Personal Loan For 10 Years

A longer tenure personal loan offers several advantages that make financial planning easier:

• Lower monthly EMIs: Spread your loan amount over 10 years for affordable monthly payments
• Better cash flow management: Keep more money in hand each month for other expenses
• Flexible usage: Use funds for education, debt consolidation, medical emergencies, or business needs
• Quick digital approval: Get approved and disbursed within 24 hours through Airtel Finance's streamlined process

Airtel Finance's personal loan with extended tenure is designed for borrowers who need substantial funding but prefer manageable monthly payments. While our standard personal loan tenure goes up to 60 months (5 years), longer repayment options can be explored based on your financial profile and requirements. Our digital-first approach ensures minimal paperwork and quick processing, backed by partnerships with trusted NBFCs and financial institutions. This makes it easier for you to access credit when you need it most, without the hassle of traditional banking procedures.

Getting your long-term personal loan is simple and has a completely digital application:

• Step 1: Download the Airtel Thanks App and navigate to the Finance section
• Step 2: Select Personal Loan and enter your basic details, including the desired loan amount
• Step 3: Upload required documents directly through the app's secure interface
• Step 4: Complete verification through our instant digital assessment process
• Step 5: Get approval and disbursal within 24 hours directly to your bank account

Here are the key features of a personal loan:

• Loan Amount Range: Borrow anywhere from ₹10,000 to ₹9,00,000 based on your income and eligibility
• Competitive Interest Rates: Starting from 12.75% p.a., with rates determined by your credit profile
• Extended Repayment Tenure: Get flexible tenure options up to 60 months with potential for longer terms. Use our personal loan EMI calculator to decide on a repayment term.
• 100% Digital Process: Complete application, approval, and disbursal through digital channels
• Quick Disbursal: Get funds transferred to your account within 24 hours of approval
• Minimal Documentation: Simplified paperwork with a digital document upload facility

Check if you qualify for a long-term personal loan with these simple eligibility criteria:

• Age requirement: Indian citizens aged between 21-65 years
• Income criteria: Minimum monthly income of ₹25,000 for salaried or self-employed individuals
• Work experience: At least 1 year of continuous employment or business operation
• Credit score: Good credit history and CIBIL score for better approval chances
• Citizenship: Must be an Indian resident with valid documentation

Bank account: Active bank account for salary credits and loan disbursal

Here are the documents you will need to obtain a personal loan: