Private Loan

Airtel Finance private loans put you in control of your financial decisions with these key advantages:

• Instant approval

Get loan approval within minutes through our 100% digital platform.

• Zero paperwork

Complete the entire process online without visiting any branch.

• Flexible repayment

Choose from tenure options of 3 to 60 months that suit your budget.

• Quick disbursal

Receive funds in your account within 24 hours of approval.

• 100% digital process

Apply anytime, anywhere without visiting any branch.

Airtel Finance personal loans ensures you get competitive interest rates. Our digital-first approach eliminates the traditional complexities of loan applications, making private loans accessible to urban and semi-urban Indians who value speed and convenience. With loan amounts ranging from ₹10,000 to ₹9,00,000, you can address both small financial needs and major life goals with equal ease.

Applying for a private loan through the Airtel Thanks App is a quick and convenient process. Here’s a step-by-step guide to help you get started:

1. Download the Airtel Thanks App
   Install the Airtel Thanks App from the Google Play Store or Apple App Store. Once installed, log in with your registered mobile number and navigate to the ‘Finance’ section.
2. Select ‘Personal Loan’
   Under the Finance section, choose ‘Personal Loan’ and provide basic details such as your income, employment type, desired loan amount, and tenure.
3. Upload required documents
   Upload the necessary documents directly through the app using your phone’s camera. Typically, you’ll need to submit your PAN card, Aadhaar card, income proof, and bank statements.
4. Complete digital verification
   Verify your details instantly through OTP-based authentication and, if required, biometric verification to ensure secure processing.
5. Get instant loan approval
   Once the verification is complete, you’ll receive an approval notification within minutes. The approved loan amount will be disbursed directly to your registered bank account within 24 hours.

Various features of a private loan are:

• Loan amount range
  Borrow anywhere from ₹10,000 to ₹9,00,000 based on your income and eligibility.
• Flexible tenure options
  Choose repayment periods from 3 months to 60 months to match your financial comfort.
• 100% digital process
  Complete application, approval, and disbursal entirely online without branch visits.
• Quick disbursal
  Get approved funds transferred to your account within 24 hours of application
• Minimal documentation
  Submit basic income and identity proofs digitally through the mobile app

To qualify for Airtel Finance private loans, you need to meet these simple eligibility criteria:

• Age: Between 21 to 60 years (maximum age at loan maturity or retirement).
• Income: Minimum net monthly income of ₹25,000.
• Employment: At least 2 years of total work experience with 1 year at the current employer.
• Residence: Minimum 1 year of stay at current residential address.
• Credit Score: 650 or above for faster approval and better rates.

Here are some essential documents required to apply for a private loan: