Money Loan

When you need quick financial assistance, Airtel Finance personal money loan delivers real value through:

• Lightning-fast approval

Get your money loan approved and disbursed within 24 hours.

• 100% digital experience

Apply, get approved, and receive funds without visiting any branch.

• Flexible repayment options

Choose an EMI tenure from 3 to 60 months that suits your budget.

• Competitive interest rates

Starting at a very competitive per annum rate with transparent pricing.

• High loan amounts

Access up to ₹9,00,000 for all your personal financial needs.

The Airtel Finance personal money loan is designed for modern Indians who value speed, convenience, and transparency. Built on a completely digital platform, this loan product eliminates the traditional paperwork hassles while maintaining the highest security standards.

With loan amounts ranging from ₹10,000 to ₹9,00,000, flexible tenure options, and instant disbursal, Airtel’s money loan offering provides a convenient and reliable solution tailored to your financial needs, helping you manage credit responsibly.

Applying for a personal loan through the Airtel Thanks App is a quick and convenient process. Here’s a step-by-step guide to help you get started:

1. Download the Airtel Thanks App
   Install the Airtel Thanks App from the Google Play Store or Apple App Store. Once installed, log in with your registered mobile number and navigate to the ‘Finance’ section.
2. Select ‘Personal Loan’
   Under the Finance section, choose ‘Personal Loan’ and provide basic details such as your income, employment type, desired loan amount, and tenure.
3. Upload required documents
   Upload the necessary documents directly through the app using your phone’s camera. Typically, you’ll need to submit your PAN card, Aadhaar card, income proof, and bank statements.
4. Complete digital verification
   Verify your details instantly through OTP-based authentication and, if required, biometric verification to ensure secure processing.
5. Get instant loan approval
   Once the verification is complete, you’ll receive an approval notification within minutes. The approved loan amount will be disbursed directly to your registered bank account within 24 hours.

Various features of a money loan are:

• Instant Digital Approval
  Complete the application and approval process online without any branch visits or physical paperwork.
• Flexible Loan Amount
  Choose your money loan amount between ₹10,000 to ₹9,00,000 based on your eligibility and requirements.
• Customisable EMI Tenure
  Select a repayment period from 3 months to 60 months to match your financial comfort.
• Quick Disbursal
  Get your approved loan amount transferred directly to your bank account within 24 hours.
• Transparent Pricing
  No hidden charges – clear information about interest rates, processing fees, and total cost upfront.
• Prepayment Flexibility
  Pay off your money loan early without hefty penalties to save on interest costs.

Before applying for your personal money loan, ensure you meet these simple eligibility criteria:

• Age: Between 21 to 60 years (maximum age at loan maturity or retirement)
• Income: Minimum net monthly income of ₹25,000
• Employment: At least 2 years of total work experience with 1 year in the current job
• Residence: Living at current address for a minimum of 1 year
• Credit Score: CIBIL score of 650 or above for better approval chances
• Nationality: Indian citizen with a valid PAN card

Here are some essential documents required to apply for a money loan: