Checking your IDFC FIRST Bank credit card reward points is a simple process that can be done through the bank's website or mobile app.

Using the IDFC FIRST Bank Website:

1. Log In: Access the IDFC FIRST Bank official website and log in to your Internet Banking account.
2. Navigate to Credit Card Section: From the main menu, click on "HAVE" and then select "CARDS." Choose the specific credit card you have.
3. View Reward Points: Look for the "Available Reward Points" section on the credit card summary page. You can view the points earned in the current billing cycle, though they may only be redeemable after the statement is generated.

Using the IDFC FIRST Bank Mobile App:

1. Install and Register: Download and install the IDFC FIRST Bank mobile app, and register your profile and account linked to your credit card.
2. Access Credit Card Details: Log in to the app, navigate to the credit card section, and select your card.
3. View Rewards: Click on the "See More About Rewards" option to view your available reward points.

Once you've accumulated a sufficient number of reward points, you can explore the various redemption options available.

IDFC FIRST Bank offers a flexible and straightforward process for redeeming your credit card reward points.

Redemption Process:

1. Log In: Access the IDFC FIRST Bank official website or mobile app and log in to your account.
2. Navigate to Reward Redemption Portal: Go to the reward redemption portal and log in with your registered mobile number.
3. Select Redemption Option: Click on "Redeem Points" and choose from various brands and platforms such as Amazon, Myntra, Flipkart, and more.

Redemption Options:

• Gift Vouchers: Redeem points for gift vouchers from numerous e-commerce platforms and brands. Each voucher has a minimum and maximum purchase amount (e.g., Amazon vouchers from ₹10 to ₹10,000).
• Cashback and Credit: Points can also be redeemed for cashback or credit toward future purchases.
• Offline and Online Redemptions: You can redeem points during the checkout stage of online transactions or at select offline merchant outlets by providing your registered mobile number.

To redeem your IDFC FIRST Bank Credit Card reward points online through internet banking, follow these simple steps:

• Login to IDFC FIRST Bank's Website: Log in to IDFC's official website and access your IDFC FIRST Internet Banking account.


• Navigate to the Reward Redemption Portal: Go to the reward redemption portal and log in with your registered mobile number.


• View and Redeem Points: After logging in, you can view your available reward points. Click on "Redeem Points" to initiate the redemption process.


• Select Redemption Options: Choose from various brands and platforms such as Amazon, Myntra, Flipkart, Puma, etc., to redeem your points for vouchers.


• Complete the Transaction: Select the value of the voucher, add it to your cart, and complete the transaction. You will receive an SMS and email with the voucher details.


• Use Vouchers: The vouchers can be redeemed on the respective brand's website by entering the voucher code.

Redeeming your reward points is also possible through the IDFC FIRST Bank mobile application.

If you prefer using your mobile device for banking, follow these steps to redeem your IDFC FIRST Bank Credit Card reward points:

• Install and Log In to the Mobile App: Download and install the IDFC FIRST Bank mobile application, register your profile, and log in with your account credentials.


• Access Credit Card Details: Navigate to the credit card section, select your card, and view the available reward points.


• Initiate Redemption: Click on the "Redeem Points" option and enter the reward redemption page.


• Choose Redemption Options: Select from various categories such as gift cards (e.g., Amazon Pay, BigBasket, Uber), memberships (e.g., Amazon Prime, Airtel Xstream), and other services.


• Complete the Transaction: Follow the prompts to complete the redemption, noting that a convenience fee of Rs. 99 may be applied.


• Receive Voucher Details: Once the transaction is completed, you will receive an SMS and email with the voucher details.

In addition to online redemption, IDFC FIRST Bank also offers offline redemption options for credit card reward points.

To redeem your IDFC FIRST Bank Credit Card reward points offline, consider the following options:

• Visit Participating Merchants: IDFC FIRST Bank Credit Card reward points can be redeemed at select offline merchants where the bank has partnerships.


• Use Points for Discounts: Redeem your points for discounts on purchases made at these participating merchants, such as fuel stations, and other specialised services.


• Redeem for Membership and Services: Use your points to purchase memberships or avail services offline, such as gym memberships or wellness programmes, if available through partner merchants.

For travel enthusiasts, IDFC FIRST Bank offers the option to convert reward points into air miles or travel vouchers.

To convert your IDFC FIRST Bank Credit Card reward points into air miles or travel vouchers, follow these steps:

• Access Reward Redemption Portal: Log in to the IDFC FIRST Bank internet banking or mobile banking app and navigate to the reward redemption portal.


• Select Travel Rewards: Choose the option to convert your reward points into travel miles or redeem them for hotel discounts and other travel-related expenses.


• Convert Points to Miles: Each reward point has a specific valuation (e.g., 4 points equal ₹1), which can be converted into travel miles based on the bank's conversion rates.


• Use Miles for Travel Bookings: Redeem these miles or vouchers for booking flights, hotels, or other travel services through partner travel platforms like Uber, Ola, MakeMyTrip, etc.