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    Simplify Utility Bill Payments with Credit Cards

    Paying your utility bills can be more rewarding than ever. With the best Credit card for utilities, you can earn cashback and rewards on your electricity, water, gas, and phone bills. Say goodbye to extra fees and hello to convenience and rewards. Use your credit card for seamless payments and get rewarded every time you pay for essential services.

    Utility Bill Payments Credit Card EMI Calculator

    Estimate the EMI for your utility bill purchases and plan your repayments based on the purchase amount, interest rate, and tenure.

    ₹
    ₹1,500₹10,00,000
    %
    18% p.a42% p.a
    Mo
    3 Months36 Months
    QR Code
    Scan to apply for Airtel Axis Bank Credit Card

    Credit Card EMI Summary

    ₹25,000
    Principal Amount
    ₹0
    Total Amount Payable
    ₹0
    Extra Payable (Interest + Fees + GST)
    ₹0
    Estimated Monthly EMI
    ₹0
    Extra Payable
    ₹0
    Total Interest
    ₹0
    Processing Fee
    ₹0
    GST on Interest
    ₹0
    GST on PF

    Amortization Table

    Updates automatically based on the amount, tenure, and interest rate selected above.
    MonthPrincipalInterestEMIGST (18%)Final EMI
    ← Swipe to see full table →
    * GST (18%) is applied on the interest component of each month. Processing fee and GST on PF are charged upfront. Figures are indicative.

    Why Choose Airtel Finance for Utility Bill Credit Cards?

    Your Partner for Utility Payments

    Airtel Finance provides access to some of the best credit cards for utility bill payments, offering attractive rewards and cashback. Whether looking for the best credit card to pay utility bills or cards with no extra fees, Airtel Finance ensures you find the perfect fit for your financial needs. Enjoy simplified bill management, automatic payments, and a hassle-free experience, all in one place.

    Best Credit Cards to Pay Utilities

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    HDFC Bank IndianOil HDFC Bank Credit Card Earn 5% of spends as FP on shopping for groceries, utilities & bill payment Apply Now

    Key Features and Benefits of Utility Bill Credit Cards

    Key Features Benefits
    Earn Rewards Get reward points or cashback on every utility bill payment.
    No Additional Charges Pay utility bills with credit cards without incurring extra fees.
    Convenient Payments Simplify your monthly payments by automating utility bill payments.
    Access to Offers Avail special offers and promotions on utility payments with partnered merchants.
    Build Credit Score Pay your utility bills on time to enhance your credit score effortlessly.

    Documents Required for Utilities Credit Cards

    When applying for a Utilities Credit Cards, you will need to provide the following documents

    Identity Proof

    Aadhaar Card, Passport, Voter ID, or PAN Card.

    Address Proof

    Utility Bills, Aadhaar Card, Passport, or Voter ID.

    Income Proof

    Salary slips for the last 3 months, bank statements, or Income Tax Returns (ITR).

    PAN Card

    For financial and taxation purposes.

    Eligibility Criteria

    To be eligible for a Utilities credit card, applicants typically need to meet the following eligibility requirements:

    Age

    Between 21 and 65 years.

    Residency

    Must be an Indian citizen

    Income

    A Stable and regular income is required

    Credit Score

    A good Credit score is crucial for approval

    Credit Cards Offering Exclusive Shopping Benefits

    Discover the online shopping best credit card offers tailored for every purchase, and groceries to exclusive partners and cashback deals.

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    FAQs on Utility Credit Card