Airtel Finance Personal Loans benefits are designed to make large financial goals achievable without straining your monthly budget:

• Affordable EMIs

Spread your ₹10 lakh loan across 7 years for lower monthly payments.

• 100% Digital Process

Complete the application and approval from home via the Airtel Thanks App.

• Quick Disbursal

Get funds in your account within 24 hours of approval.

• Flexible Usage

No restrictions on how you use the loan amount.

• Competitive Rates

Interest rates start from 12.75% per annum.

Airtel Finance offers personal loans of up to ₹9,00,000 through trusted financial institutions, providing a seamless digital lending experience. While the maximum loan amount is ₹9 lakh, you can still achieve substantial financial support with manageable EMIs when spread across longer tenures.

The platform combines Airtel's digital expertise with established financial institutions to ensure transparent pricing, quick processing, and reliable service for your major financial needs.

Getting your personal loan is simple and completely digital:

1. Download the Airtel Thanks App and log in with your Airtel number
   Access the app using your registered Airtel mobile number.
2. Navigate to the Finance section and select 'Personal Loan'
   Explore loan options tailored to your needs under the Finance tab.
3. Enter loan details, including the amount needed and preferred tenure
   Specify how much you want to borrow and choose a suitable repayment period.
4. Upload required documents using your phone camera
   Easily scan and submit your PAN, Aadhaar, and bank proof.
5. Apply and get instant preliminary approval
   Receive a quick decision based on your eligibility and details.

Receive funds in your bank account within 24 hours of final approval
Get the loan amount credited directly to your account for immediate use.

Here are some of the features of a personal loan:

• Digital-First Experience
  Complete the loan journey from application to disbursal through the mobile app.
• Flexible Tenure Options
  Choose a repayment period from 3 to 60 months based on your comfort.
• Competitive Interest Rates
  Starting from 12.75% per annum with transparent pricing.
• Quick Processing
  24-hour disbursal with minimal documentation requirements.
• No Collateral Required
  Unsecured loan based on your income and credit profile.
• Transparent Fees
  Processing fee of 2-5% + GST with no hidden charges.

Check if you meet these simple personal loan eligibility criteria :

• Age: 21 to 65 years (Indian citizen).
• Income: Minimum monthly income of ₹25,500.
• Employment: Minimum 1 year of work experience (salaried or self-employed).
• Credit Score: Good CIBIL score is required.
• Documentation: Valid PAN, Aadhaar, and income proof.

Ensure faster approval by keeping the following documents for a ₹10 lakh personal loan EMI for 7 years ready: