The SBI Card PRIME comes with an array of benefits and features that cater to the diverse needs of its cardholders. From welcome benefits to rewards on everyday spends, travel perks, and shopping advantages, this card has something to offer for everyone.

Welcome Benefits

• E-Gift Vouchers: New cardholders are greeted with e-gift vouchers worth Rs. 3,000 from popular brands such as Aditya Birla Fashion, Bata/Hush Puppies, Pantaloons, Shoppers Stop, and Yatra, providing an excellent start to their credit card journey.

Other Benefits

Reward Points

• Accelerated Rewards: Cardholders can earn reward points at an accelerated rate of 10 points for every Rs. 100 spent on dining, groceries, departmental stores, and movies. For other retail spends (except fuel), they can earn 2 reward points per Rs. 100 spent.

Travel Benefits

• Complimentary Memberships: The SBI Card PRIME offers complimentary memberships to Priority Pass, Club Vistara Silver, and Trident Privilege Red Tier, providing cardholders with access to airport lounges, priority airport check-in, and additional baggage allowance.
• Lounge Access: Cardholders can enjoy 4 complimentary visits per year to international lounges outside India, with a maximum of 2 visits per quarter.

Shopping and Dining Benefits

• Quarterly Benefits: On spending more than Rs. 50,000 in a calendar quarter, cardholders receive a Pizza Hut e-Voucher worth Rs. 1,000.
• Annual Benefits: By reaching annual spends of Rs. 5 lakhs, cardholders are rewarded with e-gift vouchers worth Rs. 7,000 from Yatra.com or Pantaloons.

Fuel Benefits

• Fuel Surcharge Waiver: The SBI Card PRIME offers a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, with a maximum waiver of Rs. 250 per statement cycle.

EMI and Payment Benefits

• Easy EMI Conversion: Cardholders can convert transactions of Rs. 2,500 or more into easy EMIs with flexible repayment terms.
• Contactless Payments: The card is enabled with contactless technology, allowing for faster and more secure transactions up to Rs. 5,000 per transaction.

Additional Benefits

• Golf Benefits: Cardholders can enjoy 4 complimentary rounds of golf, up to 50% off on golf games, and 1 complimentary golf lesson per month at selected golf courses across India.
• Insurance and Alerts: The SBI Card PRIME provides access to various insurance products and sends SMS alerts for card activities such as mini statements, cheque alerts, and payment assistance.
• Birthday Benefits: On their birthday, cardholders can earn 20 reward points for every Rs. 100 spent.

The SBI Card PRIME offers an array of benefits designed to enhance your lifestyle and reward your spending habits. Here are some key highlights:

• Reward Points: Earn generous 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores, and movies. For all other retail spends, except fuel, you can earn 2 reward points per Rs. 100. Enjoy even more rewards with 20 reward points for every Rs. 100 spent on your birthday.
• Welcome Benefits: As a new cardholder, you'll receive e-gift vouchers worth Rs. 3,000 from top brands such as Aditya Birla Fashion, Bata/Hush Puppies, Pantaloons, Shoppers Stop, and Yatra.
• Travel Benefits: Enjoy complimentary memberships to Priority Pass, Club Vistara, and Trident Red Tier. With Priority Pass, you can access over 1,000 airport lounges worldwide.
• Fuel Surcharge Waiver: Benefit from a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 across all petrol pumps, with a maximum waiver of Rs. 250 per month per statement cycle.
• Quarterly and Annual Benefits: By spending more than Rs. 50,000 in a calendar quarter, you'll receive a Pizza Hut e-Voucher worth Rs. 1,000. Additionally, on reaching annual spends of Rs. 5 lakhs in a year, you'll get an e-gift voucher worth Rs. 7,000 from Yatra.com/Pantaloons.
• Additional Privileges: Enjoy complimentary golf benefits, including 4 complimentary rounds on green fees and up to 50% off on golf games at selected golf courses. You'll also have access to exclusive discounts on car rentals, hotel bookings, and airport services.

By being aware of these fees and charges, you can plan your spending and utilise the card's benefits effectively.

Redeeming your hard-earned reward points on your SBI Card PRIME is a simple process that can be done through various channels:

Online Redemption

• Log In to Your Account on the official SBI Card website.
• Go to the "Rewards" or "Reward Points" section.
• Select the redemption option you prefer, such as redeeming points for e-gift vouchers, booking travel, or converting points to cash back.
• Follow the on-screen instructions to complete the redemption process.

Mobile App Redemption

• Open the SBI Card Mobile App on your device.
• Navigate to the "Rewards" or "Reward Points" section.
• Choose the desired redemption option from the available choices.
• Follow the app's instructions to complete the redemption process.

Customer Service Assistance

• Call Customer Service at 1860 180 1290 or 39 02 02 02 (prefix local STD code) for assistance with redeeming your reward points.
• Provide your card details and specify how you would like to redeem your points.
• Follow the instructions provided by the customer service representative to complete the redemption.

By utilising these methods, you can easily redeem your accumulated reward points and enjoy the benefits offered by your SBI Card PRIME.