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Apply NowState Bank of India (SBI) provides a wide array of Credit card, each with its own unique reward points system. The way you earn reward points varies depending on the type of SBI credit card you hold. For instance, the SBI Prime Credit Card and SBI Elite Credit Card offer 5X or 10X reward points on, groceries, departmental stores, and movies, while you earn 2 reward points per ₹100 spent on other retail purchases.
In contrast, cards like the Yatra SBI Credit Card offer 25 reward points per ₹100 spent on BPCL fuel, lubricants, and Bharat Gas and 1 reward point on other transactions. The SBI SimplyCLICK Credit Card provides 10X reward points on top online brands such as BookMyShow, Swiggy, and Myntra and 5X reward points on other online spends.
In addition to the standard reward points, many SBI credit cards offer bonus reward points for reaching specific milestones, such as spending a certain amount within a calendar quarter or year. For example, the SBI Prime Credit Card offers a Pizza Hut gift voucher worth ₹1,000 on quarterly spends of ₹50,000 and Yatra/Pantaloons gift vouchers on annual spends.
Some cards also provide additional bonus points on card activation, card anniversaries, or specific types of transactions like utility bill payments. Keeping track of your reward points is crucial to maximising the benefits of your SBI credit card.
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Checking your SBI credit card reward points is a simple process that can be done through various methods. Here are some of the most convenient ways to keep track of your reward points:
By utilising these methods, you can easily track and manage your reward points, ensuring that you make the most out of your SBI credit card rewards program.
SBI offers a versatile range of redemption options for their credit card reward points , allowing you to make the most of your accumulated points. Whether you prefer online or offline redemption, SBI provides convenient methods to suit your needs. Let's explore the various ways you can redeem your hard-earned reward points.
For those who prefer the convenience of online banking, redeeming your SBI credit card reward points through internet banking is a straightforward process:
If you prefer using your smartphone for banking, the SBI Card mobile app offers a seamless way to redeem your reward points:
While online redemption is popular, SBI also offers offline redemption options for those who prefer a more traditional approach:
For travel enthusiasts, SBI offers the option to convert reward points into Air Miles, particularly beneficial for those holding travel-specific credit cards:
SBI offers a diverse range of redemption categories for credit card reward points, ensuring that cardholders can utilise their points in a way that best suits their preferences and lifestyle. The following table provides an overview of the various categories available:
|
Redemption Category |
Description |
|
Merchandise |
Redeem your points for a wide selection of products from the SBI rewards catalogue, including accessories, apparel, books, electronics, and more. |
|
Movies |
Enjoy free movie tickets or vouchers that can be redeemed at participating cinemas, allowing you to catch the latest blockbusters. |
|
E-Vouchers |
Choose from a range of gift vouchers offered by popular brands, which can be used for shopping at retail stores or online platforms. |
|
Air Tickets |
Use your reward points to book domestic and international flights, making your travel dreams a reality. |
|
Hotel Bookings |
Redeem your points for hotel stays at various properties across India and around the world, ensuring a comfortable and memorable experience. |
|
Recharge |
Utilise your reward points to recharge your mobile phone or pay utility bills, providing a convenient way to manage your expenses. |
|
Travel Bookings |
Book complete holiday packages, including flights, hotels, and other travel-related expenses, using your accumulated reward points. |
|
Cashback |
Convert your reward points into cashback, which can be used to offset your credit card bill, effectively reducing your outstanding balance. |
|
Lifestyle |
Redeem your points for a variety of lifestyle products and services, such as health and wellness items or luxury experiences. |
|
Shopping |
Enjoy online shopping at partnered retailers using your reward points, expanding your purchasing power beyond traditional cash or credit transactions. |
With such a comprehensive list of redemption categories, SBI ensures that its credit card customers can make the most of their reward points. The bank also partners with several popular brands to offer e-vouchers, further enhancing the redemption options available to cardholders.
SBI has collaborated with numerous well-known brands to provide e-vouchers as part of its credit card rewards program. These e-vouchers can be redeemed using reward points, allowing cardholders to enjoy a variety of products and services from their favourite brands. The following table highlights some of the popular brands that offer e-vouchers:
|
Brand |
Description |
|
Yatra |
Redeem your points for travel and holiday vouchers, enabling you to plan your next adventure with ease. |
|
Pantaloons |
Enjoy shopping at Pantaloons retail stores using e-vouchers earned through your credit card rewards. |
|
Pizza Hut |
Treat yourself to delicious pizzas and other menu items at Pizza Hut by redeeming e-vouchers earned on achieving specific spend milestones. |
|
BookMyShow |
Use your reward points to obtain entertainment and movie vouchers, allowing you to catch the latest films and events. |
|
Swiggy |
Satisfy your cravings by redeeming e-vouchers for food delivery through Swiggy, bringing your favourite meals right to your doorstep. |
|
Myntra |
Shop for the latest fashion trends and apparel using Myntra e-vouchers, earned through your credit card rewards. |
|
Amazon India |
Redeem your points for Amazon India gift cards, unlocking a world of online shopping possibilities. |
|
Cleartrip |
Book your travel and hotel accommodations using Cleartrip e-vouchers, making your trip planning a breeze. |
|
BPCL |
Save on fuel expenses by redeeming e-vouchers for BPCL fuel and lubricants, keeping your vehicle running smoothly. |
|
Bharat Gas |
Use your reward points to obtain e-vouchers for Bharat Gas LPG and fuel, ensuring a convenient and uninterrupted supply for your home or business. |
By partnering with these popular brands, SBI offers its credit card customers a wide range of e-voucher options, catering to various aspects of their lives, from travel and entertainment to shopping and everyday essentials.
10% cashback on food & groceries, 25% on Airtel bills, and high card limit up to ₹5,00,000. Bonus: Get ₹500 Amazon voucher after first use.