A ₹6 lakh loan EMI for 2 years through Airtel Finance brings several advantages that make borrowing simpler and more convenient:

• Quick 24-Hour Disbursal
  Get funds transferred directly to your account within a day of approval.
• 100% Digital Process
  Complete your entire loan application from your smartphone using the Airtel Thanks App.
• Competitive Interest Rates
  Starting from 12.75% p.a., helping you save on overall interest costs.
• Flexible Tenure Options
  Choose repayment periods from 3 to 60 months based on your financial comfort.
• Minimal Documentation
  Only basic KYC and income proof required—no lengthy paperwork.

Airtel Finance personal loan offering provides loans ranging from ₹10,000 to ₹6,00,000, making a ₹6 lakh loan well within the available limit. The platform partners with trusted financial institutions to ensure secure, transparent lending.

With interest rates starting at 12.75% per annum and processing fees between 2-5% plus GST, the loan terms remain competitive and straightforward. The entire process is designed to be hassle-free, allowing you to focus on your financial goals rather than complex paperwork.

Getting your ₹6 lakh loan EMI for 2 years is straightforward with Airtel Finance's digital-first approach:

1. Download and Open the Airtel Thanks App
   Install the app on your smartphone from the Play Store or App Store.
2. Go to the Finance Section
   Navigate to ‘Finance’ and select ‘Personal Loan’ from the available options.
3. Enter Loan Details
   Specify ₹6 lakh as the loan amount and choose a 24-month repayment tenure.
4. Upload Required Documents
   Submit your PAN, Aadhaar, income proof, and address verification documents digitally.
5. Get Instant Approval
   Receive loan approval and funds directly in your bank account within 24 hours.

Here are some personal loan features for a ₹6 Lakh Loan EMI for 2 years:

• Loan Amount Range
  Borrow anywhere from ₹10,000 to ₹6,00,000 based on your eligibility and requirements.
• Competitive Interest Rates
  Starting from 12.75% per annum with transparent pricing and no hidden charges.
• Flexible Repayment Tenure
  Choose from a 3 to 60-month repayment period to suit your financial planning.
• Quick Digital Approval
  Complete end-to-end loan processing through the Airtel Thanks App in minutes.
• Fast Disbursal
  Get the loan amount credited to your bank account within 24 hours of approval.
• Minimal Documentation
  Simple document requirements with a digital upload facility for quick processing.

To qualify for a ₹6 lakh loan EMI for 2 years with Airtel Finance, ensure you meet these personal loan eligibility criteria:

• Age: Between 21 to 65 years.
• Citizenship: Must be an Indian citizen.
• Income: Minimum monthly income of ₹25,000 (salaried or self-employed).
• Work Experience: At least 1 year of continuous employment.
• Credit Score: Good credit/CIBIL score for faster approval.
• Bank Account: Active savings account for loan disbursal.

Here's a look at the personal loan documents required at the time of application: