Welcome Benefits

When you sign up for the SimplyCLICK SBI Credit Card, you'll receive a welcome gift in the form of an Amazon gift voucher worth ₹500 upon payment of the joining fee. The gift voucher is valid for 6 to 12 months from the date of issuance, giving you ample time to redeem it on your favourite products.

Other Benefits

The SimplyCLICK SBI Credit Card offers a host of other benefits to make your shopping experience more rewarding:

• Reward Points:
  • Earn 10X reward points on online spending at partner merchants like BookMyShow, Myntra, Apollo24x7, Netmeds, and Swiggy
  • Get 5X reward points on all other online purchases
  • Earn 1 reward point for every ₹100 spent on offline purchases, excluding fuel transactions
  • Redeem reward points for gift vouchers, paying the card's outstanding balance, or other attractive options (1 reward point = ₹0.25)
• Milestone Benefits: Receive e-vouchers worth ₹2,000 from ClearTrip or Yatra on achieving annual spends of ₹1,00,000 and ₹2,00,000 respectively
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver for fuel transactions between ₹500 and ₹3,000 at all fuel stations across India
• Annual Fee Reversal: The annual fee of ₹499 is waived if you spend a minimum of ₹1,00,000 in a year
• Flexipay: Convert transactions of over ₹2,500 into easy monthly installments using Flexipay
• Add-on Cards: Get free add-on cards for family members, including parents, spouse, children, or siblings above the age of 18
• Utility Bill Payment: Pay electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility on the card
• Balance Transfer on EMI: Transfer outstanding balances from other credit cards to the SimplyCLICK SBI Card and avail a lower rate of interest with the option to pay back in EMIs
• Global Usage: The card can be used at over 24 million outlets worldwide, including those in India

• Welcome Benefits: Receive an Amazon gift voucher worth ₹500 as a welcome gift upon payment of the annual membership fee. The voucher is valid for 12 months from the accrual date.
• Reward Points: Earn 10X reward points on online spending at partner merchants such as BookMyShow, Myntra, Apollo24x7, Netmeds, Swiggy, Cleartrip, and Yatra. Earn 5X reward points on all other online spends and 1 reward point for every ₹100 spent on offline purchases, excluding fuel transactions.
• Milestone Benefits: Get e-vouchers worth ₹2,000 from ClearTrip/Yatra on achieving annual spends of ₹1 lakh and ₹2 lakh, respectively.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000 at all fuel filling stations across India, with a maximum benefit of ₹100 per month.
• Annual Fee Waiver: The annual renewal fee of ₹499 is waived if the cardholder achieves annual spends of ₹1 lakh in the previous year.
• Global Acceptance: The card is accepted at over 24 million outlets globally, including 3.25 lakh outlets in India.
• Contactless Transactions: Enjoy fast and secure contactless transactions for daily purchases.

These key highlights make the SimplyCLICK SBI Credit Card an attractive option for online shoppers. Let's take a closer look at the fees and charges associated with this card.

To activate your SBI SimplyCLICK Credit Card, you can choose from several convenient methods:

• Online Activation: Log in to your SBI Card online account or the SBI Card mobile app. Navigate to the "Card Activation" section and enter the required details, such as your card number and expiry date, to activate your card.
• Phone Activation: Call the SBI Card customer service number, which can be found on the SBI Card website or on the back of your card. Follow the instructions provided by the customer service representative to activate your card.
• ATM Activation: Insert your card into an ATM and select the "Card Activation" option from the menu. Follow the on-screen instructions to complete the activation process.
• Net Banking: Log in to your SBI Net Banking account and go to the credit card section. Select the option to activate your card, enter the necessary details, and confirm the activation.

Once you have activated your SBI SimplyCLICK Credit Card, you can start enjoying its benefits, including the ability to earn reward points on your purchases.

Redeeming reward points on your SBI SimplyCLICK Credit Card is a simple process that can be done through various channels:

• Online Redemption: Log in to your SBI Card online account or the SBI Card mobile app and navigate to the "Rewards" section. Select the reward points you want to redeem and choose from various redemption options such as gift vouchers, premium merchandise, or paying off your card's outstanding balance.
• Customer Service: Call the SBI Card customer service number and inform them about your intention to redeem your reward points. Follow their instructions to complete the redemption process.
• Redemption Catalogue: Browse through the exclusive rewards catalogue available on the SBI Card website or mobile app. Select the item or voucher you want to redeem your points for and confirm your redemption request.
• Outstanding Balance: You can also redeem your reward points to pay off your card's outstanding balance. Each reward point is equivalent to ₹0.25.

By utilising these methods, you can easily redeem your accumulated reward points and enjoy the rewards associated with your SBI SimplyCLICK Credit Card.