Get Credit Limit up ₹5 Lakhs
Apply Now
The IndianOil Airtel Finance Credit Card, issued by Axis Bank and facilitated via Airtel Finance, is a top fuel credit card designed for everyday savings. You earn cashback on fuel transactions, enjoy a fuel surcharge waiver, and can manage your card completely online. Whether you fill petrol or diesel, this best fuel credit card delivers simple rewards and transparent charges – all through the Airtel App. Apply for a petrol card online and start saving from your very next refuel.
Easily calculate your monthly EMIs for credit card purchases with Airtel Finance. Enter the amount, tenure, and interest rate to get instant estimates.
A fuel credit card turns your routine fuel spends into real savings. You get fuel savings through cashback or reward points on every transaction of an oil credit card, and many cards waive the fuel surcharge altogether - typically 1% of the bill. Added discounts at partner pumps and occasional rewards on non‑fuel spends make a fuel credit card india more than just petrol cards. They simplify fuel credit card apply online with minimal fees and charges, and you can often track your reward earning right inside the app.
Discover the best fuel card in India offers with cashback, surcharge waivers, and rewards. Save more on every refuel with exclusive benefits from leading issuers. The Airtel Axis Bank Credit Card remains the first choice for its strong value and simple petrol card benefits.
This petrol card comparison covers cashback, waivers, and rewards across major banks, ensuring options for both petrol and diesel credit card users.
| Partner Name | Card Name | Fuel Cashback / Rewards | Fuel Surcharge Waiver | Annual Fee |
| Axis Bank | Airtel Axis Bank Credit Card | Cashback on transactions | 1% on all fuel transactions | Low joining fee |
| SBI Credit | BPCL SBI Credit Card | 4.25% Valueback, 13X Reward Points on BPCL purchases | 3.25% + 1% on BPCL spends | Standard |
| HDFC Bank | IndianOil HDFC Bank Credit Card | Up to 50 Litres free fuel annually, 5% Fuel Points on IOCL, groceries, and bill payments | 1% at IOCL outlets | Standard |
| IndusInd Bank | Legend Credit Card | Cashback savings on spends | 1% waiver at all pumps | Premium |
| IndusInd Bank | Platinum Aura Edge Credit Card | Basic reward points | 1% waiver (₹400–₹4000) | Moderate |
| HDFC Bank | Millennia Credit Card | Reward points and cashback on spends | 1% waiver (₹400–₹5000) | Standard |
| SBI Bank | BPCL Octane SBI Card | High reward points on BPCL fuel | 1% waiver (Max ₹100/cycle) | Moderate |
| SBI Bank | SimplyCLICK SBI Credit Card | Rewards on online spends | 1% waiver (₹500–₹3000) | Standard |
| SBI Bank | SBI Card PRIME | Rewards on retail and fuel | 1% waiver on all pumps | Premium |
To complete the application, applicants must provide the following credit card documents. These are mandatory for verification and processing as part of KYC for fuel cards.
[Aadhaar Redacted], Passport, Voter ID, or Driving License
Utility Bill, [Aadhaar Redacted], Passport, or Voter ID
Salary Slips (last 3 months), Bank Statements, or ITR
Required for financial and taxation compliance
Additional documents may be requested depending on the card issuer and applicant profile.
Applicants must meet the following criteria to qualify. Meeting the credit card eligibility for a fuel credit card ensures smoother approval and faster issuance.
Minimum 21 years and maximum 65 years.
Proof of stable monthly income from salary or self-employment.
Applicants must be salaried, self-employed, or a professional with verified income records.
A healthy credit score is required as per issuer standards.
For a detailed breakdown, review our eligibility criteria. Submissions without income stability or valid credit history may not be approved.
Understanding costs is essential before applying. Follow the table for standard charges, including fuel card annual fee, waiver conditions, and limits on fuel credit card surcharge waiver.
| Fee Type | Standard Charges | Waiver / Limit Conditions |
| Joining Fee | ₹500 joining fee | Waived on achieving spend milestones |
| Annual Fee | Applicable as per card type | Fuel card annual fee waived if minimum yearly spend met |
| Fuel Surcharge | 1% on fuel transactions | Fuel credit card surcharge waiver up to defined limits |
For full details, visit our interest and fees section.
A fuel credit card works like any credit card, but fuel transactions get special treatment. Swipe or tap at the pump, and the payment process bills the amount to your card - with a fuel surcharge waiver that automatically reverses the extra 1% surcharge. The savings mechanism is straightforward: every fill earns cashback or reward points, while the waiver keeps your statement lower. Over a month, these small returns add up without any extra steps.
Your card handles fuel payments instantly; the surcharge is reversed within days.
Reward points or cashback post automatically after each eligible fuel swipe. You can also get Credit card limit increase offers if you use the card on a regular basis.
Follow these steps to apply for a fuel credit card through Airtel Finance. The process is fully digital and ensures quick approval.
Available on iOS and Android.
Go to the Finance section and select Fuel Cards.
Review our top fuel card offers to choose the right option.
Confirm your details meet the eligibility criteria.
Provide personal, employment, and income details.
Upload required documents for verification.
Once approved, the card is dispatched within 5–7 working days.
Always check your credit card eligibility before processing the application.
Earn up to 25% cashback on Airtel Mobile, Broadband & DTH recharges through Airtel App.
*T&C apply
