A ₹2 lakh personal loan for 3 years through Airtel Finance offers several advantages that make it an ideal choice for your financial needs:

• Affordable EMIs: Spread your ₹2 lakh loan over 36 months with EMIs starting from just ₹6435 per month
• Quick disbursal: Get funds directly in your bank account within 24 hours of approval
• 100% digital process: Apply, upload documents, and track your loan status entirely through the Airtel Thanks App
• No hidden charges: Transparent pricing with processing fees clearly mentioned upfront
• Flexible usage: Use the loan amount for any personal need without restrictions

A personal loan by Airtel Finance ranges from ₹10000 to ₹900000 with flexible repayment tenures from 3 to 60 months. The ₹2 lakh loan for 3 years is designed for working professionals and self-employed individuals who need quick access to funds. With interest rates starting from 12.75% per annum, you have the flexibility to choose repayment terms that suit your financial situation. As part of Airtel Finance's digital-first approach, the entire loan process is handled online through trusted partners, ensuring both security and convenience for borrowers.

Getting your ₹2 lakh loan for 3 years is straightforward with Airtel Finance's digital platform:

1. Download the Airtel Thanks App: Log in with your Airtel number
2. Navigate to the Finance section: Select "Personal Loan"
3. Enter loan details: Choose ₹2 lakh amount and 36-month tenure
4. Complete KYC verification: Upload the required documents
5. Submit your application: Receive instant approval status and get funds disbursed directly to your bank account within 24 hours

The features of a ₹2 lakh personal loan for 3 years EMI include flexible repayment, helping you manage your goals without straining your income:

• Loan amount range: Access loans from ₹10000 to ₹900000 based on your eligibility and income
• Competitive interest rates: Interest rates starting from 12.75% per annum with transparent pricing
• Flexible tenure options: Choose repayment periods from 3 to 60 months to suit your budget
• Digital-first process: Complete application, approval, and disbursal entirely online
• Quick approval: Get loan approval and funds disbursed within 24 hours
• Minimal documentation: Simple document requirements with easy upload through the mobile app

Check if you meet these basic requirements for a ₹2 lakh loan for 3 years:

• Age: Between 21 and 65 years
• Citizenship: Indian citizen with valid documents
• Income: Monthly income of ₹25,000 or more
• Employment: Minimum 1 year of work experience (salaried or self-employed)
• Credit Score: Good CIBIL score for better approval chances
• Documents: Valid PAN, Aadhaar, and income proof

Submit the following personal loan documents and get a ₹2 lakh personal loan for 3 years: