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Credit Card for Jewelry Purchases

Buying jewelry is more than a purchase—it's an emotion, a celebration, an investment. Whether it's wedding shopping, festival purchases, or treating yourself to something beautiful, jewelry expenses can strain your budget. An Airtel Finance Credit Card lets you own the pieces you love without compromising on your budget by offering flexible payment options, instant credit approval, and the convenience of spreading costs over EMIs.

Credit Card EMI Calculator

Easily calculate your monthly EMIs for credit card purchases with Airtel Finance. Enter the amount, tenure, and interest rate to get instant estimates.

Purchase Amount ₹10,000

₹1K₹2L

Interest Rate 13%

5%36%

Tenure 12 Months

3M36M

Monthly EMI

Total Interest

Total Payment

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Benefits of Credit Card for Jewelry Purchases

With an Airtel Finance Credit Card, jewelry shopping becomes more accessible and rewarding:

Flexible Payment Options: Convert high-value jewelry purchases into easy EMIs.
Instant Digital Approval: You can apply online, get approval, and even manage the account through the Airtel Thanks App, which makes it a 100% digital experience.
High Credit Limit: Access up to ₹5 lakh credit limit for your jewelry and gold purchases.
Annual Savings: Save up to ₹16,000 annually through rewards and cashback offers.

Zero Paperwork: Complete digital application process with minimal documentation.

Information about Credit Card for Jewelry Purchases

Airtel Finance Credit Cards are designed for modern Indian consumers who value convenience and flexibility. If you're looking for a credit card for gold purchases, our partnership with leading financial institutions ensures you get competitive interest rates and transparent terms. The card works seamlessly across jewelry stores, online platforms, and gold retailers, giving you the freedom to shop when and where you want without worrying about immediate cash flow.

How to Apply for Credit Card for Jewelry Purchases

Getting your Airtel Finance Credit Card is simple and completely digital; just follow the below steps:

Download the Airtel Thanks App: Available on Android and iOS
Navigate to Finance Section: Find the Credit Card option in the app menu
Fill Application Form: Enter your personal and income details
Upload Documents: Submit required KYC and income documents digitally
Get Instant Approval: Receive approval status within minutes and card delivery within 7 days

Features of Credit Card for Jewelry Purchases

Enjoy privileges, cashback, and lifestyle rewards on everyday spending with these features:

Relaxed Eligibility

Anyone between 18-70 looking for a credit card for gold purchases can apply

Reward Points
Earn points on every transaction, like 10% cashback on Zomato, Swiggy, and BigBasket; 10% cashback on paying bills via the Airtel Thanks App; and an additional 1% waiver on fuel surcharges at petrol stations across India. All these points can be redeemed for your jewelry purchases
Low Annual Fee
Joining fee of ₹500 and annual fee of ₹500 (waivable on meeting spending criteria)
Instant, Paperless Onboarding
Apply online and get up to ₹5 lakh credit limit approved in minutes through the Airtel Thanks App—no physical documents needed

Eligibility for Credit Card for Jewelry Purchases

To apply for an Airtel Finance Credit Card, you must meet these basic credit card eligibility criteria:

Age: Indian resident of age between 18 and 70 years
Income: Stable monthly income with proper documentation
Credit Score: Good credit history and CIBIL score
Documentation: Valid PAN Card and Form 60 (if applicable)
KYC Compliance: Complete identity, address, and income verification

Documents Required for Credit Card for Jewelry Purchases

The following is a list of required documents categorized by type for your reference.

Document Type	Required Documents
Identity Proof	PAN Card, Aadhaar Card, Passport
Address Proof	Aadhaar Card, Utility Bills, Rental Agreement
Income Proof	Salary Slips, Bank Statements, ITR
Additional	Form 60 (if PAN not available), passport-size photos

FAQs on Credit Card for Jewelry Purchases

Absolutely! You can convert your jewelry purchases into flexible EMIs through the Airtel Thanks App or by calling customer service. You can know your EMIs beforehand by checking out our EMI calculator. This feature makes expensive jewelry and gold purchases more manageable for your budget.