Here's why a ₹4 lakh loan for 5 years EMI works perfectly for your financial needs:

• Affordable EMIs: Monthly payments making it easier to manage your budget.
• Quick disbursal: Get funds in your account within 24 hours of approval.
• 100% digital process: Apply from home without visiting any branch.
• Flexible tenure: Choose a repayment period from 3 to 60 months based on your comfort.
• Minimal documentation: Simple paperwork with instant verification.

Airtel Finance offers quick personal loans ranging from ₹10,000 to ₹9,00,000 with competitive interest rates starting at 12.75% per annum. A ₹4 lakh loan for 5 years EMI is designed to help you achieve your goals without straining your monthly finances. Through partnerships with trusted financial institutions, Airtel Finance ensures transparent processing with no hidden charges, making your borrowing experience smooth and reliable.

Apply for a personal loan and get your loan approved with our streamlined digital process:

1. Download the Airtel Thanks App: Log in with your mobile number after downloading the app.
2. Navigate to the Finance section: Select Personal Loan in this section.
3. Enter Loan Amount: Enter the loan amount as ₹4 lakh and choose a 5-year tenure.
4. Fill Basic Details: Upload required documents.
5. Get Instant Approval: Receive funds within 24 hours.

Our entire loan process is digitised, ensuring transparency and reliability throughout your borrowing journey. Understand the features of Airtel Finance personal loans:

• Loan Amount Range: Borrow anywhere from ₹10,000 to ₹9,00,000 based on your eligibility.
• Competitive Interest Rates: Starting from 12.75% per annum with transparent pricing.
• Flexible Tenure Options: Choose a repayment period from 3 months to 60 months.
• Quick Processing: 100% digital approval and disbursal within 24 hours.
• No Hidden Charges: Clear processing fee structure of 2-5% + GST with no surprise costs.
• Instant Verification: Real-time document verification using advanced technology.

The eligibility criteria to qualify for a ₹4 lakh loan for 5 years EMI are:

• Age: Between 21 to 65 years (Indian citizen).
• Income: Minimum monthly income of ₹25,000 (salaried or self-employed).
• Work Experience: At least 1 year of stable employment.
• Credit Score: Good CIBIL score demonstrating creditworthiness.
• Bank Account: Active savings account for salary credits and EMI debits.

When applying for a ₹4 lakh loan for 5 years EMI, the personal loan documents required are: