Personal Loan For 7 Years

A longer tenure personal loan transforms how you manage major expenses, offering several key advantages:

• Lower monthly EMIs due to extended repayment period, making budgeting easier
• Higher loan amounts are accessible with a comfortable repayment structure
• 100% digital process with instant approval and disbursal within 24 hours
• No collateral required, funding is purely based on your income and creditworthiness

The Airtel Finance personal loan, with extended tenure options, provides you with the financial runway needed for life's major milestones. With loan amounts ranging from ₹10,000 to ₹9,00,000 and competitive interest rates starting at 12.75% p.a., you can access substantial funding while keeping your monthly outflows manageable. The entire process is digitally streamlined through trusted lending partners, ensuring quick approval and transparent terms without hidden charges.

Getting your long-term personal loan is simple and has a completely digital application:

• Step 1: Download the Airtel Thanks App and navigate to the Finance section
• Step 2: Select Personal Loan and choose your desired loan amount and tenure
• Step 3: Fill in your basic details, including income, employment, and personal information
• Step 4: Upload required documents directly through the app

Step 5: Get instant approval and receive funds in your bank account within 24 hours

Here are the key features of a personal loan:

• Extended Tenure Options: Repayment tenure from 3 to 60 months, giving you flexibility to choose what works best for your budget. Use our personal loan EMI calculator to decide on a repayment term.
• Competitive Interest Rates: Starting from 12.75% p.a., ensuring you get affordable financing for your needs.
• High Loan Amounts: Access up to ₹9,00,000 based on your income and credit profile.
• 100% Digital Process: Complete application, approval, and disbursal handled online without branch visits.
• Quick Disbursal: Funds are transferred to your account within 24 hours of approval.
• Transparent Pricing: Clear processing fee structure of 2-5% + GST with no hidden charges.

Check if you qualify for a long-term personal loan with these simple eligibility criteria:

• Age: Must be between 21-65 years old
• Income: Monthly income of ₹25,000 or more (salaried or self-employed)
• Work Experience: Minimum 1 year of stable employment
• Credit Score: Good CIBIL score for faster approval
• Citizenship: Must be an Indian citizen with valid documentation

Here are the documents you will need to obtain a personal loan: