Welcome Benefits

When you sign up for the HDFC Bank Diners Club Black Metal Credit Card, you can enjoy several enticing welcome benefits:

• Complimentary Memberships: By spending ₹1.5 lakh within the first 90 days of card issuance, you'll receive complimentary annual memberships to Club Marriott, Amazon Prime, and Swiggy One.

Other Benefits

In addition to the welcome benefits, the HDFC Bank Diners Club Black Metal Credit Card offers a range of ongoing perks:

• Unlimited Lounge Access: As a primary or add-on cardholder, you'll have unlimited access to over 1,300 lounges worldwide.
• Golf Benefits: Enjoy 6 complimentary golf games every quarter at some of the finest courses around the globe.
• Reward Points Accrual:
  • Earn 5 Reward Points for every ₹150 spent.
  • Earn up to 10X Reward Points on spends made through SmartBuy.
  • The maximum Reward Points that can be earned per statement cycle is capped at 75,000.
• Milestone Benefits: Receive 10,000 Bonus Reward Points when you spend ₹4 lakhs every calendar quarter.
• Concierge Services: Benefit from 24/7 Global Personal Concierge services.
• Interest-Free Credit Period: Enjoy up to 50 days of interest-free credit from the date of purchase.
• Travel Redemptions: Redeem your reward points for booking flight tickets and hotels across various airlines and hotel partners, with a redemption value of up to 70% of the booking value.
• Foreign Transaction Fee: A 2% markup fee applies to foreign currency transactions.

Contactless Payments: The card is enabled for contactless payments on HDFC Bank POS machines, with a single transaction limit of ₹5,000 without PIN entry.

The HDFC Bank Diners Club Black Metal Credit Card offers an array of impressive benefits for cardholders. Here are some of the key highlights:

• Welcome Benefits: Upon spending ₹1.5 lakh within the first 90 days of card issuance, you'll receive complimentary annual memberships to Club Marriott, Amazon Prime, and Swiggy One.
• Reward Points: Earn 5 reward points for every ₹150 spent, with the potential to earn up to 10X reward points on spends made through SmartBuy. Additionally, enjoy 2X reward points (10 reward points) per ₹150 spent at restaurants on weekends. However, there is a cap of 75,000 reward points that can be earned per statement cycle.
• Milestone Benefits: By spending ₹4 lakh every calendar quarter, you'll earn an impressive 10,000 bonus reward points.
• Lounge Access: Both primary and add-on cardholders can enjoy unlimited complimentary domestic and international lounge access.
• Golf Benefits: Indulge in 6 complimentary golf games every quarter at some of the world's finest courses.
• Concierge Services: Take advantage of 24/7 Global Personal Concierge services for assistance with various tasks and reservations.

These benefits make the HDFC Bank Diners Club Black Metal Credit Card an attractive option for those seeking premium perks. Let's take a closer look at the fees and charges associated with this card.

To activate your HDFC Bank Diners Club Black Metal Credit Card, you have several convenient options at your disposal:

• Online Activation:
  • Log in to your HDFC Bank net banking account and navigate to the 'Credit Cards' section.
  • Select the option to activate your new credit card and enter the required details, such as the card number and expiry date.
  • Follow the on-screen instructions to complete the activation process.
• Offline Activation:
  • Call the HDFC Bank customer care number at 1800 266 4332 to activate your card.
  • Follow the guidance provided by the customer service representative to complete the activation.
  • Alternatively, visit your nearest HDFC Bank branch and request assistance from the bank staff to activate your card.
• Through HDFC Bank App:
  • Download and log in to the HDFC Bank mobile banking app.
  • Go to the 'Credit Cards' section and select the option to activate your new credit card.
  • Enter the necessary details to finalise the activation process.

Once your card is activated, you can start enjoying its benefits and earning valuable reward points on your purchases.

The HDFC Bank Diners Club Black Metal Credit Card offers a range of options for redeeming your reward points:

• Redemption Through SmartBuy:
  • Log in to the HDFC Bank SmartBuy portal using your credentials and navigate to the 'Rewards' section.
  • Select the option to redeem your reward points for booking flights, hotels, or other travel services.
  • You can also convert points into cashback or airmiles through the SmartBuy portal.
• Travel Redemptions:
  • Use your reward points to book flights or hotels across various airlines and hotel partners.
  • You can redeem up to 70% of the booking value through reward points, with the remaining amount payable via the credit card.
• Cashback Redemption:
  • Convert your reward points into cashback, which will be credited directly to your credit card account.
  • Please note that cashback redemption is capped at 50,000 points per transaction.
• Airmiles and Hotel Loyalty Programmes:
  • Transfer your reward points to air miles or hotel loyalty programmes through HDFC Bank's partnerships.
  • This allows you to redeem your points for travel rewards with your preferred airlines or hotel chains.
• Other Redemptions:
  • Reward points can also be redeemed for additional benefitson exclusive offers through the Good Food Trails programme and other partner platforms.

By leveraging these redemption options, you can make the most of your reward points and enjoy a wide array of benefits tailored to your lifestyle and preferences.