days on non-EMI spends from the card issuance date.
• Up to 50 days of interest-free period from the date of purchase.
• Enabled for contactless payments up to ₹5,000 per transaction.
• Zero lost card liability in the event of losing the credit card.
• CashPoints can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.15, or for travel benefits like flight and hotel bookings, and other rewards on the SmartBuy Rewards Portal.

The HDFC Bank Freedom Credit Card offers a range of fees and charges, which are detailed in the following section.

• To activate your HDFC Bank Freedom Credit Card, you can choose from several convenient options:

  • Online Activation: Log in to your HDFC Bank net banking account and navigate to the credit card section. Follow the prompts to complete the activation process.
  • Phone Banking: Call the HDFC Bank customer care number and follow the automated instructions or speak with a representative to activate your card. Provide the necessary details for verification.
  • ATM Activation: Insert your credit card into an HDFC Bank ATM, select the activation option, and follow the on-screen instructions. Enter your PIN or other verification details as required.
  • Branch Visit: Visit your nearest HDFC Bank branch with your credit card and a valid government-issued ID. A bank representative will assist you in activating your card.

  Once your HDFC Bank Freedom Credit Card is activated, you can start earning and redeeming valuable CashPoints.