The SBI Card Pulse comes with an array of benefits and features that cater to the needs of health-conscious individuals. Here's a closer look at what this card offers:

Welcome Benefits

• Welcome Gift: New cardholders receive a Noise ColorFit Pulse 2 Max smartwatch worth ₹5,999 upon paying the joining fee.

Other Benefits

• Health Benefits:
  • Complimentary 1-year membership with FITPASS PRO, providing access to over 4,000 gyms and fitness studios across India, and unlimited online fitness sessions.
  • Complimentary 1-year Netmeds First membership, offering unlimited online doctor consultations, annual basic health check-ups, and additional discounts on pathology lab tests.
• Reward Points:
  • Earn 10 reward points for every ₹100 spent on purchases at chemists, pharmacies, dining, movies, and sports.
  • Earn 2 reward points for every ₹100 spent on all other categories.
• Milestone Benefits:
  • Receive a voucher worth ₹1,500 on achieving retail spends of ₹4 lakh in a year.
  • Annual membership fee reversal if the cardholder spends at least ₹2 lakh in the preceding year.
• Lounge Access:
  • 8 complimentary domestic lounge visits per year, capped at 2 visits per quarter.
  • Complimentary Priority Pass Membership worth US$99 for the first two cardholder membership years.
• Insurance Cover:
  • Complimentary Air Accident Liability Cover worth ₹50 lakh.
  • Complimentary credit card Fraud Liability Cover worth ₹1 lakh.
• Fuel Surcharge Waiver: 1% fuel surcharge waiver for transactions between ₹500 and ₹4,000, with a maximum waiver of ₹250 per statement cycle.
• Worldwide Acceptance: The card can be used at over 24 million outlets globally, including 3.25 lakh outlets in India that accept VISA cards.
• Flexipay: Option to convert transactions into easy monthly instalments within 30 days of purchase.
• Add-On Cards: Cardholders can get add-on cards for their parents, spouses, children, or siblings above the age of 18.
• Travel Benefits: Travel-related insurance benefits including coverage for loss of checked-in baggage (USD 1,000), loss of travel documents (₹12,500), and baggage damage (₹5,000).

• Welcome Benefits: Enjoy a complimentary Noise ColorFit Pulse Smartwatch worth Rs. 4,999, along with a 1-year FITPass PRO membership and Netmeds First membership upon payment of the joining fee and making at least one retail transaction.
• Reward Points: Earn an impressive 10 reward points for every Rs. 100 spent on dining, pharmacy, movies, and chemist transactions. Additionally, earn 2 reward points for every Rs. 100 spent on all other categories, excluding fuel transactions and wallet reloads.
• Milestone Benefits: Get your renewal fee worth Rs. 1,499 waived off on annual spending of Rs. 2 lakhs. Moreover, receive an e-voucher worth Rs. 1,500 upon achieving retail spends of Rs. 4 lakhs in a year.
• Travel and Lounge Benefits: Enjoy a complimentary Priority Pass Membership worth $99 for the first two years, along with 8 complimentary lounge visits to domestic airports, restricted to 2 visits per quarter.
• Insurance and Protection: Stay protected with fraud liability insurance covering up to Rs. 1 lakh and air accident cover of up to Rs. 50 lakhs, which also includes coverage for baggage loss, delay, and damage.
• Fuel Surcharge Waiver: Avail a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, with a maximum waiver of Rs. 250 per statement cycle.

Redeeming the points earned on your SBI Card Pulse is a straightforward process that can be done through multiple channels:

• Online Redemption:
  • Log in to your SBI Card account on the official website or mobile app.
  • Navigate to the "Rewards" or "Points" section.
  • Choose the option to redeem your points for gift vouchers, merchandise, or statement credits and follow the on-screen instructions.
• Redemption through Customer Care:
  • Call the SBI Card customer care helpline numbers 18601801290 / 18605001290 or 39020202 (prefixed with your local STD code).
  • Inform the representative about your intention to redeem points and provide the necessary details.
  • Follow their instructions to complete the redemption process.
• Redemption for Statement Credits:
  • You can redeem your points to get a credit against your outstanding balance.
  • This can be done online through your SBI Card account or by contacting customer care.
  • Specify that you want to convert your points into statement credits, and the equivalent amount will be adjusted against your dues.