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    SBI Credit Card Reward Points


    State Bank of India (SBI) provides a wide array of Credit card, each with its own unique reward points system. The way you earn reward points varies depending on the type of SBI credit card you hold. For instance, the SBI Prime Credit Card and SBI Elite Credit Card offer 5X or 10X reward points on, groceries, departmental stores, and movies, while you earn 2 reward points per ₹100 spent on other retail purchases.


    In contrast, cards like the Yatra SBI Credit Card offer 25 reward points per ₹100 spent on BPCL fuel, lubricants, and Bharat Gas and 1 reward point on other transactions. The SBI SimplyCLICK Credit Card provides 10X reward points on top online brands such as BookMyShow, Swiggy, and Myntra and 5X reward points on other online spends.


    In addition to the standard reward points, many SBI credit cards offer bonus reward points for reaching specific milestones, such as spending a certain amount within a calendar quarter or year. For example, the SBI Prime Credit Card offers a Pizza Hut gift voucher worth ₹1,000 on quarterly spends of ₹50,000 and Yatra/Pantaloons gift vouchers on annual spends.


    Some cards also provide additional bonus points on card activation, card anniversaries, or specific types of transactions like utility bill payments. Keeping track of your reward points is crucial to maximising the benefits of your SBI credit card.

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    How to Check your SBI Credit Card Reward Points


    Checking your SBI credit card reward points is a simple process that can be done through various methods. Here are some of the most convenient ways to keep track of your reward points:


    • Net Banking Portal: Log in to the SBI credit card portal using your user ID, mobile number, or card details. Navigate to the dashboard and scroll to the bottom to find the reward points summary along with the expiry date.

    • Credit Card Statement: Review the reward points summary section on your latest credit card statement to see your current points balance.

    • SBI's ILA Chatbot: Open the chat box and click on 'Statement'. Type "I want to view my statement" and log in with your credit card credentials to access your statement and reward points information.

    • SMS: Send an SMS with the message "REWARD last 4 digits of your credit card number" to 5676791 to receive your reward points summary.

    • SBI Card Mobile App: Log in to the SBI Card mobile app and navigate to the 'Rewards' section to view your reward points details.

    • Missed Call: Give a missed call at 8422845514 from your registered phone number to get information about your SBI credit card reward points.

    By utilising these methods, you can easily track and manage your reward points, ensuring that you make the most out of your SBI credit card rewards program.

    Redeeming Your SBI Credit Card Reward Points


    SBI offers a versatile range of redemption options for their credit card reward points , allowing you to make the most of your accumulated points. Whether you prefer online or offline redemption, SBI provides convenient methods to suit your needs. Let's explore the various ways you can redeem your hard-earned reward points.

    Redeeming Reward Points Online through Internet Banking


    For those who prefer the convenience of online banking, redeeming your SBI credit card reward points through internet banking is a straightforward process:


    • Log in to Your Account using your user ID, mobile number, or card details on the SBI credit card portal.

    • Navigate to the 'Rewards' section on the dashboard once you're logged in.

    • Click on the 'Redeem Rewards' option to proceed with the redemption process.

    • Choose the desired items from the rewards catalogue that you want to redeem your points for.

    • Finally, click on 'Redeem Now' to complete the transaction and confirm the redemption of your reward points.

    Redeeming Reward Points Online via Mobile Banking

    If you prefer using your smartphone for banking, the SBI Card mobile app offers a seamless way to redeem your reward points:


    • Download and Log In to the App from the PlayStore or App Store using your credentials.

    • Tap on the 'Rewards' option located on the left side of the app.

    • Select 'Redeem Rewards' to initiate the redemption process.

    • Browse through the rewards catalogue and choose the items you want to purchase using your reward points.

    • Tap on 'Redeem' to confirm the transaction and complete the redemption.

    How to Redeem Reward Points Offline

    While online redemption is popular, SBI also offers offline redemption options for those who prefer a more traditional approach:


    • Gift Vouchers and Products: Redeem your reward points for gift vouchers or products by selecting these options from the rewards catalogue. These vouchers can be used at various retail and online stores.

    • Travel Bookings: Use your points to book flights, hotels, and holiday packages through SBI's partnerships with travel agencies and online booking platforms.

    • Cashback: Although primarily an online process, converting reward points to cash can also be initiated through customer service by calling the specified phone numbers (1860 180 1290, 1860 500 1290, 1800 180 1290, or 39 02 02 02).

    Converting Reward Points to Air Miles for Travel Cards


    For travel enthusiasts, SBI offers the option to convert reward points into Air Miles, particularly beneficial for those holding travel-specific credit cards:


    • Air Miles Redemption: Select the Air Miles option in the rewards catalogue to redeem your reward points for Air Miles.

    • Partner Airlines: Take advantage of SBI's partnerships with various airlines to convert your reward points into Air Miles for flight bookings.

    • Flight Bookings: Utilise the redeemed Air Miles to book flights, effectively reducing your travel expenses. This feature is especially valuable for frequent travellers.

    • Lounge Access: Some SBI credit cards offer complimentary lounge access, both domestic and international, which can be redeemed using your reward points.

    SBI Credit Card Reward Redemption Category List

    SBI offers a diverse range of redemption categories for credit card reward points, ensuring that cardholders can utilise their points in a way that best suits their preferences and lifestyle. The following table provides an overview of the various categories available:


    Redemption Category

    Description

    Merchandise

    Redeem your points for a wide selection of products from the SBI rewards catalogue, including accessories, apparel, books, electronics, and more.

    Movies

    Enjoy free movie tickets or vouchers that can be redeemed at participating cinemas, allowing you to catch the latest blockbusters.

    E-Vouchers

    Choose from a range of gift vouchers offered by popular brands, which can be used for shopping at retail stores or online platforms.

    Air Tickets

    Use your reward points to book domestic and international flights, making your travel dreams a reality.

    Hotel Bookings

    Redeem your points for hotel stays at various properties across India and around the world, ensuring a comfortable and memorable experience.

    Recharge

    Utilise your reward points to recharge your mobile phone or pay utility bills, providing a convenient way to manage your expenses.

    Travel Bookings

    Book complete holiday packages, including flights, hotels, and other travel-related expenses, using your accumulated reward points.

    Cashback

    Convert your reward points into cashback, which can be used to offset your credit card bill, effectively reducing your outstanding balance.

    Lifestyle

    Redeem your points for a variety of lifestyle products and services, such as health and wellness items or luxury experiences.

    Shopping

    Enjoy online shopping at partnered retailers using your reward points, expanding your purchasing power beyond traditional cash or credit transactions.

    With such a comprehensive list of redemption categories, SBI ensures that its credit card customers can make the most of their reward points. The bank also partners with several popular brands to offer e-vouchers, further enhancing the redemption options available to cardholders.

    Popular Brands Offering E-Vouchers with SBI Credit Card Rewards

    SBI has collaborated with numerous well-known brands to provide e-vouchers as part of its credit card rewards program. These e-vouchers can be redeemed using reward points, allowing cardholders to enjoy a variety of products and services from their favourite brands. The following table highlights some of the popular brands that offer e-vouchers:

    Brand

    Description

    Yatra

    Redeem your points for travel and holiday vouchers, enabling you to plan your next adventure with ease.

    Pantaloons

    Enjoy shopping at Pantaloons retail stores using e-vouchers earned through your credit card rewards.

    Pizza Hut

    Treat yourself to delicious pizzas and other menu items at Pizza Hut by redeeming e-vouchers earned on achieving specific spend milestones.

    BookMyShow

    Use your reward points to obtain entertainment and movie vouchers, allowing you to catch the latest films and events.

    Swiggy

    Satisfy your cravings by redeeming e-vouchers for food delivery through Swiggy, bringing your favourite meals right to your doorstep.

    Myntra

    Shop for the latest fashion trends and apparel using Myntra e-vouchers, earned through your credit card rewards.

    Amazon India

    Redeem your points for Amazon India gift cards, unlocking a world of online shopping possibilities.

    Cleartrip

    Book your travel and hotel accommodations using Cleartrip e-vouchers, making your trip planning a breeze.

    BPCL

    Save on fuel expenses by redeeming e-vouchers for BPCL fuel and lubricants, keeping your vehicle running smoothly.

    Bharat Gas

    Use your reward points to obtain e-vouchers for Bharat Gas LPG and fuel, ensuring a convenient and uninterrupted supply for your home or business.

    By partnering with these popular brands, SBI offers its credit card customers a wide range of e-voucher options, catering to various aspects of their lives, from travel and entertainment to shopping and everyday essentials.

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