Integrated Report

• Corporate Information
• About Us
• Segment wise Performance
• Performance Highlights
• Looking Back at the Year
• Message from the Chairman
• Message from Managing Director & CEO – India & South Asia
• Message from Managing Director & CEO – Africa
• Moving ahead on India’s Digitization Journey
• Redefining Digital Banking Ecosystem
• Music to the Ears
• The Making of a Blockbuster
• Mobile Money - Banking the unbanked
• Board of Directors
• Risk Management
• Integrated Strategy for Value Creation
• Materiality Assessment
• Our Business and Value Creation Model
• Financial Capital
• Intellectual Capital
• Human Capital
• Manufactured Capital
• Social & Relationship Capital
• Natural Capital
• The Crowning Moments
• Corporate Social Responsibility Report

Statutory Reports

• Business Responsibility Report
• Board’s Report
• Management Discussion and Analysis
• Report on Corporate Governance

Financial Statements

• Standalone Financial Statements
• Independent Auditors Report
• Standalone Balance Sheet
• Statement of Profit & Loss
• Standalone Statement of Changes in Equity
• Standalone Statement of Cash Flow
• Notes to Standalone Financial Statements
• Consolidated Financial Statements
• Independent Auditors Report
• Consolidated Balance Sheet
• Consolidated Statement of Profit & Loss
• Consolidated Statement of Changes in Equity
• Consolidated Statement of Cash Flow
• Notes to Consolidated Financial Statements
• Statement Pursuant to Section 129 of the Companies Act, 2013

Circle Offices

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