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Earn & Redeem Reward Points on Credit Cards

Reward points are a great way to save money and make everyday purchases more exciting. You can use them for everything from airline flights to hotel stays, but it’s important to know how they work so that you can make the most of your points!

What are reward points?

Reward points are the most coveted of all rewards. The reason for this is that they can be used to earn free travel or merchandise, which means you’re not just getting an item for your hard work, but also a little something extra.

Reward points are also an excellent way to get discounts at some of the most popular retailers in the world—you might even find yourself getting some nice gear from them!

Also read: How to Get Cashback on Credit Card Bill Payment?

How to earn reward points?

Earning reward points from your credit card is very easy. Whenever you make a transaction on the credit card, you will earn points. However, there is a different scheme for each credit card, so it all depends on the credit card that you have.

Get Airtel Axis Credit Card with upto 25% Cashback on Recharges & Bill payments.

How to redeem reward points on credit cards?

Follow these steps to redeem your credit card reward points:

  1. Visit the netbanking website of your credit card issuer.
  2. Log in with your credentials.
  3. Look for various vouchers, merchandise or even cash offers.
  4. Choose the item that you like based on your credit points and place the order.
  5. Vouchers will be sent to your e-mail ID, and merchandise will be sent to your registered address.

How to book travel using reward points?

Booking travel using reward points is easy. You can book flights, hotels, rental cars, and more with your reward points. You can also use your rewards to pay for your travel at a lower rate than what it would cost, if you paid cash.

Can I use my rewards at the same time as I’m redeeming them?

You can use your reward points at the same time as you are redeeming them. This includes buying things online, in-store, or over the phone. For example, if you have earned 100 reward points and are ready to redeem those points for discount of ₹10 on purchase of  ₹50 worth of goods or services (assuming your desired price is lower than what their normal pricing structure would be), then simply add up all of your reward purchases over the course of a year and divide them by twelve months—in this case, that’s 50% off!

Is there a cap on how many points I can earn through credit cards?

There’s no cap on how many points you can earn through credit cards. In fact, the more you spend with a particular card, the more rewards you’ll earn. You can also redeem your points at a later date for travel or other rewards like gift cards and cash back.

What are the benefits of earning and using airline loyalty points?

  • It’s easier to redeem reward points for flights.
  • With airline loyalty programs, you can earn air miles that can be redeemed for flights.
  • You’ll have more flexibility when it comes to using your reward points at the end of the year because some airlines allow you to transfer them from one account to another.

Airline rewards credit cards

  • What are airline rewards credit cards?

Airlines reward their customers using reward points. These points can be redeemed for flights, hotel stays, and more. Some airlines allow you to combine your purchase with an annual fee for additional benefits.

  • How to earn airline rewards points?

By paying off your balance in full each month or by making the minimum payment on time every month (if you pay off your balance in full during this time period).

The Airtel Axis Bank Credit Card offers up to 4 complimentary access to Airport Lounge.

With reward points, you can save money and make everyday purchases more exciting.

With reward points, you can save money and make everyday purchases more exciting. If you’re already a frequent traveler and use your credit card to pay for flights or hotels, then it makes sense to earn points on those type of purchases. There are various apps available to help you manage your rewards better.

Get Airtel Axis Credit Card with upto 25% Cashback on Recharges & Bill payments.


With the right credit card, you can earn miles and use them to book your dream trip. You can also use this information to decide which card is right for you. While these reward points are not as valuable as cash back, they are still worth using if they save you money on things like airfare and hotels.

Also read: What Is Credit Card Statement?