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     Apply for Airtel Axis Bank Credit Card & Get Up to 25% Cashback*

    The Airtel Axis Bank Credit Card is a co-branded product from Airtel and Axis Bank. It is designed to provide practical savings for Airtel users and individuals who spend regularly on essentials. The card offers cashback on Airtel recharges, utility bill payments, food delivery, groceries, and other daily transactions.


    With a credit limit of up to ₹5 lakh, it also supports higher spending needs. It serves as a cost-effective credit card option with simple eligibility requirements and a straightforward application process. Customers can apply for the Airtel Axis Bank Credit Card directly through the Airtel app, making it convenient to access benefits and manage payments digitally.

    Credit Card EMI Calculator

    Easily calculate your monthly EMIs for credit card purchases with Airtel Finance.  Enter the amount, tenure, and interest rate to get instant estimates.

    Purchase Amount ₹10,000
    ₹10,000
    ₹1K₹5L
    Interest Rate 13%
    13%
    5%36%
    Tenure 12 Months
    12 Months
    3M36M
    Unlock Your Credit Card Now

    Key Features and Benefits of Credit Cards

    Credit cards offer several valuable features and perks. Some of the key credit card benefits include:

    • 25% cashback* on Airtel Mobile, Broadband, Wi‑Fi, and DTH bill payments made through the Airtel App
    • 10% cashback* on utility bill payments (electricity, gas, water) made via the Airtel App only
    • 10% Value Back* on online transactions at Zomato, Blinkit, and District Movies, with a minimum order value of ₹499
    • 1% cashback* on all other eligible spends

    *T&C apply .

    Credit Card Fees & Charges

    Being transparent about costs helps you plan better. Here’s a quick breakdown of what you’ll pay with this card:

    Type

    Details

    Joining Fee

    ₹0 Joining fee

    Annual Fee

    ₹500, waived off with annual spend above ₹2 lakhs

    Fuel Surcharge Waiver

    1% waiver available

    With straightforward credit card fees and no hidden surprises, this card is designed to keep expenses predictable. Affordable credit card charges combined with strong cashback benefits ensure you save more while paying less. It’s a balanced approach—practical costs matched with everyday rewards.

    Airtel Axis Bank Credit Card Eligibility

    To apply for the Airtel Axis Bank Credit Card, applicants must meet the following criteria:

    • Age: Primary cardholder should be between 18 and 70 years.
    • Citizenship: Applicant must be an Indian citizen.
    • Employment: Both salaried and self-employed individuals are eligible, subject to Axis Bank’s policies.
    • Documents: PAN card or Form 60, identity proof, residence proof, income proof, and a recent photograph are mandatory.
    • Credit Score: A good credit score is recommended for higher approval chances.

    Applicants can also check their Airtel Axis Bank Credit Card eligibility in advance using the eligibility calculator provided by Airtel Finance before applying through the Airtel app.

    Documents Needed for Application

    To complete the application for the Airtel Axis Bank Credit Card, applicants must provide the following:

    • Identity Proof: Aadhaar, Passport, PAN card, or any valid government-issued identification.
    • Address Proof: Aadhaar, Driving License, Ration Card, Rental Agreement, or other accepted residence proofs.
    • Income Proof: Latest salary slips or recent bank statements to confirm income details.
    • Additional Requirements: PAN card or Form 60 and a recent passport-size photograph.

    Submission of these Airtel Axis Bank Credit Card documents is mandatory to verify eligibility and ensure smooth card issuance.

    How to Apply for the Airtel Axis Bank Credit Card?

    To apply for an Airtel Axis Bank credit card, the process is entirely digital and simple:

    1. Open the Airtel App and go to the Shop section.
    2. Select Financial Services → Credit Card.
    3. Fill out the online application form with the required details.
    4. Complete digital KYC for instant approval.
    5. Access your virtual card immediately.
    6. Receive the physical card at your doorstep within 5–7 business days.

    Things to Know Before Applying for the Airtel Axis Bank Credit Card

    Before applying, it is important to understand the key requirements and conditions associated with the Airtel Axis Bank Credit Card. Reviewing these points ensures a smooth application and effective usage of the card.

    • Verify your credit score, as it is crucial for approval.
    • Understand all charges, including the joining fee, annual fee, late payment fees, and interest rates.
    • Check the credit limit offered and confirm it suits your spending pattern.
    • Keep card usage around 30% of the limit to maintain a good credit score.
    • Avoid submitting multiple credit card applications in a short time.
    • Use the Airtel app to apply for the Airtel Axis Bank Credit Card through a simple digital process with doorstep delivery.
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