Welcome Benefits

You'll receive a generous welcome gift as a new SBI Card ELITE holder. Upon joining and paying the annual fee, you'll receive an e-gift voucher worth ₹5,000 from prominent brands such as Yatra, Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, and Shoppers Stop. This welcome benefit can be requested through the customer service number, allowing you to indulge in a shopping spree right from the start.

Other benefits in detail

The SBI Card ELITE offers many other benefits that make it an attractive choice for frequent travellers and spenders. Here's a detailed look at what you can expect:

• Rewards and Points: With the SBI Card ELITE, you'll earn 2 Reward Points for every ₹100 spent on retail purchases. Additionally, you'll receive 5X Reward Points (equivalent to a 2.5% reward rate) on dining, departmental stores, and grocery spends. International transactions also earn 2 Reward Points per ₹100 spent. These Reward Points can be redeemed against gift vouchers or used to pay the outstanding balance of the card, with 1 Reward Point equal to ₹0.25.
• Travel Benefits: As an SBI Card ELITE holder, you'll enjoy a complimentary Club Vistara Silver-tier membership, which includes 9 CV points for every ₹100 spent on Vistara bookings. You'll also receive a complimentary Red Tier membership to Trident Privilege and complimentary domestic and international lounge access. This includes two complimentary lounge visits per quarter and six complimentary international lounge accesses per year through the Priority Pass Program. Additionally, you can avail discounts on hotel bookings, such as up to 15% off at Lalit and F&B hotels (MasterCard variant) and special privileges at hotels through the Tablet plus membership (American Express variant).
• Entertainment Benefits: The SBI Card ELITE offers free movie tickets worth ₹6,000 every year, with a maximum discount of ₹250 per ticket for two tickets per month through BookMyShow. You can also enjoy dining offers with up to 25% discount at partner restaurants, particularly with the American Express variant.
• Fuel Benefits: Enjoy a 1% fuel surcharge waiver across all petrol pumps in India, with a maximum surcharge waiver of ₹250 per statement cycle.
• Concierge Services: The SBI Card ELITE provides 24/7 personalized concierge service for assistance with online doctor consultations, flower delivery, and gift delivery.
• Milestone Benefits: As an SBI Card ELITE holder, you can earn additional reward points based on your annual expenditure. For example, you'll receive 10,000 reward points on an annual expenditure between ₹3-4 lakhs. Moreover, the annual fee can be waived off on spends of ₹10 lakhs or more in the preceding year.
• Golf and Sports Benefits: For MasterCard variant holders, benefits include four free green fee rounds, a 50% discount on all golf games, and one free golf lesson each month at select golf courses across India.
• Financial and Security Benefits: The SBI Card ELITE offers the facility to convert purchases over ₹2,500 into easy EMIs through Flexi.

The SBI Card ELITE offers a range of attractive benefits for cardholders, including:

• Welcome Benefits: New cardholders receive e-gift vouchers worth ₹5,000 from popular brands such as Yatra, Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, and Shoppers Stop.
• Reward Points: Earn 2 reward points on every ₹100 spent on retail purchases, and enjoy 5X reward points (reward rate of 2.5%) on dining, departmental stores, and grocery purchases.
• Movie and Dining Benefits: Enjoy free movie tickets worth up to ₹6,000 per year, with a maximum discount of ₹250 per ticket for at least 2 tickets per booking per month. Additionally, take advantage of dining offers with up to 25% discount at partner restaurants (specifically with the American Express variant).
• Travel Benefits: Enjoy complimentary domestic and international lounge access (2 domestic lounge visits per quarter and 6 international lounge visits per year). The card also includes benefits like free Club Vistara Silver-tier membership, Trident Privilege membership, and discounts on hotel bookings and car rentals.
• Concierge Services: Avail exclusive concierge service for assistance with online doctor consultations, flower delivery, and gift delivery.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, with a maximum surcharge waiver of ₹250 per statement cycle.
• Foreign Transaction Fee: The SBI Card ELITE offers one of the lowest foreign currency mark-up fees at 1.99% of the transaction amount.

These key highlights demonstrate the value and convenience that the SBI Card ELITE provides to its users.

While the SBI Card ELITE has a joining fee and annual fee of ₹4,999 each, it offers a host of benefits that can offset these costs for frequent users. The low foreign transaction fee and fuel surcharge waiver are particularly attractive for those who travel or drive often.

As an SBI Card ELITE holder, you can easily redeem your reward points through various channels:

• Redemption Against Gift Vouchers:
  • Browse the available gift vouchers from partner brands on the SBI Card website or mobile app.
  • Select the desired voucher and redeem your points accordingly. Each reward point is equivalent to Rs. 0.25.
• Redemption Against Outstanding Balance:
  • Log in to your SBI Card account online or through the mobile app.
  • Navigate to the 'Reward Points' section and opt to redeem points against your outstanding balance. Each reward point is worth Rs. 0.25.
• Other Redemption Options:
  • Check the SBI Card website or contact customer service for specific redemption offers and partners.

By utilising these redemption methods, you can make the most of your accumulated reward points and enjoy the benefits of being an SBI Card ELITE cardholder.