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    Calculate Your EMI on Fuel Credit Cards

    Easily calculate your monthly EMIs for credit card purchases with Airtel Finance.  Enter the amount, tenure, and interest rate to get instant estimates.

    Purchase Amount ₹10,000
    ₹10,000
    ₹1K₹5L
    Interest Rate 13%
    13%
    5%36%
    Tenure 12 Months
    12 Months
    3M36M
    Unlock Your Credit Card Now

    Key Features and Benefits of Credit Cards

    Credit cards offer several valuable features and perks. Some of the key credit card benefits include:

    • 25% cashback* on Airtel Mobile, Broadband, Wi‑Fi, and DTH bill payments made through the Airtel Thanks App
    • 10% cashback* on utility bill payments (electricity, gas, water) made via the Airtel Thanks App only
    • 10% Value Back* on online transactions at Zomato, Blinkit, and District Movies, with a minimum order value of ₹499
    • 1% cashback* on all other eligible spends

    *T&C apply .

    Top Fuel Credit Card Offers

    Discover the best fuel card offers with cashback, surcharge waivers, and rewards. Save more on every refuel with exclusive benefits from leading issuers. The Airtel Axis Bank Credit Card remains the first choice for its strong value and simple benefits. 

    This petrol card comparison covers cashback, waivers, and rewards across major banks, ensuring options for both petrol and diesel credit card users.

    Partner Name

    Card Name

    Fuel Cashback / Rewards

    Fuel Surcharge Waiver

    Annual Fee

    Axis Bank

    Airtel Axis Bank Credit Card

    Cashback on transactions

    1% on all fuel transactions

    Low joining fee

    SBI Credit

    BPCL SBI Credit Card

    4.25% Valueback, 13X Reward Points on BPCL purchases

    3.25% + 1% on BPCL spends

    Standard

    HDFC Bank

    IndianOil HDFC Bank Credit Card

    Up to 50 Litres free fuel annually, 5% Fuel Points on IOCL, groceries, and bill payments

    1% at IOCL outlets

    Standard

    IndusInd Bank

    Legend Credit Card

    Cashback savings on spends

    1% waiver at all pumps

    Premium

    IndusInd Bank

    Platinum Aura Edge Credit Card

    Basic reward points

    1% waiver (₹400–₹4000)

    Moderate

    HDFC Bank

    Millennia Credit Card

    Reward points and cashback on spends

    1% waiver (₹400–₹5000)

    Standard

    SBI Bank

    BPCL Octane SBI Card

    High reward points on BPCL fuel

    1% waiver (Max ₹100/cycle)

    Moderate

    SBI Bank

    SimplyCLICK SBI Credit Card

    Rewards on online spends

    1% waiver (₹500–₹3000)

    Standard

    SBI Bank

    SBI Card PRIME

    Rewards on retail and fuel

    1% waiver on all pumps

    Premium

    Documents Needed to Apply for Fuel Credit Cards

    To complete the application, applicants must provide the following credit card documents. These are mandatory for verification and processing as part of KYC for fuel cards.

    • Identity Proof – Aadhaar Card, Passport, Voter ID, or Driving License
    • Address Proof – Utility Bill, Aadhaar Card, Passport, or Voter ID
    • Income Proof – Salary Slips (last 3 months), Bank Statements, or ITR
    • PAN Card – Required for financial and taxation compliance

    Only complete applications with all four document types will be accepted.



    Check Eligibility for Fuel Credit Cards

    Applicants must meet the following criteria to qualify. Meeting the eligibility for a fuel credit card ensures smoother approval and faster issuance.

    • Age – Minimum 21 years and maximum 65 years.
    • Income – Proof of stable monthly income from salary or self-employment.
    • Employment – Applicants must be salaried, self-employed, or a professional with verified income records.
    • Credit Score – A healthy credit score is required as per issuer standards.

    For a detailed breakdown, review our eligibility criteria. Submissions without income stability or valid credit history may not be approved.

    Know Fees & Charges on Fuel Credit Cards

    Understanding costs is essential before applying. Follow the table for standard charges, including fuel card annual fee, waiver conditions, and limits on fuel credit card surcharge waiver.

    Fee Type

    Standard Charges

    Waiver / Limit Conditions

    Joining Fee

    ₹0 joining fee

    Waived on achieving spend milestones

    Annual Fee

    Applicable as per card type

    Fuel card annual fee waived if minimum yearly spend met

    Fuel Surcharge

    1% on fuel transactions

    Fuel credit card surcharge waiver up to defined limits

    For full details, visit our interest and fees section.

    How to Apply for a Fuel Credit Card?

    Follow these steps to apply for a fuel credit card through Airtel Finance. The process is fully digital and ensures quick approval.

    1. Download the Airtel Thanks App – Available on iOS and Android.
    2. Navigate to Credit Cards – Go to the Finance section and select Fuel Cards.
    3. Compare Plans – Review our top fuel card offers to choose the right option.
    4. Check Eligibility – Confirm your details meet the eligibility criteria.
    5. Fill Application Form – Provide personal, employment, and income details.
    6. Complete Digital KYC – Upload required documents for verification.
    7. Receive Your Card – Approved cards are dispatched within 5–7 working days.
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    FAQs on Fuel Credit Cards