Welcome Benefits

• Welcome Bonus: Cardholders receive 6,000 bonus reward points, worth approximately ₹1,500, upon paying the annual membership fee.
• Annual Fee Waiver: The ₹1,499 annual fee is waived if the cardholder spends ₹2 lakhs or more in the previous year.

Other Benefits

• Fuel Benefits:
  • Earn 25 reward points for every ₹100 spent on fuel at BPCL petrol stations, equivalent to a 7.25% value back (6.25% as reward points + 1% fuel surcharge waiver).
  • Fuel transactions up to ₹4,000 are exempt from the 1% fuel surcharge, with a maximum waiver of ₹100 per statement cycle.
• Reward Points on Other Categories:
  • Earn 10 reward points for every ₹100 spent on dining, movies, groceries, and departmental stores.
  • Earn 1 reward point for every ₹100 spent on all other categories.
• Travel Benefits:
  • Enjoy 4 complimentary domestic airport lounge visits per year, with a maximum of 1 visit per quarter.
• Gift Vouchers:
  • Receive a ₹2,000 gift voucher from Hush Puppies, Aditya Birla Fashion, Urban Ladder, or Yatra on annual purchases of ₹3 lakhs.
• Payment Flexibility:
  • Utilise the Flexipay feature to convert purchases of more than ₹2,500 into easy monthly instalments.
  • Benefit from the balance transfer feature to transfer outstanding balances from other credit cards to the BPCL SBI Card Octane.
• Technology and Security:
  • The card features contactless technology, ensuring fast and secure transactions.
  • Access to worldwide acceptance and 24-hour global customer assistance services.
• Additional Services:
  • Ability to withdraw cash from over 1 million Visa/RuPay ATMs globally, including 18,000 ATMs in India.
  • Option to apply for add-on cards for family members.

• Fuel Benefits: Enjoy a generous 7.25% value back on fuel purchases at Bharat Petroleum fuel stations, which includes 6.25% as reward points (25X reward rate) and a 1% fuel surcharge waiver. This benefit applies to fuel transactions up to ₹4,000, with a maximum waiver of ₹100 per month.
• Reward Points: Earn reward points on various categories of spending:
  • 25 Reward Points for every ₹100 spent on fuel transactions at BPCL fuel stations.
  • 10 Reward Points for every ₹100 spent on dining, departmental stores, groceries, and movie tickets.
  • 1 Reward Point for every ₹100 spent on all other expenditures.
• Welcome Benefits: Get 6,000 bonus Reward Points upon payment of the annual membership fee, which is also awarded every time the card membership is renewed if the fee is paid.
• Travel Benefits: Enjoy 4 complimentary domestic airport lounge visits per year, with a maximum of 1 visit per quarter.
• Additional Benefits:
  • E-gift vouchers worth ₹2,000 from Aditya Birla Fashion, Yatra, or Bata/Hush Puppies on annual spends of ₹3 lakhs.
  • Free fraud liability cover.
  • Contactless technology for secure and convenient transactions.

The BPCL SBI Card Octane offers a variety of options for redeeming your reward points, allowing you to make the most of your card's benefits:

• Redeem for Fuel: You can redeem your reward points for fuel purchases at BPCL fuel stations. Each reward point is valued accordingly, helping you offset your fuel expenses.
• Redeem Against Statement: Reward points can be redeemed against your outstanding credit card statement balance, reducing your monthly bill.
• Redeem for Products and Vouchers: You can redeem your reward points for a wide range of products and vouchers available through the SBI Card rewards catalogue, covering various categories.
• Gift Vouchers: By achieving certain annual spend thresholds, such as ₹3 lakhs, you can receive gift vouchers worth ₹2,000 from selected brands like Aditya Birla Fashion, Yatra, or Bata/Hush Puppies.

These flexible redemption options ensure that you can utilise your reward points in a way that best suits your needs and preferences, making the BPCL SBI Card Octane a rewarding choice for your spending habits.